Gunnar Berger

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How Negative Interest Rates Work

Negative interest rates occur infrequently and usually only when a country's central bankers are forced to utilize the monetary policy tool -- where …

Economics

Maybe it’s time we ditched fintech and Open Banking for something that makes sense to consumers

No one orders their weekly food shop on Amazon Prime with cries of “oh, I’m just going to do some e-commerce now”. It’s just shopping.<p>Many of us now …

New York Times

Wearable payments picking up pace in Europe |

Almost one quarter of Europeans expect to use contactless payments with smartwatches, bracelets, keyrings and other wearables, figures from …

FinTech

2017’s most read: In-house banks: the right time to make a move?

Given the current context of sluggish economic growth, growing protectionism, increased regulatory oversight and technology disruption, the …

It's Dumb to Think Amazon Will Be Able to Skirt Regulators Forever

It has probably been forever since you <i>just</i> bought a book on Amazon (AMZN) . Regulators may at some point look to acknowledge that.<p>What started as an …

Investing

The Ripple revolution

Ripple, the block chain based payments provider, is really sure of itself: last year it had their annual conference at the same time and town as …

Blockchain

5 Undeniable Truths of Digital Banking

Banks and credit unions must embrace digital banking truths that should guide business strategies, impacting revenue and the future of organizations.

Banking

With Realtime Payments Comes Realtime Fraud — and Banks Need to Prepare

• Grace Noto<br>• February 20, 2018<br>• Exclusive, Mobile, Online, Payments, Security<br>• 0<p>Bookmark<p>Pexels.Com<p>EXCLUSIVE—As banks begin to implement faster payment …

Banking

Is your voice the passport to digital, personal, seamless banking?

In business, listening to your customers is vital, so it is little wonder that financial services companies are ramping up their use of voice …

Incorporated

New Payment Trends for 2018 (Jeremy Light)

With 2018 well underway, I have had time to reflect on what to expect in the ever-changing world of ...

Banking

PSD2- why such a slow burn?

So PSD2 arrived in a flurry of nothing. As underwhelming as it was entirely predictable, not only was the first deadline missed by pretty much all …

Banking

Cashing out? Why notes and coins may become a thing of the past in Sweden

Even public toilets are going digital in one of the world’s most cashless societies<p>At a public toilet in a shopping centre in Gothenburg, a struggle is taking place between old and new Sweden. Last year, the the shopping centre installed cash-free toilets, forcing customers to pay with their mobile …

FinTech

Robotic Process Automation - the quick fix for process efficiency

As enterprises come under increasing pressure to digitize operations, Robotic Process Automation (RPA) is gaining momentum.<p>The reasons, according to …

Automation

Banks prepare to tackle open banking/PSD2 challenges

Banks are facing unprecedented changes as some of the requirements of the revised Payments Service Directive (PSD2) take effect this year. With six …

Banking

Will experimentation be a defining trend in financial services in 2018?

If there is one thing that developments in recent years have made abundantly clear about the financial services industry, it’s that there is little …

Innovation

Robots are empowering humans to be more human

18-02-14 15:25 | Digital banking | The Digital Hub<p><b>Alasdair Anderson (AA), Head of Common Platforms at Nordea, interviews Simen Munter (SM), our</b> …

APIs

Updated draft law e-invoicing Swedish public sector

The Swedish government has now published an updated draft law that involves even more extensive changes than previously announced.<p>The main elements …

Surveillance

PSD2 and GDPR – Customer Consent Is (the) Key | Accenture Insights

The revised Payment Services Directive (PSD2) and the General Data Protection Regulation (GDPR) have a substantial area of common concern: data …

GDPR

Payment revolutions: open up opportunities for corporate treasury

There are many different revolutions happening in the payment systems market. Each one is different and offers opportunities for corporate treasurers …

FinTech

Cyberattacks triple in financial services sector in past 5 years

Cybercrime has a greater impact on financial services than on any other industry, with greater costs and a higher attack rate, according to research …

Cybersecurity

Instant payments at the heart of the new global payments landscape: 10 trends in 2018

<b>Barry Kislingbury</b> <i>from</i> <b>ACI Worldwide</b> <i>considers that time is ripe for global instant payments adoption, with brand new real-time payments schemes live in</i> …

FinTech

How Ditching PayPal Can Help eBay Compete With Amazon.com

eBay could become much more attractive to sellers after ditching PayPal.<p>While <b>eBay</b> (NASDAQ:EBAY) posted solid fourth-quarter results, the big news …

Investing

Taking the Brakes off the Internet of Things

If you get the sense that Internet of Things adoption is sluggish, consider that it is going through a normal process.<p>The Internet of Things (IoT) …

Internet of Things

Brits may open-up to Open Banking over time, they just need more information and the right service - United Kingdom

Last month open banking officially began: the dawn of a revolution that will let customers take control of their financial data and cash it in for …

Banking

An executive’s guide to AI

Don't have a profile?<p>Please create a profile to print or download this article.<p>Create a profile to get full access to our articles and reports, …

Artificial Intelligence

Open Banking is the Financial Industry’s Secure Revolution

<i>Francesco Simoneschi, CEO and Co-founder of financial API provider TrueLayer, discusses whether security concerns surrounding Open Banking are</i> …

APIs

Copenhagen FinTech Lab.

Open Banking breakfast with Nordea<p>We are still in the early phases of a rapid transformation of the financial landscape. The PSD2 legislation which …

Copenhagen

The current state of fintech in Norway

Fintech has in a few years grown from a narrow area of interest to become one of the hottest topics in Norway. With an already digital and …

Amazon Go – Where do we Go from here?

<i>Amazon goes into physical retail. Will it pay off? Regardless of the outcome, Amazon Go will help the online retailer learn a bit more about its</i> …

eCommerce

“Don’t you know me yet?”

Banks and ecommerce merchants face a balancing act when it comes to online security, according to new research from Experian.<p>On one hand, nearly …

Banking