Jesus T. Luevano

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Don't Bother With That High Cost 401(k)

A 401(k) plan is broken when the fund expenses overwhelm the tax benefit of participation. Employer-sponsored 401(k) and similar tax-deferred savings plans encourage employees to save for retirement by deferring income taxes on their contributions. However, a recent study suggests that about 1 in 7 …

6 Retirement Savings Pitfalls To Avoid

<i>This post originally appeared on LearnVest.</i><p>So you say you’re already contributing to a 401(k) or some other type of retirement account? Congratulations—you’re working on making your future self very happy. That’s because the secret to retirement savings is that you can’t make up for lost time.<p>And …

9 Financial Habits That Can Make You Wealthy

<i>This post originally appeared on LearnVest.</i><p>While a six-figure inheritance or high-paying job can land you in the top 1% of earners, it’s the little things—your money habits—that often make the difference between a life of prosperity and one of constant financial stress.<p>Just ask LearnVest Planning …