Jennifer Micieli

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Your Perfect Pace

Knowing how fast (or slow) to go makes every run better.<p>When you run within your limits, every workout can be a pleasure. But start even a few seconds per mile too fast, and misery awaits: excess fatigue, loss of motivation, or even injury. That's why it's so important to know what pace is right …

Marathons

Obama’s new plan would help small business workers save for retirement

By Jonnelle Marte<p>, Reporter<p>President Obama’s latest budget proposals will include provisions that could make it easier to save for retirement by tackling one of the largest obstacles workers face: access to retirement plans.<p>The president’s proposals, which will be included in his 2017 budget plan, …

Money College Planner

Attorney Schlichter preps new round of 401(k) suits

He is riding on a wave of success, broadening growth of similar 401(k) legal battles and the wind-down of older suits.<p>Schlichter Bogard & Denton, of …

New Rules for Reverse Mortgages

These once-suspect loans can be a useful source of cash in retirement.<p>Financial planners have long regarded reverse mortgages as an option of last …

The do’s and don’ts of a market crash

By Barry Ritholtz<p>, Columnist<p>It’s that time!<p>Every few quarters, we find ourselves running through the same muster drill. Something happens somewhere in the world, the markets go a little nutso, and they sell off a dozen percent or so of their value. The usual suspects panic. Eventually things …

These states might forgive some of your student debt

By Danielle Douglas-Gabriel<p>, Reporter<p>Any college graduate with student debt can tell you that the first years out of school can be the toughest. Trying to cover rent, utilities, transportation and food on an entry-level salary is hard enough, but once you add loan payments to the mix, it can be …

College & University

New student loan forgiveness program unveiled in New York State

New York Governor Andrew Cuomo announced that the state will begin accepting applications for its new student loan forgiveness program.<p>The "Get On …

Obama's MyRA Retirement Savings Plan Goes Nationwide

MyRA, the Obama administration's free, guaranteed-return starter retirement account, launched nationwide on Wednesday.<p>The government-backed plan is …

Trends in Debt Concentration in the United States By Income Liberty Street Economics

Donghoon Lee, Matt Mazewski, Joelle Scally, and Basit Zafar<p>Household debt in the United States expanded before the Great Recession, contracted …

Income Inequality

America is full of high-earning poor people

Do you earn a decent salary, but live paycheck-to-paycheck? If so, you are part of a growing segment of the American population: the income rich-ish and asset poor.<p>We tend to associate empty bank balances with those on the lowest rungs of the income ladder. But many of America’s upper middle class …

Income Inequality

Why Planning To "Save More Tomorrow" Actually Works

Executive Summary<p>Over the past several decades, the national savings rate has plunged, even as the system for retirement preparedness has shifted …

How Uber's Top Lawyer Wins Equal Pay For Women

<i>Uber general counsel Salle Yoo has her own formula for hiring a diverse workforce: Appoint women in senior roles early on—and pay them the same as</i> …

The Hidden Reasons People Spend Too Much

You can get all the basics right and yet still break your budget. Researchers are beginning to discover why.<p>How can people get their spending under control?<p>Ask most people, and you’ll get the same answers. They should set budgets. Cut back expenses to better match incomes. And monitor their …

Personal Finance

Tech Giants Join D.C. Fray to Battle Bank Calls for Regulation

Google, Amazon, Apple, PayPal and Intuit have joined forces to promote policies they say will foster greater innovation in financial services.

Financial Services

No Credit? No Problem as Auto Lender Taps Subprime Bond Appetite

Skopos Financial, a deep-subprime auto finance company based in Irving, Texas, is packaging $154 million of loans made to borrowers with weak credit …

What We Think About When We Run

What are they thinking? Whatever your opinions about running, that is a reasonable question to ask, not just rhetorically but also literally, about the more than fifty thousand people who ran the New York City Marathon on Sunday. Like most major races these days, the marathon has become a serious …

Literature

Embrace ‘Beginner’s Mind’: Don’t Let Your Expertise Hold You Back

During a recent lunch with a well-known venture capital investor, I asked him what is the secret formula behind his spectacular success. His answer …

Venture Capital

New Fannie Mae Mortgage Rules Benefit African-American, Latino Homebuyers

Fannie Mae is rolling out a series of new mortgage rules that will make it easier for African-Americans, Latinos and others to qualify for home loans.<p>…

Real Estate

News and Analysis of the Life and Health Insurance Industry | ThinkAdvisor

Allison Bell | May 25, 2018<p>An NAIC model now requires any index used in a return illustration to be at least 10 years old.<p>Allison Bell | May 25, …

Short-Term Financial Goals Derail Retirement

Long-term financial goals are losing out to short-term financial pressures, Natixis Global Asset Management found in its 2015 Retirement Plan …

The oldest member of Shell Geismar FCU’s management team is 34, and the CEO is one of the youngest in the group.

Ronaldo Hardy, Shell Geismar<p>GONZALES, La.—The oldest member of Shell Geismar FCU’s management team is 34, and the CEO is one of the youngest in the …

White House and Republican leaders reach budget deal

The White House and congressional Republican leaders reached a budget agreement late Monday that would resolve the stalemate over paying for federal programs and could end the threat of another government shutdown for the rest of President Obama's term.<p>The $80-billion, two-year budget accord would …

Study examines score impact of ignoring sold-derogatory debt

Lenders in recent months have grown concerned about how best to handle the reporting of sold-derogatory trade lines, often referred to in the …

Protecting the Wealthy New Kids on the Block

It is not at all uncommon to work for someone running a startup company these days who looks little older than a college senior. In many cases, …

You've Been Offered a Ton of Money. Should You Take It?

It's like the famous marshmallow tests done at Stanford University decades ago, when researchers gave some kids marshmallows and told them if they …