Joe Obrien

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How Much You Have to Save Each Month to Become a Millionaire in 10 Years

<i>When it comes to your finances, do you take a head-on or head-in-the-sand approach? If you identify with the latter, then the good news is you're not</i> …

Personal Finance

Science Says Your Sleep Could Get Permanently Worse in Your 30s—Here's Why

Getting a good night's sleep is no easy feat. With hectic schedules, a lack of work-life balance, and an oversaturation of blue light due to …

Here's How to Retire Early

The first two steps have nothing to do with money.<p>The dream of retiring early has nothing to do with wearing your pajamas all day, or spending every …

Retirement

How to escape the online spies

Nobody likes being spied on. When you’re innocently browsing the web, it’s deeply unpleasant to think that faceless technology corporations are monitoring and recording your every move.<p>While such data collection is legal, that doesn’t mean it’s all right. There are plenty of things you might prefer …

Privacy

Clinical review: Psilocybin therapy could be significantly better than current psychiatric treatments

Having a guided psychedelic experience may be a powerful treatment for depression, anxiety, and addiction. A new review of clinical trials suggests …

Knowing how others see us is the key to happiness

The relentless ‘me’ focus of our lives misses a crucial step<p>The most important, and yet least examined, determinant of success or failure – at work and in life – is self-awareness. The ability to understand who we are, how others see us, and how we fit into the world.<p>Plato instructed us to “know …

Self-awareness

Three Unexpected, Life-Changing Lessons I Learned at a Silent Retreat

<b>“Every moment is a choice to begin again.” ~Unknown</b><p>By day three of the five-day silent retreat I found myself wondering, “Why did I do this …

Mindful Listening

Source: Kevin Curtis/unsplash<p>We often think about improving our relationships by changing what we say to others. We pay less attention to the fact …

Mindfulness
Mindfulness

Bitcoin climbs to a fresh record high

Bitcoin is in record territory once again.<p>An aggressive bid has the cryptocurrency up 2.1% at $1,204.43 per coin as traders continue to pile in ahead of the upcoming Securities and Exchange Commission ruling on whether or not it will approve at least one of the three proposed bitcoin-focused …

Cryptocurrency

An amazing modular home of 50 thousand USD built in 3 months

If you have had a dream of owning a spacious house surrounded by nature; a wood home with large windows then we think we have the perfect design for …

Weird Reasons You Overspend | Men's Health

You’ve learned from experience that shopping for food on an empty stomach is a bad idea. (Nothing like handing empty bags of chips to the cashier.)<p>But buying clothes when you’re hungry is even worse for your wallet, finds recent research from the <i>Proceedings of the National Academy of …

6 Tips to Dig Your Way Out of Credit Card Debt

Do your credit card balances keep you awake at night? Short of winning the lottery or coming into a large inheritance, you won't find a quick-fix solution that will make your debt disappear, despite what solicitors or infomercials might have you believe.<p>There are, however, many reliable strategies …

A 'Handcrafted' Credit Card with a $450 Annual Fee Is Insanely Popular with Millennials

How can such an expensive card be so popular?<p>The hottest new metal product isn’t the iPhone 7—it’s the Chase Sapphire Reserve Credit Card.<p>According …

Personal Finance

This Is Gen X's Biggest Retirement Mistake

Do not commit this cardinal sin.<p>Generation Xers have it tough. Caught in a perpetual juggling act of raising children, building careers, and caring …

Retirement
Pets

Front-load your IRA in January for a bigger payoff

Happy New Year! Do you have $5,500 to spare?<p>It's an uncomfortable question, especially if your credit card is still smoking from last month.<p>But that's the amount it takes to fully fund a traditional or Roth IRA for a year, and there's a lot of value — a five-digit value — in front-loading your …

Call and Ask to Have the Interest Rate Reduced On Your Credit Cards

Late fees can eat into your debt repayment plan, but having a high interest rate is even worse. Yet, most of us are more likely to call and ask to …

These are the dash cams your car has been waiting for

Having a dash cam can mean the difference between a small fender bender that wasn’t your fault costing you nothing and costing you thousands. How? If …

How to Drink Cannabis This Summer - Health

Edibles are the go-to form of medication for many stoners, but what about the “drinkables”? It’s time to give cannabis-infused beverages some credit. …

Cannabis

The Green Rush: Searching For (High) Yields

<i>By Dania Duran</i><p>As more and more states across the US push towards marijuana reform, investors are increasingly seeing the plant and its chemical …

World's first fossilised dinosaur brain found 'pickled' on UK beach

Archeologists have found the "first example" of fossilised brain tissue from a dinosaur on a beach in the UK. Described as an "unassuming brown …

Paleontology

Marijuana's effects on the body, brain, heart and sperm: All your weed questions answered

With five more states voting on whether or not to legalize recreational marijuana come November, millions more Americans are closer than ever to …

Cannabis

Human Level Artificial Intelligence 2016: Artificial General Intelligence and then some (Part 1)

(TechXplore)—In its inception, the field of Artificial Intelligence (AI) sought to create computers with <i>general intelligence</i> analogous to our own. …

Artificial Intelligence

The Body A Window To The Mind: Discover A Simple Formula To Unlock Intellectual Possibility

For me, learning from my tangible and measurable body is much easier than understanding my often inexplicable mind. My brain never forgets (the things my husband wishes I would) and yet can't recall (what I need at any given moment). My body is pretty straight forward. When I push my body it grows …

LSD's impact on the brain revealed in groundbreaking images

First modern scans of people high on psychedelic drug has given researchers unprecedented insight into neural basis for its effects<p>The profound impact of LSD on the brain has been laid bare by the first modern scans of people high on the drug.<p>The images, taken from volunteers who agreed to take a …

Consciousness

101 Work From Home Jobs

Between technology, such as Skype, Slack, or Google Hangouts, the need to commute back and forth everyday is no longer necessary - which makes it easier to enjoy work-life balance and apply for jobs no matter where you reside.<p>Whether you're looking to join an established company, start your own …

Small Business
Physics

The Secret to Success that No One Told You: Be Dumb | Inc.com

What's some of the standard advice you get when you want to accomplish anything? Study up. Learn about the subject, Get advice from people who've done it.<p>It's hard to argue. All that sounds right. Often it is right. But winning by getting smart can be exactly the wrong thing to do. Sometimes you …

Self-improvement