John Benjamin

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Millennials Are Driving The Digitization Of Finance

Over the last decade, consumer technology and the sharing economy has revolutionized almost every aspect of our lives. It has changed the way we travel, shop, interact with our friends and even date. Millennials have come to expect immediacy and sharing of experiences, including in their financial …

Venture Capital

Blockchain Technology Set To Revolutionize Global Stock Trading

If early adoption is any sign of what the future holds, blockchain technology can revolutionize stock market trading around the world.<p>Blockchain technology has already significantly changed the future of money, finance, supply chain management, record keeping, and more. Not only does blockchain …

Blockchain

The one thing to keep in mind before investing your money

Investing money is one of the easiest ways to both save money and grow wealth. Rather than keeping your money stashed away in a savings account, you …

Retirement

Capital gains and why they matter – a tax expert explains

The Trump administration wants to change the way capital gains are taxed to factor in inflation.<p>To many, this may sound like a technical change of …

Taxes

Here's What It Means To Be Preapproved vs. Prequalified

Before you spend hours on end searching for your dream home on your favorite real estate listings site and scheduling open house visits, there are a …

Personal Finance

4 Myths About Online Trading

These days many investors are trading online, whether through the Internet or other electronic means, such as a mobile app. In most cases, that means …

Trading

Cryptocurrency is just one of seven types of cryptoassets you should know

• <b>Cryptocurrencies</b> like bitcoin, the granddaddy of all cryptoassets, are instruments of exchange, stores of value, and units of account. To wit, bitcoin today holds over $100 billion dollars and supports billions a day in global transactions. Banks are taking notice, going from “bitcoin bad, …

Cryptocurrency

Are ETFs Or Mutual Funds More Tax-Efficient?

Both ETFs and mutual funds typically hold a set of investments on your behalf. Yet, in many cases ETFs can be a smarter decision from a tax standpoint, we’ll explain why.<p>First off, there are many reasons to hold ETFs and mutual funds, especially now various funds are extremely cheap with even a few …

Investing

Black Wall Street: The African American Haven That Burned and Then Rose From the Ashes

“Don’t you realize that Greenwood was Wakanda before Wakanda?”<p>It’s a sweltering May evening in downtown Tulsa, Oklahoma, and a local poet named …

Some Traders Are Talking Up Cryptocurrencies, Then Dumping Them, Costing Others Millions

DOW JONES, A NEWS CORP COMPANY<p>News Corp is a network of leading companies in the worlds of diversified media, news, education, and information services.<p>DOW JONES<p>NEWS CORP<p>U.S. Edition<p>Sections<p>SHOW ALL SECTIONS HIDE ALL SECTIONS<p>Aim higher, reach further.<p>Get the Wall Street Journal $12 for 12 weeks. …

News Corp

14 Critically Important Bond Terms for Investors to Know

Don’t even think of buying a bond until you’ve read this list.<p>The basic idea of bond investments is easy to understand. You simply buy a debt …

Investing

High Earner? You Can Still Contribute to a Roth IRA With This Trick

Roth IRAs have some pretty big advantages over traditional IRAs. In addition to offering tax-exempt withdrawals, Roth IRAs allow savers to withdraw their contributions penalty-free at any time and have no minimum distribution requirements as you get older.<p>Unfortunately for high-income Americans, …

Retirement

New York Stock Exchange operator gets into cryptocurrency

Intercontinental Exchange, which owns the New York Stock Exchange, is opening a new cryptocurrency management company, according to the Verge.<p><b>Why it</b> …

Cryptocurrency

Intercontinental Exchange Announces Bakkt, a Global Platform and Ecosystem for Digital Assets

ATLANTA & NEW YORK--(BUSINESS WIRE)--Intercontinental Exchange (NYSE:ICE), a leading operator of global exchanges, clearing houses, data and listings …

Blockchain

Read It and Weep? What You Need To Know About 401(k) Fee Disclosure

Few things in life are free — including your 401(k).<p>There are many costs associated with your workplace retirement account, from the fees charged by …

Retirement

Stock Taxonomy: A Guide to GICS

Anyone who's ever taken a basic biology class may remember a lesson on taxonomy—the science of classifying living things in hierarchical systems …

Investing

Fidelity’s No-Fee Funds Unleash the Power of Free

Fidelity Investments fired a shot heard around the investing world on Wednesday: It announced it would roll out two index mutual funds on Friday that charge no fees.<p>Both funds will track market cap-weighted Fidelity indexes. The Fidelity ZERO Total Market Index Fund will invest in the largest 3,000 …

Investing

Vanguard Group begins an investing experiment that pushes free ETF trading to its limit

The Vanguard Group is synonymous with the low-cost, buy-and-hold index fund revolution, but as of August, Vanguard might be behind the boldest …

Investing

Roth vs. traditional IRAs: How to decide where to put your money

If you think traditional and Roth individual retirement accounts are the same, think again.<p>There are some big differences between these popular …

Retirement

What Is a Blockchain, and Why Should I Care?

This revolutionary technology may present huge opportunities -- and huge risks.<p><i>By the BBB Institute and FINRA staff</i><p><i>This article is the second in a</i> …

Blockchain

How Fed Rates Move Markets

<b>Scroll down</b> to see how Treasurys, mortgage rates, stocks and the strength of the dollar shift when the Federal Reserve changes interest rates.<p>Published Dec. 16, 2015 at 11:00 a.m. ET<p>One way to see rate changes and other monetary policy tools in action is to look at the yield curve. The yield curve …

Economics

Debt is the Devil

The word encumbered means to be ridden with debt. And we all know the way that people accumulated wealth in the past: sell those who had debt into …

Personal Finance

Everything You Need to Know About Mortgages Before You Buy A Home

House hunting is an intimidating process. Whether you’re a first-time buyer or a seasoned upgrader, there are so many steps, so much paperwork, and, frankly, way too much jargon. Plus, it can feel like you’re at the mercy of the real estate agent and potential lenders, who often talk fast and don’t …

Personal Finance

The Lifecycle of an Online Trade

Investors make millions of online stock trades each day. Once you click, tap or hit enter to buy or sell a stock—what happens next? It’s likely more …

Investing

With an adjustable-rate mortgage (ARM), what are rate caps and how do they work?

There are three kinds of caps:<p><b>Initial adjustment cap.</b> This cap says how much the interest rate can increase <b>the first time</b> it adjusts after the …

Personal Finance

Will the Fed Yield to the Yield Curve?

Home | Economic and Market Commentary | Will the Fed Yield to the Yield Curve?<p>Author: Joachim Fels<p>PUBLISHED: Jul 17, 2018<p>Will they or won’t they? …

Economics

Fund Analyzer

30 Passive Income Streams That Will Help You Pay Off Debt – Page 9

rawpixel.com / Pexels<p>9. Make Money From P2P Lending<p>Consider getting in on the person-to-person lending boom if you like the crowdfunding model but …

The Yield Curve As Recession Predictor: Should We Worry Today?

The yield curve has proved to be a valuable indicator of future recessions. Some economists are getting nervous right now, as signals are flashing yellow—not quite red, but certainly not green. However, the yield curve is only indicative of a recession. It is neither definitive nor causal.<p>The yield …

Economics

While bonds might be regarded as a defensive, lower growth investment, they have an important and valuable role to play in a growth portfolio.

Recent market volatility suggests that investors are questioning whether the post-crisis subpar pace of economic growth, which we dubbed the New …