Joel Velez

83 Flips | 12 Magazines | 4 Likes | 2 Followers | @JoelVelez7jrn | Keep up with Joel Velez on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Joel Velez”

Debt Snowball Or Debt Avalanche: Which One Is The Best Method?

Don't get in your own way of a debt-free life.<p>Paying off debt can feel like setting your money on fire every month. You work hard to make a living, diligently pay the minimums and yet see little progress.<p>You’re not the only one. The 2017 Planning & Progress Study by Northwestern Mutual found that …

Personal Finance

Blockchain is crappy technology and a bad vision for the future

This December I wrote a widely-circulated article on the inapplicability of blockchain to any actual problem. People objected mostly not to the technology argument, but rather hoped that decentralization could produce integrity.<p>Let’s start with this: Venmo is a free service to transfer dollars, and …

Blockchain

Shrimp Boil Foil Packs

• 40 mins<br>• Prep: 10 mins,<br>• Cook: 30 mins<br>• Yield: 4 foil packs (serves 4)<p>Ratings<p>(21)<p>print<p>Neatly wrapped in individual foil packs, this quintessential shrimp …

Seafood

Yes, You Do Have To Change Jobs To Get Paid What You're Worth

Dear Liz,<p>I am trying to adjust my mindset to fit the new-millennium workplace you always talk about. It’s a learning process for sure.<p>I am about to start job hunting again. I only started this job three years ago. They were excited to get me in here and get me going on the company’s digital …

Employment

'Rick and Morty' Does a D&D Crossover, So Suck it, 'Stranger Things' Kids

Those losers from 'Stranger Things' got nothin' on us, Morty.<p>Somebody over at the <i>Rick and Morty</i> comic book publisher Oni Press heard that <i>Infinity War</i> …

Comics

Major Banks Adopt Droit Fully-Digitized MiFID II Trade Compliance Solution

NEW YORK and LONDON, March 28, 2018 /PRNewswire/ --<p><i>Innovative service offers real-time machine executable regulations and instant legal traceability</i>• <i><br>Goldman Sachs Asset Management becomes first client of Adept MiFID II service for institutional investment firms</i><p>Six major global banks have adopted the …

The 10 Worst Drinks Black People Ever Thought It Was Cool To Drink

<b>10. Cristal</b><p>Because you will never convince me there's any discernible difference between Cristal and Andre.<p><b>9. Malt liquor (any)</b><p>I know it's not …

Mission to Zyxx Is the Best Scifi Podcast You're Probably Not Listening to... Yet

Every time I try to explain what Audioboom’s podcast <i>Mission to Zyxx</i> is<i>,</i> there’s this moment where I realize that on paper, it sounds like the kind of …

17 Super-Stuffed Burritos to Try in NYC

meA burrito is a supremely versatile food. It can be eaten on the street with less mess than a sandwich, made into a snack or meal, and transformed from breakfast to dinner. Sadly, Californians still reign supreme in their burrito talents, but a number of New York City restaurants and trucks have …

Michio Kaku picks five books to help you understand the future

Science is the engine of prosperity. From the industrial revolution (powered by the steam engine), to the electric revolution (which lit up our cities), to the current computer revolution (which connects us all), science creates wealth and progress. Now, to predict the future of society, we have to …

Singularity

The Crispiest, Juiciest, 30-Minute Roast Chicken

Think a succulent roast chicken has to be reserved for lazy Sundays? Think again. I came up with the fastest, easiest, juiciest roast chicken and …

I Knew Within Five Minutes I Could Never Hire You

Dear Liz,<p>I’ve been an HR person for three years, but so far I’ve always worked in compensation, benefits and employee relations. I haven’t recruited before and I haven’t sat in many job interviews.<p>Last month I got moved into Recruiting.<p>I’m excited about my new role.<p>My manager “Sandra” invited me to …

Employment

Imaginary Worlds is the slick, deep-dive podcast sci-fi and fantasy fans need to hear

NPR for Sci-fi fans<p><i>There are a ton of podcasts out there, but finding the right one can be difficult. In our new column</i> <i>Pod Hunters</i><i>, we co</i><i>ver</i> <i>what we’ve been listening to that we can’t stop thinking about.</i><p>A couple of months ago, the members of my science fiction writer’s group were talking about …

Everything you should eat in Chinatown in one map

We combed Chinatown’s alleyways and secret menus to serve you the most authentic culinary adventures in the neighborhood. Take a look at the map …

Hong Kong

Warren Buffett Says Integrity Is the Most Important Trait to Hire For. Ask These 12 Questions to Find It

It's what holds all three together or everything crumbles.<p>Billionaire Warren Buffett, chairman and CEO of Berkshire Hathaway, has lived by a set of awe-inspiring values and principles that has led to unbelievable success.<p>So whenever he imparts his wisdom, you want to tune in. As it relates to …

The first 5 things to get for your home after you buy an Amazon Echo

<i>— Our editors review and recommend products to help you buy the stuff you need. If you make a purchase by clicking one of our links, we may earn a small share of the revenue. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.</i><p>For many people, …

Smart Homes

10 Problems With Batman Nobody Wants To Admit

75 long years after his appearance in Detective Comics #27, and the Dark Knight is still sitting pretty. In fact right now he might be at his …

Comic Books

The 20 best Amazon Alexa skills and tips

Many of us have welcomed our first smart assistant into the home, with Amazon's Echo smart home hub bringing the Alexa voice assistant into households across the country.<p>Alexa is the Amazon voice assistant. Launched in 2014, it provides a way to ask questions, play music, get news bulletins or …

Smart Homes

20 Minute Honey Garlic Shrimp Recipe

Reviews(171)<p>★★★★★<p>Yummly User<p>★★★★★<p>Suz 9 days ago<p>★★★★★<p>Turned out just okay<p>Sherri S. 12 days ago<p>★★★★★<p>Everyone in the family loved it! Will make …

Seafood

Saturday Night Live: The 15 best sketches of 2016

It was the best of times (<i>Captain America: Civil War</i>, Beyoncé’s <i>Lemonade</i>, Obama dancing to “Hotline Bling”), it was the worst of times (the …

Here's a simple no-weights workout that could lead to real results

Sometimes it’s difficult to hit the weight room, especially when travelling. We asked Coss Marte, founder of ConBody, a trendy New York City fitness …

PJ’s All Day—37 Cozy Home Finds for the End of Daylight Savings Time

When the fall chill finally settles in, the radiators sputter to life, and the sweaters come out of the back of the closet, it’s time to fully embrace the joys of cuddling up indoors. And what better time to indulge in some time snuggled up in bed with a book, or on the sofa with a mug of hot tea …

53 Avocado Recipes, So You Can Eat as Much of It as Possible

Life goals: Eat more avocado. Here are 53 awesome recipes to make it happen.<p><b>Avocados make just about anything better</b>, from salads to veggie-packed salsas to smoothies. Smear avocados onto toast, mash 'em into guacamole, or top your morning eggs with a couple slices—just make sure they're perfectly …

Cooking

5 Meals Tyler Florence Thinks Every Millennial Should Master

Listen up: Tyler Florence is about to give you a cooking lesson. I caught up with the chef and Food Network host at his classic San Francisco restaurant, Wayfare Tavern, to discuss the importance of accessible and affordable fresh fruit and vegetables (he participated in Naked Juice's …

Cooking

Try this simple roasted garlic parmesan potatoes recipe (VIDEO) | Eat/Drink | Malay Mail Online

Eat/Drink<p>Try this simple roasted garlic parmesan potatoes recipe (VIDEO)<p>Try this roasted garlic parmesan potatoes recipe, courtesy of Youtube channel …

Grilled Portobello Mushrooms

This post was most recently updated on June 26th, 2017<p>Print<p>Veggie burgers are great on the grill, but if they’re unwrapped from a package, you’re …

Mushrooms

Stop what you’re doing and buy these $38 headphones

The Carbo Tenore could cost ten times as much and they’d still be a steal<p>Words fail me. I’ve seen — or, more accurately put, <i>heard</i> — the audio price-performance curve shattered into tiny little pieces and I’m still reeling from it. The Carbo Tenore ZH-DX200-CT earphones from Japan’s Zero Audio are …

A Helpful Dungeon Master Explains the Basics of Dungeons & Dragons for New or Curious Players

Author and helpful Dungeon Master Matt Colville explained the basics of Dungeons & Dragons for new players or anyone curious about trying the game. …

10 Underappreciated Sci-fi Movies from The 70s & 80s Worth Your Time

Since George Melies went on A Trip to the Moon in 1902, science fiction has been a fertile ground for film-makers to mine. Full of the potential of …

Science Fiction

The best fantasy comics of 2016 (so far)

We’re not sure what happened to kickstart this revolution, but fantasy comics are having a brilliant year in 2016. Assuming that you’ve already read …