Gunnar Berger

2,167 Flips | 10 Magazines | 2 Likes | 82 Followers | @GunnarBerger | undefined

How far are we from Facebook Finance?

<i>This article was originally published on</i> <i>Trade.It</i> <i>and reflects updates based on the</i> <i>WSJ article</i> <i>indicating Facebook’s desire to partner with financial</i> …

SWIFT versus Ripple: a marathon bout

Is the fintech challenger’s promotion of blockchain as the future of cross-border payments more convincing than the long-established SWIFT’s payments …

Blockchain

The EU’s policy on FinTech competition is …

I cannot post a 222-page PDF from the US Government on FinTech and competition without also posting a 136-page PDF from the European Parliament on …

European Parliament

Some Companies Are Ignoring GDPR Risk

During the six-year lead-up to the May 25, 2018, effective date of the European Union’s General Data Protection Regulation (GDPR),…

Privacy

Blockchain Suffers Slowdown | Treasury Risk

Once seen as a corporate cure-all, blockchain-based solutions are rolling out very slowly. So far, only 1% of organizations have adopted these …

Blockchain

Nordea satsar på premiumtjänster för fintechbolag

EU:s nya betaltjänstlag PSD2 öppnar för nya affärsmöjligheter för både banker och fintechbolag.<p>Enligt PSD2 får banker inte längre hemlighålla bland …

Norwegian banks co-operate on account aggregation programme

The initiative, which is set to be rolled out well ahead of the mandated introduction of the revised Payment Services Directive in autumn next year, …

Customers

The Humanoid Banker - Science Fiction or Future?

<i>By Urs Bolt, FinTech Advisor, bolt.now</i><p><i>The ongoing debate about robots and artificial intelligence eliminating jobs calls for dramatic shifts in the</i> …

Artificial Intelligence

Revolut crowdfunders are realising a handsome return on their investments

Investors who backed money transfer startup Revolut during a crowdfunding round two years ago have n...

Investing

Facebook wants you to do banking on its Messenger app

Facebook says it's working with banks on bringing more services to its apps, partnerships that could integrate more personal financial data into the social network recently criticized by lawmakers for a callous approach to its users' privacy.<p>The disclosures follow a report in "The Wall Street …

Wall Street

Big banks are not feeling the FinTech heat (yet)

A few years ago Jamie Dimon was renowned for saying that bitcoin developers “are going to try and eat our lunch” and that silicon valley was coming …

Apps

How Telstra lost its way on APIs

Telstra has revealed for the first time how its once high-profile API program was brought to its knees by successive restructures and cost cutting, …

Microservices

Banks' next frontier - Lifestyle Apps

Banks claim to understand the customer’s the best. The argument goes follow the money to know the pr...

Banking

Top 10 Industries Blockchain Is Likely To Disrupt

You’ve probably heard that blockchain technology is going to revolutionize… fill in the blank. But what actually is it and how is it going to disrupt …

Biometric payments to take centre stage as 1 in 4 of online sales will require further security next year

<i>New regulations will require payments to have two factors of authentication</i><p><b>London, 5th July 2018</b> – With new EU regulations coming into place next …

FinTech

Like magic, payments disappear

<i>Over the past few years, new payment trends have flourished. Invisible payment is one of them.</i><p>Invisible payment means purchasing a product or service …

Customers

Watch out banks, a new breed of fintechs are coming for mortgages

Just as banks are starting to become comfortable with fintech startups as potential innovation partners rather than disruptors, a new breed of …

Mortgage-Backed Securities

Consumer Reports Says Apple Pay Cash is the Best P2P Mobile Payments Service

Apple Pay Cash is the highest-rated mobile peer-to-peer payments service on the market, according to a review by <i>Consumer Reports</i>.<p>In the first comparison of its kind, the <i>Consumer Reports</i> publication looked at the relative pros and cons of Apple Pay Cash, Zella, Square Cash, Venmo and Facebook …

Apple Pay

Everything You Need To Know About What Amazon Is Doing In Financial Services

From payments to lending to insurance to checking accounts, Amazon is attacking financial services from every angle without applying to be a …

Banks need new revenue models

The traditional banking business model is no longer sustainable. Just as the ‘GAFA’ technology firms...

Financial Services

AI in banking: the reality behind the hype | Financial Times

Deutsche Bank chief executive John Cryan once mooted replacing as many as half his 98,000 staff with robots. His dramatic ousting last weekend means …

Are You Blockbuster or Netflix?

You may have seen the story on the news recently: former video megachain Blockbuster is down to their final store. The familiar blue and yellow …

Mobile Devices

Corporates pilot to start testing new multi

<b>Brussels, 25 July 2018</b> – SWIFT, along with a number of corporates and banks, today announces plans to start testing an enhanced multi-bank standard …

FinTech

Deutsche Bank’s Autobahn App market shows the way

In 2011 Deutsche Bank were the first cash management bank to set up a banking ‘App Store’ with the launch of their Autobahn App Market which they …

Deutsche Bank

Jack Ma’s Giant Financial Startup Is Shaking the Chinese Banking System - WSJ

It handled more payments last year than Mastercard, controls the world’s largest money-market fund and has made loans to tens of millions of people. Its online payments platform completed more than $8 trillion of transactions last year—the equivalent of more than twice Germany’s gross domestic …

Financial Services

One third of all in-store payments will be contactless by 2020

Contactless payments are picking up the pace, and while still dominated by contactless cards, mobile wallet adoption is estimated to reach 450 …

FinTech

Software Is Eating The World, Starting With Finance

On its way to eating the world, software is eating up bank IT budgets, according to Paul Rowady, CEO of the consultancy Alphacution.<p>Marc Andreessen, the venture capitalist, is the author of the famous quote about the general rise of software. Rowady, who is developing sophisticated models around …

Profit

Brits still in the dark on open banking

Nearly three quarters of Brits (72%) have no idea what open banking is, with less than three in 10 ( 28%) aware of the new initiative, which launched …

Banking

Citi’s programme for digitisation of the whole payment process

The SWIFT community’s Global Payments Initiative is changing how payments are made domestically and internationally. Banks and corporates are having …

FinTech

It is unlikely that Apple will open up NFC for third-party payment solutions

In the wake of the Apple Pay launch in Norway, the fact that only Apple themselves is allowed to provide NFC-based payments through the handsets, …

FinTech