Jane Delso

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Wes Moss: New verdict on the 4 percent rule for retirement

Recently, the Wall Street Journal caused a stir with an article, “Forget the 4% Rule: Rethinking Common Retirement Beliefs.” The author’s premise is …

7 things you didn't know about composting

Get the dirt on how to make a compost bin<p>We can see it now: it's a warm summer night, you just finished supper, and you have a couple of leftover …

New Limit for Health Savings Account Contributions

Using a new measure of inflation, the IRS has reduced the amount that people with family medical coverage can contribute to a health savings account …

Buying your first home? Here's how to avoid 12 first-time buyer mistakes

Every year, first-time home buyers venture into the market and make the same mistakes that their parents, siblings and friends made when they bought their first houses.<p>But today’s novice buyers can stop the cycle. Here are 12 mistakes that first-time home buyers make — and what to do instead.<p>1. …

Real Estate

Pension Possibilities: IRA Rollover? Buy an Annuity? Or Take the Payout?

Making your decision on the type of payout you receive in retirement requires considering these four factors.<p>Pension decisions aren’t clear-cut, and …

10 travel safety tips you can learn from the CIA

Mathew Bradley spent more than 14 years in the Central Intelligence Agency, and now this former CIA agent is the Regional Security Director, Americas, for International SOS (a medical and travel security assistance company). I spoke to him via email to ask his top travel safety tips, both at home …

Flying

Home remedies for phlegm and mucus

Phlegm is a type of mucus produced in the lungs and lower respiratory tract. It is most noticeable when a person is acutely sick or has a …

Why Long-Term Care Insurance Is a Bad Investment

Long-term care insurance is supposed to ease fears about long-term health care, but advisors warn that it can do the opposite.<p>Long-term care …

Here’s how to pull off a tiny tax rate when you earn $100,000 in retirement

“In this world,” Ben Franklin famously once wrote, “nothing can be said to be certain, except death and taxes.” But I would also argue that neither …

Retirement

Why You Need to Go Beyond the Lint Trap to Keep Your Dryer Safe From Fires

If you spend any time doing laundry, you already know that you’re supposed to clean out the lint trap every time you run a load through the dryer. …

Home Improvement

Rick Steves: What’s new in Britain and Ireland for 2018

England, Scotland and Ireland are earnestly improving tourism infrastructures for 2018, adding worthwhile exhibits to well-known sights and investing in new experiences for travelers. Read up on these latest developments to make the most of your time in the isles.<p>Major changes are taking place at …

Ireland

4 Easy Ways to Prep Your Retirement For the Next Market Crash

Make sure the next selloff doesn't downsize your retirement.<p>The recent market selloff was frightening for anyone saving and investing for retirement. …

10 hard truths no one tells you about buying a house

Being a homeowner is part of the American dream, but that white picket fence comes with a side of unexpected realities.<p>While buying and owning a home can be fun and rewarding, it's not all HGTV makes it out be. From hidden expenses to housekeeping demands, it involves a lot more mental and monetary …

Don’t feed the fatberg! What a slice of oily sewage says about modern life

The fatberg that went on display this month at the Museum of London is proving something of a sensation. Visitor numbers have more than doubled; there is a palpable air of half-term excitement when I visit; and the fatberg fudge – modelled to look like the rough-hewn fatberg brick, with little …

University of Sheffield

How to Avoid a Dangerous Flu Complication

More than one out of every 10 deaths in the U.S. during the third week of 2018 was from influenza or pneumonia, according to data released Friday by …

This Magical Dutch Town is Like Something Out of a Storybook

One of the main reasons people flock to Europe is for a taste of its history. Packed full of gorgeous architecture, the buildings you'll come across …

European Travel

Seven ways ... to deal with tinnitus

There’s no cure, so prevention is best – but hope is not lost for the 10% of adults who hear sounds that are not coming from the external world<p>Prevention is best<p>Tinnitus is the name given to sounds that you hear but that don’t exist in the external world – and no one is quite sure why it happens. …

Biomedicine

8 Evidence-Based Things You Can Do to Help Beat a Cold or The Flu

Put down the orange juice.<p>This year's flu season is not messing around.<p>As the virus has swept the US in recent months, people have turned to some …

10 Popular Cauliflower Recipes to Make Right Now

One of the coolest things about being an adult (I use that term loosely) is to see foods that used to take a backseat to other showstoppers finally …

Cooking

3 Ways to Reduce Your Medicare Premiums

Lowering your Medicare premiums can free up some extra retirement income for other expenses.<p>Medicare is a fantastic resource for retirees, offering …

Retirement

Why the 20/10 method can change the way you clean your house

Your house will never stay clean with those marathon tidying sessions. Try this instead.<p>You're busy, things pile up until you can't stand it or all of a sudden you have company coming over — and you have to do something about it right now. Then you go into a mad dash to clean everything. And you …

Social Media

The Dangers of Taking PPIs for Acid Reflux

There might be serious consequences to taking these drugs long-term.<p>You've probably felt it at some point—that sharp, burning sensation that starts in your gut and climbs up the back of your throat, possibly after your second cup of coffee, or that extra helping of fries.<p>We tend to call it …

Retirees, Create a Plan to Pay for Dental Care

Medicare doesn’t include dental coverage, and some retirees don’t realize the costs and complications of paying for oral care.<p>When she needed dental …

Health Care

Why The WSJ Is Wrong About Long-Term Care Planning

A recent <i>Wall Street Journal</i> article, “Millions Bought Insurance to Cover Retirement Health Costs. Now They Face an Awful Choice,” has been circulating on the internet but for all the wrong reasons. The <i>WSJ</i> piece essentially falls into the “bad news sells” category of reporting. While the article …

Retirement

This Is the First Thing You Should Do If You Miss Your Flight (Video)

It can happen to even the best-prepared travelers.<p>Anyone who has ever had a tight connection, or been stuck in horrendous traffic on the way to the …

Flying

The Perfect Three-Day Weekend in Austin

As part of a new series, Travel + Leisure is exploring America one three-day weekend at a time. Here’s what to do during a short trip to Austin, …

Someone just created a site to make browsing Netflix easier

Here's some great news just in time for the weekend: someone's created a site that makes browsing through Netflix so much easier.<p>Reddit user …

Streaming

4 Steps to Make Sure Your Retirement Plan Is Ready for Anything—Even a Market Crash

Know where you stand.<p>Chances are your retirement prospects have improved in recent years. Even if you haven’t been knocking the cover off the ball …

Home Care Agencies Often Wrongly Deny Medicare Help To The Chronically Ill

Colin Campbell needs help dressing, bathing and moving between his bed and his wheelchair. He has a feeding tube because his partially paralyzed tongue makes swallowing "almost impossible," he says.<p>Campbell, 58, spends $4,000 a month on home health care services so he can continue to live in his …

Health Care