Jillian Howell

55 Flips | 6 Magazines | 4 Likes | @JillianHowell | Keep up with Jillian Howell on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Jillian Howell”

The Best Science-Fiction & Fantasy of 2015

The end of 2015 marks the completion of this blog’s first year of existence, and what a year to start with: we can’t remember the last 12-month …

3 Things You Should Use Your Credit Cards to Buy

Credit cards are not bad, even if they have stigma attached to them. That stigma is usually associated with poor spending and financial planning habits, something that we can all better plan for.<p>Everyone should have at least one or two credit cards, and should be using them often. But what do you …

The Unemployment Rate is 5%. So Why is America So Grumpy?

The official unemployment rate in the United States is 5%, which is below the post-war average of 5.8%. The S&P 500 is sitting pretty, just 2% off …

The real reason the Fed is eager to raise interest rates now

Americans are borrowing big again.<p>The Federal Reserve’s credit numbers showed American consumers borrowed at an all-time record of $28.9 billion in September, besting the previous high-water mark set in November 2001.<p>In fact, this is the biggest monthly leap in consumer borrowing going all the way …

Amazon Book Review

You might have noticed our new address: amazonbookreview.com. When we launched this modest blog with an immodest name in 2007, "omnivoracious" …

The war on cash is advancing on all fronts

Whether it's for mulled wine at the Christmas market, a beer at the bar, even the smallest charge is settled digitally. Even the homeless vendors of the street newspapers Faktum and Situation Stockholm carry mobile card readers.<p>A similar situation is unfolding in Denmark, where nearly 40% of the …

This is how a central bank could kill off cash and bring in negative interest rates on your savings

Ideas that would have been considered crazy just a decade ago are now seen as much more likely.<p>One of those ideas is that central banks could bring in negative interest rates.<p>Growth is pretty tepid around the world, and in many advanced economies, inflation is nowhere to be seen. Cutting interest …

Magic cakes: the miraculous recipes that make three cakes in one

WHAT IS A MAGIC CAKE?<p>Magic cakes are made simply of eggs, sugar, flour, butter and milk. So what’s magic about that, you might ask. There may be nothing unusual about the ingredients, but the magic in these cakes happens in the baking. The batter of the cake is very liquid, so it divides into three …

Dessert

14 incredible facts about Texas

If the Lone Star State were its own country, it would have the 12th-highest GDP in the world.<p>Some of that growth is attributed to Texas' bustling energy businesses, which has been front and center over the past year with the lower oil prices.<p>With that in mind, take a close looker at the inner …

Brazil's Crazy Credit Card Rates Make Yours Look Like a Steal

Think your 14.9% APR is too high? That's nothing compared to what some people pay abroad.<p>If you need to carry a balance on a credit card, you want to …

This declassified US intelligence report from 1990 is one of the most terrifying things you'll ever read

Now we finally know it was also one of the most dangerous, thanks to a February 1990 report published by the National Security Archive at George Washington University this week after a 12-year Freedom of Information Act battle.<p>The US and Soviets were dangerously close to going to war in November …

Two Must Have Google Sheets Templates for Teachers

October 27, 2015<br>Google has recently revamped its template galleries for Docs, Sheets and Slides and introduced some handy pre-designed templates to …

Banks are seriously discussing negative interest rates for normal people's savings

Normally, this doesn't happen. Banks want your cash, and pay you interest on it, because the more deposits they have, the more they can lend it to others who pay them even more on their investments.<p>But interest rates in Europe are so close to zero — and economic activity is so sluggish — that some …

Paul Krugman does his victory dance, celebrates the defeat of feeble-minded austerity politics

Krugman celebrates as austerity loses in Canada. Government investment works! Any Democrats listening?<p>Paul Krugman has been waging a lonely war against austerity politics around the globe for years. So he was especially excited about Justin Trudeau's victory in Canada this week. (What, you thought …

How The U.S. Government "Covers Up" 72% Inflation Before Your Very Eyes

Dear Bureau of Labor Statistics: please pay careful attention to this case study of how your CPI "inflation" gauge, hedonically, seasonally-adjusted …

Social Security Benefits Are Eroding, Thanks to an Inadequate Cost of Living Adjustment (COLA)

On October 15, the Social Security Administration will announce some news that will be distressing to more than one in four households: there will be no Social Security cost of living adjustment ("COLA") for 2016. This is no small matter. The purpose of the annual adjustments is to ensure that …

The 100 Science Fiction and Fantasy Books You Must Read Before You Die, According to Amazon

Assembling the list of the most essential science fiction and fantasy books is a huge undertaking, but Amazon has tackled it. And their list is not …

U.S. second quarter GDP growth revised up on spending, building

WASHINGTON (Reuters) - The U.S. economy expanded more than previously estimated in the second quarter on stronger consumer spending and construction, backing the case for an interest rate rise before the end of the year despite data sounding a note of caution for September.<p>The Commerce Department …

This chicken company just recalled half a million pounds of meat for this reason

Sanderson Farms (SAFM), a company based in Hazlehurst, Miss., is recalling about 554,090 pounds of its poultry products due to worries that some may …

Why so many Americans think they're part Cherokee

Like many Americans at the time, Phelps had a vague understanding of his Native American ancestry. On one point, however, his memory seemed curiously specific: His Indian identity was a product of his "Cherokee blood."<p>The tradition of claiming a Cherokee ancestor continues into the present.<p>Today …

So much worse than Auschwitz: “People not very different from us murdered other people not very different from us at close quarters”

One concentration camp is remembered as shorthand for the entire Holocaust. That lets us paper over true horrors<p>Auschwitz symbolizes the intention to murder all Jews under German control, and Jews from every corner of the German empire were murdered in its gas chambers. Some Jews survived Auschwitz …

A new sign that we're in a market bubble -- and could be heading for a bust

This may seem to be an odd thing to worry about when the stock market is faltering (the Dow Jones Industrial Average is down more than 250 points on the day as I write), but evidence has been mounting for months that an economic bubble is building in the U.S.<p>That's not a happy prospect. In the …

Finance

How Sweden's negative interest rates experiment has turned economics on its head

Nordic experimentation with sub-zero interest rates has changed the way central bankers think about fighting recessions<p>It has long been believed that when it comes to interest rates, zero is as low as you can go. Who would choose to keep their money in the bank if they had to pay for the …

A Beautiful Mind: Brain Injury Turns Man Into Math Genius

In 2002, two men savagely attacked Jason Padgett outside a karaoke bar, leaving him with a severe concussion and post-traumatic stress disorder. But …

The impossible just happened in Texas

The honky-tonks in Austin were shuttered, the air-conditioned office towers of Houston were powered down, and the wind whistled through the dogwood trees and live oaks on the gracious lawns of Preston Hollow.<p>Out in the desolate flats of West Texas, the same wind was turning hundreds of wind …

Europe must now come clean on diesel

America’s tighter pollution checks reveal a long-term deception on emissions by European carmakers<p>Few things get up the Euro-Green nostril more than the American car. Huge, filthy and unsophisticated gas-guzzlers; eight miles to the gallon, mobile smog-machines. Look at Los Angeles! You can hardly …

This is a scale model of the solar system like you've never seen before

We've all seen illustrations of the solar system. They're in our school textbooks, on posters, on websites, on t-shirts… in some cases they're used …

Alert level increased for Mauna Loa volcano, Hawai'i

The Hawaiian Volcano Observatory (HVO) announced on September 17 they are elevating the Mauna Loa volcano alert level to Advisory and the aviation …

No hike: Fed keeps benchmark rate near zero

WASHINGTON--Not yet.<p>Citing global economic weakness and financial market turmoil, the Federal Reserve agreed Thursday to keep its benchmark interest rate near zero despite the rapidly improving U.S. labor market.<p>But Fed policymakers' forecast indicates they still expect to bump up the federal funds …