J.D.C.

121 Flips | 3 Magazines | 3 Likes | 5 Following | 6 Followers | @Jconsta1 | Keep up with J.D.C. on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “J.D.C.”

The myth of American bootstrapping is fueling the GOP’s war on health care

At first glance, I don’t look like someone with a disability. But when people look closer, they see the small, plastic pod on my arm. “Is that a nicotine patch?” I get asked on the subway; “I don’t mean to be rude, but what <i>is</i> that?”<p>“It’s an insulin pump,” I explain, hoping to end the conversation …

A minimalist shares 17 tips for decluttering your life

That might be a tall order for many of us, but the truth is, we could do it in bursts and spurts, using a handful of easy-to-follow rules.<p>The other day I wrote about the idea of setting rules instead of goals ... today I want to share a few ideas for rules to help you get decluttered and …

In my first meeting with a financial adviser, she told me something that completely changed my perspective on money

I was there to meet with a financial adviser. I anticipated a terrifying, math-y, money-based conversation that would somehow make me feel both poor and stupid. <i>(Like most people in the world, I prefer to feel not-poor and passably intelligent.)</i><p>My adviser turned out to be a lovely, helpful, totally …

6 Things the Most Productive People Do Every Day

Ever feel like you’re just not getting enough done?<p><b>Know how many days per week you’re actually productive?</b><p><b>About 3:</b><p>People work an average of 45 hours …

The Medical Education System Is Toxic

I remember the moment I wanted to become a doctor. I was fourteen years old and had just learned of the organization Doctors Without Borders (Médecins Sans Frontières). This wonderful organization provides medical care to the world's most vulnerable populations, and I remember thinking to myself "I …

A serial startup employee explains 4 key steps to building a $1 million business in under 48 hours

We were both in hoodies and had a shared penchant for the F-bomb and burritos, all of which led to a caffeine-infused mind meld.<p>It would be the first of many.<p>The matchmaker then introducing us was the prophetic and profane Dave McClure, general partner of 500 Start-ups, which is now headquartered …

Download these money apps to help you achieve your 2016 financial resolutions - TODAY.com

As you’re reflecting back on 2015 this week, don’t forget to factor in the financial goals you set for yourself at the start of last year.<p>Shutterstock<p>appliance; backdrop; background; blank; business; button; close; communication; computer; connection; contact; contemporary; design; desktop; …

The poorest Americans have no realistic hope of achieving anything that approaches income equality. They still struggle for access to the basics<p>The economic hoarding by those at the top has been termed “income inequality”, but that’s neither a strong nor accurate enough phrasing. I have never heard …

Income Inequality

Handle awkward date silences, end a conversation with a stranger – plus chat to your children, your parents and your boss. Our panel shares their secrets<p>Children often don’t have the words to say what they’re feeling, and they don’t always understand what we’re looking for when we ask them …

Siblings

I got rejected from medical school twice. It was the best thing that happened to me.

2K Shares<p>Most people who apply to a graduate school and/or graduate medical programs apply to get accepted the first time of applying. No one wants …

Building Wealth From Paycheck to Paycheck

The day you receive your first paycheck will be one of the most thrilling days of your life. It is the day you realise (or, ought to realise) that …

Personal Finance

These Are the Best Black Friday and Cyber Monday Deals

Get something great for everyone on your list this year.<p>Aether<p>15% discount on all purchases over $500 with code CYBER 1515 (Black Friday through Cyber Monday).<p>AllSaints<p>30% off with code CYBER (Cyber Monday).<p>Alternative<p>40% off with code CYBMONDAY (Cyber Monday).<p>Apolis<p>20% off online purchases, plus a …

I'm working on a 'buy list' for 2016 - one investment already stands out

The Opportunist: This country has wonderful prospects - and it may soon be the right time to buy into its stock market<p>I have already the rough workings of a plan for scooping up bargain investments in 2016. Yes, I know, it’s a bit early for annual predictions, but the opportunist radar is already …

Student Debt in America: Lend With a Smile, Collect With a Fist

The American student loan crisis is often seen as a problem of profligacy and predation. Wasteful colleges raise tuition every year, we are told, even as middle-class wages stagnate and unscrupulous for-profit colleges bilk the unwary. The result is mounting unmanageable debt.<p>There is much truth in …

College & University

10 things in tech you need to know today

<b>1. Google is about to test something secretive across all of the US— and it sounds exactly like its Project Loon balloons.</b> The company has asked the FCC for a license to test experimental radios starting on January 1st.<p><b>2. Raspberry Pi has launched an insanely small and cheap new computer.</b> It's …

Here's everything coming to Netflix in December that you should watch

Other originals include two comedy specials, an Adam Sandler-led comedy film, and a documentary crime series.<p>The final season of "Parenthood" is also making its way to the site, as well as all seven seasons of Showtime's "Nurse Jackie."<p>Here's everything you should check out come December on Netflix:<p>…

This tiny chip could charge your iPhone much faster

A professor in Singapore has invented a tiny chip that he claims could speed up how quickly batteries charge — while also making them safer.<p>Rachid Yazami at Nanyang Technological University (NTU Singapore) has developed a chip that will monitor potential faults in batteries and alert the user if …

8 documentaries that will make you smarter about money

The wealthiest, most successful people continually self-educate, which is why most of them spend so much time reading.<p>If the classic finance books don't work for you, there are other ways to get smarter about money.<p>Here, we've compiled eight documentaries that will keep you entertained <i>and</i> teach you …

Success

How to find out if you're paying excessive fees on your retirement savings

"The system is riddled with loopholes — what I would call 'landmines' — that can blow up your financial future," writes Tony Robbins, author of the bestseller "MONEY: Master The Game."<p>One such landmine is hidden fees.<p>They're unavoidable: Online investment platforms known as "robo advisers," ETFs, …

An app millennials are using to trade stocks and cryptocurrencies without any fees is now worth $5.6 billion: Here's how to use it

And it's a model that's working for people. A little over four years after launch, the company has a $5.6 billion valuation— four times more than its 2017 valuation of $1.3 billion.<p>The app first launched in December 2014 and quickly became a favorite among younger people looking to invest. It …

Robin Hood

Income Profiles Of Financially Free People

I’m disappointed some people fail to understand some of the key messages in my posts. I need to write better. For example, in, “Are You Too Proud To …

11 tips about money from my new millionaire friend

I don't know what y'all are drinking these days, but you're dropping off some mighty fine nuggets around this blog lately! And I'm loving it! I think you need to merge together and come up with your own financial blog or something, haha …<p>But for now, you sit there and read this gem my new friend …

9 Money Mistakes to Avoid Making in Your 20s

“Every person, and especially every entrepreneur, should embrace failure with open arms,” writes Richard Branson. “It is only through failure that we …

A financial planner shares her personal system for managing money

But we also ring up debt because we simply don't understand the flow of our income and expenses, so we can't accurately estimate how much money we have available to spend.<p>I've struggled with this myself. A few years ago, I put in place a "Money Flow" system to help my family track our spending.<p>You …

7 Things That Will Prevent You From Being Successful

Success is a beautiful word that tingles in our ears. Many desire to be successful, yet success seems to visit just a few and closes its door to …

Myanmar jade rush muddies promise of change, fuels conflict

HPAKANT, Myanmar (AP) — Villagers in the jungles of Myanmar's northern Kachin state stand upon staggering wealth: Jade worth tens of billions of …

How a Man's Unborn Twin Fathered His Child

Nina Leen—The LIFE Picture Collection/Getty images<p>Nina Leen—The LIFE Picture Collection/Getty images<p>Nina Leen—The LIFE Picture Collection/Getty images<p>…