Geraldo Ferreira

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Essential Design Thinking Videos and Methods

<i>The following resources are recommended in order to assist you to better understand Design Thinking. These resources, videos, and tools should be</i> …

Human-Centered Design

Researchers Discover a Pattern to the Seemingly Random Distribution of Prime Numbers

The pattern has a surprising similarity to the one seen in atom distribution in crystals.<p>Often known as “the building blocks of mathematics,” prime numbers have fascinated mathematicians for centuries due to their highly unpredictable and seemingly random nature. However, a team of researchers at …

X-rays

Your Complete Schwab ETF Guide

Schwab has just a few ETFs, but they're tough to beat.<p><b>Charles Schwab</b> (NYSE:SCHW) introduced ETFs, or exchange-traded funds, in 2009. In the time …

Investing

Why Technology Favors Tyranny

Artificial intelligence could erase many practical advantages of democracy, and erode the ideals of liberty and equality. It will further concentrate power among a small elite if we don’t take steps to stop it.<p>I. The Growing Fear of Irrelevance<p>There is nothing inevitable about democracy. For all …

Artificial Intelligence

Build a document search bot using Amazon Lex and Amazon Elasticsearch Service | Amazon Web Services

People spend a lot of time searching documents. First you go to your document store and then you search for relevant documents. If you’re looking for …

Google's Grand Plan To Make AI Accessible To Developers And Businesses

Artificial intelligence took center stage at Google’s annual user conference, Cloud Next 2018. The company made several announcements that make machine learning and artificial intelligence accessible to both developers and businesses.<p>One of the first announcements came in the form of Cloud AutoML, …

Machine Learning

How to Build a Dividend Portfolio

The complete guide to building a dividend portfolio for passive income from the stock market.<p>A select group of stocks have beaten the market, …

The best programming language for data science and machine learning

Hint: There is no easy answer, and no consensus either.<p><i>Video: What programming languages do you need to know to earn more?</i><p>Arguing about which …

How to earn a 4% annual investment return—without risk?

<b>Q:</b> I am a widow with $300,000. How realistic is it for me to realize 4% a year for the next 20 years without touching my initial investment? I will …

A Step By Step Process for Finding Winners in the Stock Market.

ay and shorter-term swing traders often ask themselves these questions…How can I find bigger winners? How can I increase my winning percentage on my …

2018 Franchise 500 Ranking

# 301 SwimLabs Swim School$495K - $1.2M # 302 Window Genie$91K - $145K # 303 Furniture Medic$80K - $91K # 304 Destination Athlete LLCRequest More Info$31K - $118K<p># 305 Home Care Assistance$78K - $245K # 306 CertaPro Painters$135K - $170K # 307Metal Supermarkets$217K - $378K # 308 Sanford Rose …

Statistical Significance Tests for Comparing Machine Learning Algorithms

Comparing machine learning methods and selecting a final model is a common operation in applied machine learning.Models are commonly evaluated using …

Demographics and Destiny: Pension Trainwreck Coming Up

A pension crisis looms as shown by excellent charts from the Harvard Kennedy School and the Peter G. Peterson Foundation

Forget 2022! A Big Social Security Change Is Happening Right Now

This hasn't happened since 1982.<p>Social Security is a critical resource that tens of millions of seniors rely on when they hang up their work gloves …

The #1 Rule In Investing

"Rule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1." - Warren Buffett<p>With all due respect to Warren Buffett, the #1 rule in investing …

What Will the Future of Work Look Like After the Robot Revolution? (Infographic)

By 2033, it's predicted that nearly half the country's jobs will be taken over by robots.<p>People often fear that a robot will take their job. Unfortunately, that fear might not be so far-fetched.<p>The idea of a robot revolution is becoming more and more realistic. On average, one robot can do the job …

What 8 people wish they knew before retiring in their 20s and 30s

Early retirement sounds like a dream. Not waiting until your 60s to escape the daily grind? Traveling the world with no end in sight? Sign us up.<p>But clocking out for good comes with some challenges beyond simply saving enough money to get there — for example, people may criticize you for retiring …

Western Riding

How To Use Time Series Data in Advanced Analytics: Analytics Corner

When we think of analytics, we sometimes think of a time series graph — a glimpse of data over a given period. But that data needs some statistical …

How To Make Lots Of Money During The Next Downturn

During the last downturn, I lost about 35% of my net worth. I don’t plan on doing that again.Losing 35% is not as bad as the S&P 500 losing ~60% …

Investing

Planning for Retirement as a Single Person

If you’re unmarried and childless, you need special strategies for retirement saving, health care and estate planning—and a support network you can …

Building Blocks of Life Found on Mars

Exploring Mars<p>Two landmark discoveries reveal organic carbon on the red planet, shaping the future hunt for life on Mars.<p>Day to day, it’s easy to lose sight of an astonishing fact: Since 2012, humankind has been driving a nuclear-powered sciencemobile the size of an SUV on another planet.<p>This …

Methane

3 Stocks That Pay You Each Month

These stocks pay monthly dividends, grow them regularly, and boast hefty yields. Can it get any better for income investors?<p>Dividend stocks are a …

Investing

The best coding courses for getting started

by under Daily Digest<p>To quote the late, great Steve Jobs: “Everybody in this country should learn to program a computer, because it teaches you how …

Acquainted

China Couldn’t Keep Growing Like Mad Forever

China, not the U.S., is the world’s largest economy. Though the U.S. is still tops when measured at market-exchange rates, China is about 20 percent larger after adjusting for the lower cost of goods and services there. The latter metric is what really counts, both in terms of standards of living …

Social security rapidly running out of money, few Americans are ready

Last week, the financial services giant Northwestern Mutual released new data showing that 1 in 3 Americans has less than $5,000 in retirement savings.<p>It's an unfortunately familiar story. And Northwestern Mutual's data is entirely aligned with other research we've seen in the past, including our …

Why Smart People Take Social Security at 62 (Even When They Shouldn't)

Is it really a mistake to claim benefits early?<p>Figuring out when to take Social Security is a tough decision. You can generally claim retirement …

Retirement

6 Great Places to Move Abroad

Sometimes simply traveling to a new and unique country just won’t cut it. Whether it’s a week, two weeks, a month, or even a year, sometimes a …

South America

Retirement's New Reality (Pt. 1) -- 4 Common Obstacles Facing Retirement

Retirement has changed for many people, and the growth in the stock market we’ve experienced since 1980 may be gone for good. Understanding why the stock market increased so much from 1980 to 19991 — why it averaged much less with more volatility since then and why the government not only can’t …

How to Invest $1,000 a Month

Here's your step-by-step guide to building lasting wealth.<p>If you invested $1,000 per month and earned the historic market return, how much money …

Retirement

19 Data Science Tools for people who aren't so good at programming