Fred Lise

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How to Know If Someone Blocked Your Number on iPhone

You've been trying to get in touch with a friend or family member, but they haven't returned your calls or messages. Are they just busy, is something wrong with their phone, or have they blocked your number? How can you tell if someone blocked your number? There's not a surefire way to know if your …

Internet

4 Ways to Make Debt Repayment Fun

When my husband and I were first married, we used to race home on the 15th of each month, each one of us hoping to be the first to get the mail out …

Personal Finance

Apple offering up to $380 in credit for old iPad trade-ins

Apple has launched a new iPad trade-in program in Canada, offering up to $380 in credit towards a new iPad for qualifying devices.<p>Of course the key …

Ways to Save Money

You can do good for your body, your spirit, and your wallet, too:<p>Bring your lunch to work. Why not picnic with a colleague?<br>• Grow your own vegetables. …

Personal Finance

Credit Card Minimum Payments Are Designed to Keep You in Debt

It’s nice of your credit card company to give you the option to pay off your balance over time with small, minimum monthly payments. However, while …

Personal Finance

Sprint Now Offers Unlimited Data on Tablets For $20 Per Month

Sprint has introduced a new unlimited data plan for tablets for $20 per month, but with some caveats to consider.<p>The fine print: video is optimized to 480p resolution, music streams at up to 500kbps, and online gaming streams are limited to up to 2Mbps. Data deprioritization also applies during …

Online

Apple to Obsolete iPhone 4 and Late 2010 MacBook Air on October 31

Apple will add all iPhone 4 models, the late 2010 13-inch MacBook Air, third-generation AirPort Extreme, and mid 2009 AirPort Time Capsule to its vintage and obsolete products list starting October 31, according to Japanese website <i>Mac Otakara</i>.<p>Apple products on the vintage and obsolete list are no …

Four ways parents can help their kids buy a home

I know that money isn't everything. But it sure does keep me in touch with my kids. I'm not just "Dad" around the house. I'm the "Bank of Dad." Regardless of how old your kids are, there's a good chance they may need a leg up – or a handout – at some point in time.<p>I'm thinking particularly of young …

How to give Siri access to third-party apps in iOS 10

Before you can ask Siri to send cash or messages through third-party apps, you'll need to take an extra step.<p>When you install a new or updated app that promises to work with Apple's Siri voice assistant, the natural thing to do is fire up Siri and try it out.<p>Only, you'll quickly find either Siri …

Apps

What Do I Do if I Have a Lot of Credit Card Debt?

What not to do: Cry. Panic. Beg for mercy.<p>Credit card debt is often treated like a moral failing, and that’s not helpful for anyone. People go into …

Personal Finance

Can You Retire With Less Than a Million Dollars?

One million dollars is often cited as the amount that most people should use as their benchmark when trying to figure out how much they need to save for retirement. But you may be able to retire on less than a million dollars, depending on your financial situation. While having a lot of money in …

How to build a good credit score – and what can ruin it

Sustained low interest rates have Canadians embracing debt like never before. But do they know someone is tracking how they're managing that borrowed money?<p>"It takes years to build a really good credit rating and high credit score, and you can blow it in six months," says Scott Hannah, chief …

Personal Finance

Science Says This Is The Surprising Reason Why You Can't Shed Your Belly Fat

When I eat healthy and go to the gym for one day I am already looking for my abs to show up even though I know it is going to take more than one …

Nutrition

Wait! Don't Buy a New MacBook Pro!

I now find myself in a position I’ve long prepared for but never imagined would ever happen. It’s a day where I promised to be firm and take swift …

10 Smart Reverse Mortgage Moves You Can Make Right Now

Image source: Flickr user Pascal Willuhn<p>A reverse mortgage can be a terrific solution for those who find themselves cash-poor in retirement. It's far from a simple thing, though, and it does have some drawbacks and warrants some cautions. If you're thinking of getting a reverse mortgage, here are …

Apple Releases macOS Sierra With Siri, Apple Pay, Apple Watch Unlock, Universal Clipboard, and More

Apple today released macOS Sierra to the public, making the latest Mac operating system available for free to all Mac users around the world. Apple seeded eight betas of macOS Sierra and multiple versions of the golden master before its official launch.<p>macOS Sierra can be downloaded directly from …

iOS 10's Best New Features: Here's How To Use Them

Make the most of Apple's biggest free update ever for your iPhone and iPad<p>If you have an iPhone or iPad, you can now update it for free to iOS 10, the latest version of Apple's mobile operating system. You'll need 1.1 GB of free space available to complete the download. First, make sure you're on …

Wwdc

Apple reveals iOS 10, including redesigned Messages and Apple Music apps, with updates to macOS and Watch

Apple has completely overhauled much of the iPhone’s operating system, alongside updates to almost every piece of software it makes.<p>The company …

Apple

How to Pay Off A 30-Year Mortgage In 15 Years -- Without Being Scammed

The 15-year fixed-rate home mortgage is far and away the best option for consumers because of the low interest rate. All other things the same, including originations fees, the 15-year rate in today's market is 0.75% below the 30-year rate.<p>I recently assessed a $240,000 loan to a borrower with a …

10 Things to Do Now So You Can Retire on Time

Try living on your retirement budget to see if it's realistic.<p>Do you have grand plans to spend your golden years lying on a beach, hitting the links …

Personal Finance

One Simple Thing You Can Do Today to Start Living Frugally

When my friend John lost his home and all of his belongings in a fire, he lived out of the back of his van to save money while he rebuilt his house. …

Personal Finance

Here's How to Quickly Get Rid of Your Credit Card Debt

Are you stressed out and overwhelmed by credit card debt? Try these 7 easy strategies for eliminating credit card debt and gaining control of your …

Personal Finance

3 Advantages of Managing Your Own Money

Image source: Getty Images.<p>Once you accumulate some money to invest, a key decision you'll have to make is whether to manage your own money or have someone else do it. There's no one-size-fits-all answer to that question since each of us has different abilities and circumstances. For many people, …

Here's Why Families Should Plan to Live Off One Salary

If you're a dual-income family, here's a strategy that could work wonders for your financial health.<p>These days, dual-income households are becoming …

Retirement

5 apps to help you get your finances in check

Money is undoubtedly one of the biggest stressors in our lives, and getting your personal finances in check is no easy feat.<p>With so many personal …

Bose QuietComfort 35s are the perfect wireless, noise cancelling headphones for the iPhone 7

It appears that the iPhone 7 is going to eliminate the 3.5mm headphone jack but headphone manufacturers aren’t waiting for Apple to make an announcement before hitting the market with some great solutions to this so-called “problem.”<p>I’ve been living with the new $349 Bose Quiet Comfort 35s for the …