Philip Haapala

51 Flips | 1 Magazine | 1 Like | 1 Following | @Hoppypilot | Keep up with Philip Haapala on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Philip Haapala”

A Health Savings Account Emergency Fund How To

If you’re looking for a place to put your emergency fund, your search has come to an end: the oft-overlooked Health Savings Account. Today we discuss …

How to Get Paid to Borrow Money - or - How to Invest in Rental Real Estate

<i>written by Kevin Mercadante.</i><p>There is a feature to investing in real estate that is not found in virtually any other type of investment asset. When …

7 Financial Mind Games -- and How to Defeat Them

Money sure can feel like a rational thing: You earn it, you spend it. (Hopefully you're saving some of it too, but more on that in a minute.) But you …

The 35 Best Ways to Spend Your Free Time (Frugally)

Wise Bread readers are masters at saving more and spending less. You know how to shop smart, how to stretch a budget, and how to find the best deals …

15 Steps Financial Success Plan

The following 15-part series is a do-it-yourself step-by-step guide that will help you improve your finances, reduce your debt, and increase your …

Personal Finance

My Portfolios - Finance Portfolio

Great Mutual Funds for Young Investors

From core funds to sector funds, these portfolios are well suited for people with long time horizons.<p>The Great Recession has scared nearly an entire …

Financial Secrets Of The World's Wealthiest People ... Revealed

<i>This post originally appeared on LearnVest.</i><p>Like most broke university students, Steve Siebold wanted to get rich. But unlike most college kids, he did something about it.<p>“In 1984 I was a sophomore in college,” he recalls. “And I was sitting in class listening to business professors telling me the …

How To Mitigate Inflation Risk In A Retirement Income Plan

My grandfather always reminds me that a hamburger only used to cost him ten cents when he was young and not the few dollars it costs today. While this is a familiar story to many people, the hidden lesson is the impact of inflation over a lifetime. While inflation typically only slightly increases …

How A Personal Finance Journalist Manages Her Own Money

<i>This is one-half of a pair of stories on how I manage my money and career as a freelance personal finance journalist. Read the other half, on how I manage my money, time, to-do list and despair as a freelancer.</i><p>I never had a budget until just after my 34th birthday.<p>Before then, I was always a mess …

One-sentence financial rules

There are 56,956 personal finance books on Amazon.com. In aggregate, they contain more than 3 billion words. This seems absurd, because 99% of personal finance can be summarized in nine words: Work a lot, spend a little, invest the difference. Master that, and the other 2.999 billion words are …

Four Essential Personal Finance Books That Will Change Your Thinking

<i>This article first appeared at U.S. News and World Report Money.</i><p>Most of the personal finance information that we hear and see is delivered in …

Personal Finance

5 Life-Changing TED Talks About Personal Finance

<b>TED Talks</b> began in 1984 as a conference that encouraged innovation and discussion in the fields of technology, entertainment and design. Since then, …

What Everybody Ought to Know About Investing in Dividend Stocks

A common misconception of investing in the stock market is that it takes a lot of money to get started. We already know that you can start buying …

How To Be An Index Investor

I hear it all the time. “How hard can it be to buy a few index funds that track the markets? Anyone can do it. It’s a no-brainer.” If only this was true.<p>Investing in index products alone won’t make you a successful index investor. The problem isn’t the products – it’s your brain. In fact, the …

Warren Buffett's top 10 favorite stocks

Berkshire Hathaway CEO offers a look into which stocks he values most as an investor.<p>Warren Buffett is one of the most successful and widely followed investors of all time. The CEO and largest shareholder of Berkshire Hathaway has managed to navigate financial turmoil for decades while providing …

Millennials – How Not to Be Part of the “Lost Generation”

The Millennial Generation – the roughly 80 million people born between 1980 and 2000 – is looking to be something of a lost generation. They came too …

Entertainment| Saving Money | GOBankingRates | GOBankingRates

10 Worst Jobs for the Future

The labor market is steadily improving, with unemployment at its lowest level in a decade, but some fields continue to experience a downward slide. …

Bank of America Loosens Fee Policies on Checking Accounts in Testing

The severely beaten down bank continues to ease up on fees after taking up much of the spotlight over debit card fees.<p>Bank of America (NYSE: BAC) has …

Here's The Cool Lesson That Was Delivered To Teach Twitter Engineers About Personal Finance

Personal finance can be a "noisy" field, with a lot of investing aphorisms thrown around as fact.<p>And because engineers understand and prefer math, as Nash describes them, they tend to think they are being rational with their money ... even when they are not.<p>Given the imminent IPO, and the windfall …

10 Mistakes Even Savvy Stock Investors Make

On October 4, a bout of confusion moved 14 million shares of Tweeter Entertainment, a bankrupt retail chain listed under the symbol TWTRQ. The massive movement, and resulting 700% increase in the stock’s price, came after Twitter’s IPO filings revealed plans to list under TWTR when it goes …

4 Types of Investments to Avoid

Watch out for darling stocks, hidden costs, overly complicated investments and a whole slew of bond funds.<p>Most financial advice-givers will tell you …

The Best Investing Advice From Top Pros

Want to make the most of your investments? We asked six experts from top investing firms for their favorite pieces of advice when it comes to fine …

Debunking 8 Stock Investing Myths

Investors often underperform by following investing strategies that are based on perception rather than long-term research or reality. Even though there have been many studies showing what does work, several stock investing myths continue to exist. Understanding and avoiding these myths can make a …

The 7 Deadly Sins of Investing

You’ve probably heard of the seven deadly sins. In traditional moral teachings, these transgressions -- wrath, greed, sloth, pride, lust, envy and …

6 Key Investment Themes For The Next Decade

Thematic investing, or investing based on emerging themes, is fraught with some danger. Many people invest in the latest hot theme and get burned soon enough. Others mindlessly put their money into a company based on a theme without regard to valuation or quality of management – another sure-fire …

45 Ideas for Getting More Yield

Pick the low-hanging fruit, or reach for more luscious returns.<p>These are frustrating times for income investors. Thanks to the Federal Reserve's …

Make Your Money Last

To make sure your retirement nest egg goes the distance, you need growth as well as income. Rule number one: Don't dump stocks.<p>In 2007, after …