Jeremie Irizarry

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Learn To Calculate Net Operating Income (NOI) for Investment Property

How to Calculate Net Operating Income (NOI)<p>Updated July 03, 2017<p>As a real estate professional serving investment clients, you need to be very …

How to Start Investing Your Money

Learn How to Start Investing Your Money<p>Ways You Can Start Investing and Getting Your Money to Work for You<p>Updated October 18, 2016<p>You want to learn …

Are you on track for retirement? Do the math

What should I have for dinner tonight? What movie should we go see? Where should we go on vacation this year? Many questions in life are relatively easy to answer. But if you’re wondering, “Am I on track for retirement?” it may quickly turn into a frustrating exercise.<p>To know the answer, you also …

21 Easy and Delicious Whole30 Dinner Recipes

If you missed our Whole30 breakfast recipe roundup, here’s a simple refresher of what the program is all about. Designed to be a monthlong reboot for …

Amazing photos capture how faces change after 1, 2 and 3 glasses of wine

Wine fans will undoubtedly appreciate this fun photo project which captures how faces change when alcohol has been consumed.<p>Brazilian photographer Marcos Alberti captured his friends when they had drunk one, two and three glasses of wine and these are the amazing results.<p>He explains how his 3 …

Four lessons to help you be a good investor when it feels like the stock market world is coming to an end

In the past few months, most of us had a feeling that was eerily familiar: That sense that everything you invested in, whether it was a “safe” bank …

Investing

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5 States With the Highest Average Credit Card Debt

Image source: Flickr user Bryan Rosengrant.<p>Credit card debt -- it's both the oil that lubricates the consumption-based U.S. economy, and the bane of existence for tens of millions of American households.<p>Based on statistics provided by ValuePenguin in November 2015, U.S. consumer debt totaled a …

Here's what could happen when you don't pay your student loans

The arrest was over a $1,500 student loan he received in 1987, Aker said. He says he received no certified mail or notices about the outstanding debt in the past 29 years.<p>For its part, the US Marshals claim Aker told two deputies "he had a gun" when they showed up to arrest him after he failed to …

Budgeting for three phases of retirement keeps spending on track

He and his wife, Sharon, 60, have seen friends immobilized due to “silly accidents” and watched their parents slow down with age.<p>“We are dipping into savings to take advantage of travel, develop those memories in the early years of retirement,” Mr. Green says.<p>Mr. Green is in what experts describe …

3 Behaviors That Ruin Relationships

From the moment you are brought into the world, you develop relationships – with your parents, siblings, near and distant relatives, students, …

What's The Difference Between Fate and Destiny? (Don't Get Them Confused) - The Open Mind

<b>ARE YOU LIVING OUT YOUR FATE OR CREATING YOUR DESTINY?</b><p>Fate and destiny are both terms that tend to be used interchangeably in conversations. We hear …

Spirituality

How the Five "Love Languages" Can Help You Win at Relationships

Ever had an argument with your partner and wished they could just read your mind? If they only knew how you were feeling, they’d stop putting up a …

Language Learning

The bond market is telling stocks that it's 'last call'

Bond market risk appetites hold the key to the stock market right now. It is normally the case that equity and debt markets are very closely intertwined, but today this is true more than ever. And the bond market is signaling the party is nearly over.<p>I say that the relationship between bonds and …

Are You Feeling Lucky? 2 Schools of Retirement Income

Feeling lucky?<p><i>Are you feeling lucky?</i> That’s how the debate between the two schools of retirement income often shapes up.<p>Do you keep your retirement …

Retirement

America is full of high-earning poor people

Do you earn a decent salary, but live paycheck-to-paycheck? If so, you are part of a growing segment of the American population: the income rich-ish and asset poor.<p>We tend to associate empty bank balances with those on the lowest rungs of the income ladder. But many of America’s upper middle class …

Income Inequality

Couples with age gaps face an uneven financial path

It is never easy for couples to prepare solid financial ground for a prosperous retirement. But for spouses or partners with an age difference of 10 years or more, the challenges can be especially acute.<p>Not only do these couples face more complicated tax and retirement income calculations, but …

How Being A Minimalist Will Save You Big Time

<b>BY KARA I. STEVENS</b><p>Over the last month, I've reintroduced myself to the concept of minimalism. Minimalism is a lifestyle where individuals intentionally decide to live with less material items as a way to make room for things that matter most to them (i.e. relationships, experiences, health, wealth, …

Rules of Investing – Stock Marketing Investing Tips For Beginners

Think of investing as a sport or game. You have competitors and competing interests. There are different strategies to “winning.” You have laws, …

The charts that show it's not THAT hard for first-time buyers

An increasing share of mortgages are being taken out by 25-34 year olds. Is there light at the end of the tunnel?<p>Young people trying to make their way onto the housing ladder have not had much cause for celebration.<p>Earlier in the year, a report from KPMG revealed that the average first-time buyer …

Investment banking salaries and bonuses for 23 year-olds and 40 year-olds, by job

Which jobs in investment baking pay the most? You can certainly earn a very healthy salary and bonus as a junior in M&A, but the really big money in …

Salaries & Wages

Opinion: This very day will decide whether you’ll be rich or poor in the future

Good morning.<p>Welcome to Monday.<p>Today is actually a very big day for you, and this week is a very big week. But I’ll bet nobody else told you.<p>So brush …

Stock Markets

Think Stocks Won't Stumble Again Soon? You're Ignoring History---And 4 Smart Moves

Talk about a wild year. The Dow Jones Industrial Average tumbled more than 16% from mid-May to August. It has since rebounded. But is there another downswing just around the corner? What should you do about it?<p>The buy-and-hold perma-bulls argued this time, as always, that there was nothing to do …

Memo to stock market skeptics: You can’t ‘save’ your way to retirement

You have lots of company if your confidence as an investor has hit bottom.<p>A little more than half of Canadians believe investing is like gambling, and just 44 per cent believe investing is for people like them. These alarming nuggets of negativity are found in a survey of 2,000 people conducted …

I have $600 a month to invest for the next 20 years. What should I do?

<i>Dear Nancy Woods,</i><p><i>What would you say is the best 20-year investment? If I have $600 a month to invest for 20 years, what do you suggest I do with the $600 a month, and what do you think it could be worth? I know that in this public forum you cannot give me stock specific advice. What I am looking</i> …