Jonathan Bonilla

30 Flips | 2 Magazines | 13 Likes | 3 Followers | @JonathanBon7n8q | Keep up with Jonathan Bonilla on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Jonathan Bonilla”

How to Pay Zero Taxes Legally in Retirement

And when you pay zero taxes, you shouldn't be doing it the way most people do it -- which is by being broke.<p>5 min read<p>Are you gambling your retirement savings on the idea that your taxes will be lower when you retire? If so, I’ve got some bad news. If you have your retirement savings in a …

Retirement

Avengers: Infinity War stars Chadwick Boseman, Samuel L. Jackson, Tom Holland read Mean Tweets

<b>UPDATED:</b> Check out the full Mean Tweets segment above.<p><b>PREVIOUSLY:</b> While <i>Avengers: Infinity War</i> is busy destroying box office records — see: a whopping …

Marvel Universe

Here's What a Financial Adviser Would Ask When Hiring an Adviser – and What You Should, Too!

To see if a prospective financial professional could be a good fit for you, take my 10-question list to your appointment.<p>Whenever I meet with …

Retirement

Wells Fargo threatens teachers, teachers union says drop the NRA or we are dropping you

Unions have the potential to make big powerful changes and the American Federation of Teachers (AFT) is stepping up. While in the middle of …

Oregon governor signs net neutrality bill into law

It's getting increasingly difficult for internet providers to take advantage of the FCC's looming net neutrality repeal. Oregon Governor Kate Brown has signed the state's recently passed net neutrality bill (HB 4155) into law, forcing ISPs to honor net neutrality if they want to secure government …

I Lived On 51% Of My Income —& Saved $17,000

Two days before my 29th birthday, I shared a thought I’d been sitting on with my girlfriends: What if I didn’t shop for a year?<p>I didn’t come up with …

RANKED: The 10 cheapest destinations for an all-inclusive holiday

There's nothing like having an entire week with nothing to worry about but which restaurant to eat at or pool to dip your toes in — especially when it's already paid for.<p>While a weekend break is always appealing, a week at an all-inclusive resort is more affordable than ever, with package down 13% …

How to ghost your internet provider with a secret IP address

Two new projects just launched that could hinder internet-service providers’ ability to eavesdrop on their customers, helping internet users protect …

How to opt out of Facebook’s Platform data sharing

You shouldn’t have to do this. You shouldn’t have to wade through complicated privacy settings in order to ensure that the companies with which you’ve entrusted your personal information are making reasonable, legal efforts to protect it. But Facebook has allowed third parties to violate user …

3D-Printed House Finished in a Day, Costs Less Than $10,000

Print your home like a movie ticket.<p>In the near future, suburbs might be built using a combination of high tech wood and volcanic ash. But a recent …

Nonprofits

LSD Study Reveals Unprecedented "Harmonic" Reorganization of Brain

The drug appears to hit a "reset" button in the brain.<p>Ongoing neuroscience research on psychedelic drugs like LSD and psilocybin is increasingly …

Here's how the 'unlimited' plans from Verizon, AT&T, Sprint, and T-Mobile compare

With the availability of unlocked devices, it's easier than ever to switch carriers and get the best "unlimited" data plan that works for you.<p>There are a few things to consider when choosing a carrier and its unlimited data plan, like how carriers interpret the meaning of "unlimited." For most of …

Woman Hacks Fridge to Dispense Wine Instead of Water; Internet Declares Her Person of the Year

Carol shared an image of her clever hack over two years ago, and it has been retweeted a staggering 69,000 times since and received over 180,000 …

iOS 11.3: How to check if your iPhone is being slowed down

Apple's new battery health tool is now available; here's how to get it and what you need to know.<p>Apple just released iOS 11.3, and among other things, the updated includes a new tool to tell you whether or not your iPhone's ($999.99 at T-Mobile USA) battery needs to be replaced.<p>Remember all of that …

Apple Store

Amazfit's new Bip smartwatch promises 45-day battery life for just $100

One of the biggest reasons I rail against most smartwatches is their low battery life. Amazfit, a brand from Xiaomi’s wearable tech supplier Huami, says it’s got a fix for that with its new $100 Bip watch, which boasts more than a month of use on a single charge.<p>That’s impressive, considering that …

Wearable Tech

How to Make a Week’s Worth of Dinner For Two For Under $100

<b>* Get to know SPY’s new video series, Life Hacks (For $100 Or Less)</b> <b><br>* See how to make seven meals for two people (or more), for less than 100 bucks</b> <b><br>*</b> …

Coconut

Wells Fargo double-charged some customers yesterday on their automatic bill payments, so you should check your account

Some Wells Fargo customers were unpleasantly surprised on Wednesday, January 17th, to find that money had disappeared from their accounts as a result …

Your Amazon Prime Membership Just Got a Lot Better for Grocery Shopping

With the most recent updates to Prime members' perks, shopping for staplesd is easier than ever before.<p>The main benefit of investing in an annual …

eCommerce

Test Nvidia's GeForce Now game streaming service for crappy laptops

Almost exactly a year ago, Nvidia took to the stage at CES 2017 to announce the launch of GeForce Now, a cloud-based service that would stream high-end games to your PC or Mac, negating the need to own powerful hardware. With its newly expanded beta test, the company is now one step closer to …

This wristband lets you hear phone calls through your fingers

Innomdle Lab is a South Korean startup that was spun out of Samsung’s incubator, and it’s just about ready to launch its first product: Sgnl, a wristband-slash-watch strap that turns your fingers into a phone receiver. When paired with a phone, you can hear callers by touching your finger to your …

Extreme Weather

Kodi media player arrives on the Xbox One

Welcome back XBMP<p>Kodi, the perfectly legal yet notorious media player, is now available to download on your Xbox One. Initial reports suggest availability is restricted by region with Europeans getting first dibs. So be patient if you don't see it yet.<p>Kodi is a very capable player that’s highly …

Media Players

15 Black Friday deals on travel, concerts, and other things millennials actually want to buy

Millennials prefer spending money on experiences rather than things — especially when those experiences can be Instagrammed.<p>And it turns out there's actually a ton of research supporting the idea that spending money on experiences can make people happier than spending money on material items.<p>When …

Los Cabos

A Common Contraceptive Is Linked to a "Stunning" Reduction in Cervical Cancer Risk

But nobody knows why.<p>One of the longest-lasting and most effective forms of female contraception may be offering an unexpected health benefit to the …

The Jolt is a $500 electric bike for the masses

Electric bikes range in price but the best ones come in just north of $1,000. Now, however, you can own a foldable electric bike with a 50 mile range for less than $500.<p>The Jolt ebike, created by a guy named John Madden, is selling now at an early bird price of $499. That’s a quarter of the final …

How to increase your muscle definition

Lots of guys in the gym can get brawny. Chug enough protein shakes and heft enough dumbbells, and you'll definitely stack on muscle that wasn't there …

How to make money while you sleep

<b>Whether you’re trying to pay off debt, top off your emergency fund or invest more, a little extra monthly income can get you there faster.</b><p>But there …

Personal Finance

Data Shows Too Many Americans Being Pestered About Medical Debt They Don’t Owe

What’s worse than being overwhelmed by medical debt after a hospital stay or doctor’s visit? Being told you owe money for healthcare procedures and …

Health Care

How to Invest: When You’re Just Getting Started

By<p>Feb. 9, 2017 4:47 p.m. ET<p>Wall Street has an odd way of trying to get your business. The dizzying array of investment choices, mind-numbing jargon, …

Investing

What to do if you have a student loan serviced by Navient

People who feel they have been wronged by student loan servicer Navient Corp. have a few options for what to do next, a student loan expert said.<p>Navient, which used to be part of Sallie Mae and is the nation's largest servicer of student loans, was sued Wednesday by the Consumer Financial …

Finance

Get a complete computer science education for only $39

It’s been repeated ad infinitum: Coding is the new literacy, and you’ll need to learn a programming language or two if you’re serious about keeping your resume sharp in the 21st century. Here’s one way: Take advantage of a university-caliber computer science education without the crazy tuition fees …