Jacqueline Wilson

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18 of the world’s best rail journeys

<b>UK</b><p><b>London to Fort William</b><p><b>Duration: 419 miles/13hr<br>Price (single): From £45</b><br>The Caledonian Sleeper, one of Britain’s last sleeper services (the other is the Night Riviera to Penzance), is getting a £100m upgrade. The new trains will have double beds, en suites, Highland food and Arran toiletries. …

Trains

22 experiences in Wales that will make a perfect gift this Christmas

If your house is already cluttered with stuff, why not give the gift of an experience to remember this Christmas. No wrapping paper required! From …

Wellbeing enhanced more by places than objects, study finds

Research using brain scans finds people experience feelings of contentment from places more than from objects such as photographs or wedding rings<p>The poet WHAuden is credited with first coining the word “topophilia” to describe a strong emotional pull to a special place.<p>Now scientific research, …

Self-improvement

10 of the best no-fly holidays from the UK

Dublin<p>Virgin Trains’ Rail & Sail tickets to Ireland are one of Britain’s best-kept travel secrets. It’s possible to buy a ticket from a local station to Dublin for £46 or less each way, with train and ferry all on one ticket. The train takes the scenic north Wales coast to Holyhead (sit on the …

Trains

Is Ikigai The Secret To Living A More Fulfilled Life?

• Grazia<br>• Life<br>• Books<p>by Anna Codrea-Rado | 29 09 2017<p>A new book about a Japanese philosophy offers some very simple secrets to happiness.<p>Everyone is after …

11 of the best places in Britain to enjoy Autumn colour

A riot of autumnal splendour is breaking out across the country – here are some of the best places in Britain to enjoy it.<p>“Summer’s end is eagerly …

5 Questions You Must Answer to Develop a Good Investment Plan

Build a Good Investment Plan in 5 Steps<p>Having an Investment Plan Can Improve Your Long-Term Results<p>Updated July 17, 2017<p>To make a solid investment …

4 Smart Tips for a Happy Retirement - From Someone Who’s Been There

You're not alone.<p>After a long career, retirement is uncharted territory. It’s pure bliss to some people but an uncomfortable transition for others, …

Top 8 places in the world for landscape photography, by Charlie Waite

British photographer Charlie Waite has travelled the world, photographing unique and colourful landscapes. Here are his picks of the world’s greatest …

6 fantastic places that expand your mind (and your belly), by Professor Brian Cox

Scientist and TV presenter Professor Brian Cox’s adventures have taken him from the frozen Arctic to the ‘birthplace’ of humanity, not just learning, …

Meet the forager who brings wild food to 60 Halifax restaurants

Bare trees and dead grass may not look like much, but for Fred Dardenne the landscape in Nova Scotia is a pantry for all sorts of wild …

What to Do in Retirement? One of These 7 Things

<i>April 29, 2015</i><p>How much you spend in retirement will be related to what you do with your time. Before retiring, give serious thought to what you will …

How to make your investments pay a monthly 'salary'

It is the goal of many investors: getting a regular income from a portfolio without having to lift a finger.<p>In the past, receiving a monthly income from a portfolio could be problematic, as dividend payments were sporadic.<p>Now there are a range of options for those who want their portfolio to pay …

Investing

New buy-to-let tax: how it works and how to beat it

This week marked the introduction of profound changes to the taxation of buy-to-let investments, leaving landlords scrambling to protect themselves from higher tax bills.<p>On Thursday buy-to-let investors became unable to offset all their mortgage interest against their profits. Within three years …

Finance

24 reasons why a trip to Wales is better than a holiday in the Med

To mark St David's Day, here are 24 reasons why you should forget the Med - and head to Wales instead.<p>1. You could almost be in Italy<p>Yes, really. The twee coastal town of Portmeirion in North Wales was in fact modelled on an Italian village and on a sunny day the colourful facades of its baroque …

Station to station: the best train journeys you've never heard of

Famous railways – from America’s California Zephyr to Switzerland’s Glacier Express – are rightly celebrated in travellers’ lore. But the most iconic journeys tend to have popularity and prices to match their fame. Look a little closer into the world of train travel, however, and there are dozens …

Improving Your Personal Happiness with Time Value of Money Formulas

How to Calculate the Future and Present Value of a Lump Sum<p>Updated October 27, 2016<p>I want to talk to you about the time value of money formulas …

A Beginner's Guide to How Dividends Work

The Beginner's Step-By-Step Overview of How Dividends Work<p>Updated December 27, 2017<p>Have you ever wondered what it would be like to sit at home, …

12 Little Known Laws of Gratitude (That Will Change Your Life)

<i>“Walk as if you are kissing the Earth with your feet.”<br>― Thích Nhất Hạnh</i><p>Gratitude leads to greatness. It can literally turn what you have into more …

Happiness

2017 travel planner: where to go on holiday … and when

Whether you’re looking for a dream holiday or a last-minute city break, here’s the lowdown on how to find bargains and late deals for all types of getaway from now until December<p><b>Book now: summer beach favourites</b><br>If you fancy a balmy beach holiday this summer, don’t take any chances. Last year, with …

Thomas Cook

StumbleUpon

Namibia safari

From<p>£2449<p>To<p>£3319<p>15 Days including UK flights<p>More info:From £1499 - £2099 excluding flights. Optional single supplement from £160 - £410. Mimimum age …

Wall Street alum Sallie Krawcheck just raised $34 million for her investing platform — here's what it's like to use it

Investing — when done right — is one of the best ways to make your money work for you, and it's critical for retiring comfortably.<p>But the uncertainty and risk that comes with the markets is very often a major deterrent, especially for women, who invest at a much lower rate than men in the US.<p>To …

Retirement

8 Best Vanguard Funds for Retirement

Vanguard customers, especially retirees who want income-producing funds, can rest easy. Between the firm’s many index funds and its actively managed …

A financial planner outlines the 10 money goals everyone should have for 2017

Other people don't bother to set goals. They choose — unconsciously at least — to rely on luck.<p><i>"The best luck of all is the luck you make for yourself."</i><p><i>Douglas MacArthur</i><p>Let's establish up front that goals are something more substantial than dreams or wishes.<p>They can start with dreams or wishes, but …

Buffett, Icahn & Yellen: 8 Famous Portfolios And How To Copy Them

<i>What the smart money has to say about your mix of stocks, bonds and exotic investments.</i><p>How much of your savings should be tossed into the stock market casino? Just about all, if you think like Warren Buffett. None, figures a panic-prone colleague of mine who just sold off his last share.<br>Bonds? …

Don't Forget The Other Most Important Retirement Goal: Purpose

While traveling to Colorado on family vacation this summer, I happened to see the newest Peyton Manning DirecTV commercial – I was in “Broncos Country” after all. The humorous ad depicts the now-retired NFL quarterback counting coupons in the grocery store on a Sunday morning, with seemingly …

Are your investments working hard for you in retirement?

<i>"As for the future, your task is not to foresee it, but to enable it."</i><p><i>Antoine de Saint-Exupéry, author of The Little Prince.</i><p>Saint-Exupery had a point: You may be ready to retire, but are you prepared? It's one thing to look toward a life of leisure, another to take the steps to make it happen.<p>"No …