Hermel Smith

13 Flips | 3 Magazines | 5 Likes | 2 Following | @HCecilTS | Keep up with Hermel Smith on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Hermel Smith”

Here’s how to save for retirement — and pay off your student debt

For many recent college graduates, the holiday season may not be so cheery.<p>That’s because they’ll be receiving their first student loan bill as the …

How to set a budget and stick to it

Whether it's something you need or something you want, creating a budget can help you keep your spending in line so you can reach your financial …

I’m Out of Empathy. I’m Out of Pity. I’m Out of Patience.

Roy Moore is a lawless theocratic lunatic, and those who support him are destroying our democracy.<p>On Tuesday night, the voters in the great state of Alabama pushed a lawless theocratic lunatic named Roy Moore one tiny step away from a seat in the United States Senate. Moore lost his job as chief …

Roy Moore

How to Protest Without Offending White People

Many people were surprised when President Donald Trump suggested that NFL team owners fire players who quietly choose to sit out the national anthem …

To understand black America's anger, watch the video

<b>(CNN) —</b> Cobb County Lt. Greg Abbott of Georgia will no longer be a police officer after a long career because he told a white motorist during a traffic stop, "you're not black. Remember? We only kill black people. Yeah. We only kill black people, right? All the videos you've seen, have you seen …

Justice

4 ways foreign tourists disrespect the cultures they’re visiting

Other cultures are not objects for our pleasure<p>The world is a beautiful place that should be enjoyed and explored multiple times over. Those who are financially capable have a responsibility not to ruin the sites or take advantage of the people they encounter. It is hard to shed privilege and …

“Things to do to get pregnant”: Why I am afraid to bring a black child into this world

<b>(Getty/Salon)</b><p>I stopped taking prenatal vitamins the day Donald Trump refused to denounce the Charlottesville white supremacists<p>Khaliah Williams<p>September 4, 2017 11:30pm (UTC)<p>Google: “Things to do to get pregnant” and you’ll come up with a list of things to do to prepare your body for …

Why young Americans are giving up on capitalism

When you are twelve, in 2008, the global economy collapses. After years of bluster and bravado from President George W. Bush — who encouraged consumerism as a response to terror — it seems your country was weaker than you thought.<p>In America, the bottom falls out fast.The adults who take care of you …

Middle-class

Save the bees? There's an app for that

Let's say a farmer wanted to plant wildflowers to nurture the bumble bees that pollinate her crops.<p>Currently, she would have to walk through her …

Ecology

The fiduciary rule and you

President Donald Trump's administration is working to dismantle a complex set of financial rules including the "fiduciary rule," which requires certain financial professionals to act in their clients' best interests when providing retirement advice.<p>The rule's future is unclear but here's what you …

Women and children ‘endure rape, beatings and abuse’ inside Dunkirk’s refugee camp

The fate of those stranded by the UK’s decision to limit taking child refugees from France<p>Children and women are being raped by traffickers inside a refugee camp in northern France, according to detailed testimony gathered ahead of fresh legal action against the UK government’s approach to the …

Sociology

eBay founder Pierre Omidyar is financing a universal basic income experiment

The idea of a universal basic income, a guaranteed minimum payment for all citizens, is gaining momentum as a potential solution for an increasingly stratified society—one in which technology and other forms of progress generate enormous wealth for some and unemployment and economic despair for …

Universal Basic Income