Hal Edwards

16 Flips | 1 Magazine | 66 Likes | 4 Following | 1 Follower | @HalEdwards2015 | Keep up with Hal Edwards on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Hal Edwards”

The Boring Secret to Getting Rich

It's boring, but that doesn't mean it's easy.<p>The media likes to paint a certain picture of what it means to be rich — huge mansions, expensive cars, …

Personal Finance

Millions of Americans Make a Costly Mistake When Paying Credit Card Bills

It’s natural to fret about your credit score. Most Americans would do almost anything to improve it. Mistakes, of course, are bound to happen.<p>More …

Millennial who saved up to $3,400 a month to get out of debt used a brilliant money-saving strategy

Thanks to student loans, a car loan and credit card debt, Guen Garrido found herself in a $68,600 hole at the end of 2014. But three years and three …

Why More One-Person Businesses Are Breaking $1 Million In Revenue

The number of solo entrepreneurs and partnerships hitting seven-figures rose 33 percent since 2011.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>[Adapted essay from <i>The Million-Dollar, One-Person Business</i>]<p>When Katherine Krug raised $1.2 million on Kickstarter to manufacture …

America’s Worst Graveyard Shift Is Grinding Up Workers

No one knew her real name. At work she was Tiffany Sisneros, until her arm got crushed in a conveyor belt. She filed for workers’ comp as Martha …

The Pros and Cons of Credit vs. Debit Cards

Nearly 70% of millennials prefer debit to credit cards, according to a 2015 report from Chime, and Transunion reports they have fewer bank-issued and …

Credit Cards

4 Basic Calculations Reveal the State of Your Finances

A few simple math problems to measure your financial health.<p>An older survey revealed that almost 40% of Americans described math as their least …

6 Steps to Building a Million-Dollar Ecommerce Site in 60 Days

Jared Goetz spent only 30 minutes a day and built a colossal Shopify sales machine.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>Jared Goetz, serial entrepreneur and member of The Oracles, always had a knack for reaching an audience. At 26 years old, he’s co-founded four …

3 Smart Mortgage Moves in This Interest Rate Climate

Ever since the end of the housing boom in the mid-2000s, homeowners have benefited from some of the lowest mortgage rates in decades. Efforts from the Federal Reserve to stimulate economic growth held rates down, and that made it much more affordable for mortgage borrowers to get the financing they …

Should you pay off your mortgage or invest the money?

This article is reprinted by permission from NerdWallet.<p>Should you invest extra cash or use it to pay off your mortgage?<p>It’s a debate that rivals …

Debt Management

How do I cancel 10 credit cards without damaging my credit score?

<b>Dear Moneyologist,</b><p>I became ill suddenly and had to retire at 62. When I was divorced at 45 I had nothing. I re-grouped, saved, saved and saved, put …

Why so many teens are clueless about money

<b>When it comes to financial literacy, U.S. teenagers’ are average — and not getting any better.</b><p>The latest data from the Programme for International …

Need a Quick Boost in Your Credit Score? Rapid Rescoring May Help.

It takes time to improve your credit, but you may not have the luxury of waiting on creditors and credit reporting agencies. Especially when you’re …

3 things you need to know about your credit score

Your credit score. It's how most major financial life events begin.<p>Whether you're looking to buy a house, lease a car, open a credit card -- or even get cable or a cell phone -- the powerful three-digit number determines the terms you'll get. Or if you'll get credit at all.<p>But do you know why the …

Why America’s Richest Cities Keep Getting Richer

They are not just the places where the most ambitious and talented people want to be—they are where such people feel they need to be.<p>In the fall of 2013, in a hotel suite overlooking New York City’s Times Square, the gaming giant Electronic Arts unveiled <i>Cities of Tomorrow</i>, the latest addition to …

Housing

How to Build Credit Fast: A Step-by-Step Guide

Follow these steps to build credit, repair credit, and increase your credit score fast.<p>Your credit affects more than just your ability to get a loan …