Erica Payne

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Suck at meditation? You may just be doing it right

I suck at meditating. I’m one of those perennially distracted people who knows they need to meditate, has meditated in the past with some success and who knows they should meditate more, but who finds it so much easier to do things like dishes, laundry and exercising than to schedule time to do …

Meditation

The Best Technology for Meditation

When you think of meditation, you probably don’t think of technology. We’ve been taught to power off our electronics when we’re trying to decompress, but now a few companies are using gadgets to help you clear your mind and improve your mood faster and more efficiently than traditional meditation …

These Standing Yoga Poses Will Transform Your Posture

Straighten that spine.<p>This one goes out to anyone who has been repeatedly told to stand up straight.<p>Good posture is the foundation for a well-functioning body, which means you need to observe the way you carry yourself when you're upright. In the Udaya video above, yoga instructor Vytas Baskauskas …

Personality Disorders: The Controllers, Abusers, Manipulators and Users in Relationships Part 3

<b>This is a powerful article written by a retired therapist. It very clearly explains Personality Disorders in general and NPD in particular. It is</b> …

Duck, Death and the Tulip: An Uncommonly Tender Illustrated Meditation on the Cycle of Life

“When you’re dead, the pond will be gone, too — at least for you.”<p><i>“Death is our friend precisely because it brings us into absolute and passionate presence with all that is here, that is natural, that is love,”</i> Rilke wrote in contemplating how befriending our mortality can help us feel more alive. …

Literature

The Rise of the Most Powerful Idea in Investing

The biggest story in the finance industry during the past decade might not be the 2008 crisis, or new regulation, or even record-low interest rates. …

4 Financial Survival Mindsets That Scare Away Financial Success

Money is freedom or at least it should be. It enables you to live abundantly and affords you a lifestyle that is much higher than ¾'s of the world's population.<p>So why are so many people merely surviving? In the land of freedom and opportunity too many of us are barely getting by. Most believe the …

NOTICE: This domain name expired on 3/28/2018 and is pending renewal or deletion.<p>Welcome to: bidnessetc.com<p>This Web page is parked for FREE, courtesy …

The Best Way to Improve Your Credit Score

• 35% is based on your payment history<br>• 30% is based on your debt level<br>• 15% is the length of time you’re in debt<br>• 10% is new debt<br>• 10% is the type of debt<p>You …

PayPal Holdings Inc: Too Expensive to Buy, Too Soon to Sell (PYPL)

Shutterstock photo<p>InvestorPlace InvestorPlace - Stock Market News, Stock Advice & Trading Tips<p>Online payment processing firm <b>PayPal Holdings Inc</b> ( <b>PYPL</b> …

What Happens If You Lie on Your Credit Card Application?

The short answer is most likely nothing, though do keep in mind you are committing loan application fraud, punishable by jail time and or fines if …

A massive financial scandal is unfolding in Vermont's Northeast Kingdom

Vermont is embroiled in what's being called a massive Ponzi scheme.<p>Two developers who brought foreign investment to an impoverished part of Vermont …

Smokers and obese people 'soft targets' for NHS savings, say surgeons

Growing numbers of smokers and very overweight people are being denied operations as they become “soft targets” for an NHS desperate to save money, surgeons have said.<p>Patients are being banned from having a new hip or knee fitted and a range of other procedures in more and more parts of England, …

Radiation Therapy

If You Lose Your Job, as Little as $250 of Savings Could Keep You Afloat

Emergency fund doesn't have to be supersized in order to make a difference.<p>A job loss or medical emergency that forces you into a leave of absence …

7 Worst Investing Mistakes Boomers Can Make

It is critical that baby boomers save and invest for retirement. Unfortunately, the potential for many boomers to come up short in their retirement …

How To Save Money Fast Without Sacrificing Your Sacred Social Life

So it's time start paying things off like student loans and credit card debt, but you've become accustomed to a certain way of life.<p><b>Fear not —</b> there …

'It's not just about high income: these stocks offer reliable income'

<i>Fund of the week: We examine the Evenlode Income fund and ask the managers which shares their buying...</i><p>For the managers of an equity income fund, Hugh Yarrow and Ben Peters, managers of Evenlode Income, are notably unoccupied by giving investors a sky-high yield.<p>Their fund throws off cash …

Why Tough Love Is Important When It Comes To Your Finances

Years ago, I once knew someone who was unhappy with her husband. Let’s call her Nancy. To fill her void, Nancy went on dates with various men while …

3 Ways To Help Increase Portfolio Income

These are frustrating times if you’re looking to generate income from your portfolio. Interest rates, at historically low levels since the beginning of the financial crisis in 2008, were supposed to be headed higher—but so far, any improvement in yields has been hardly worth mentioning. Interest …

4 Men With 4 Very Different Incomes Open Up About The Lives They Can Afford

<i>The poverty line for a family of three is $20,090 a year. The median household income in America is $53,657. Politicians draw $250,000 as the line</i> …

Since the new pension freedoms were launched nearly a year ago in April, they highlighted more ways to access your pension savings than ever before for your retirement. Since then, savers have

Since the new pension freedoms were launched nearly a year ago in April, they highlighted more ways to access your pension savings than ever before …

Retirement

Here Are 15 of the Best and Worst Places to Live If You’re Trying to Save Money

Regardless of where you live, saving money is not easy. But a lot of times our location and the cost of living plays a major role in just how much …

The Future of Payment Processing: Apple Pay and Virtual Reality

Rumors that Apple would break with Intel date back to 2012, but this is the first time a reputable source has said Apple is planning to actually do …

Buying Bonds in Your 40s: What You Need to Know

Your 20s and 30s are a good time to invest heavily in stocks, which have historically generated much higher returns than bonds. But as you inch toward retirement, you'll need to start shifting some of your investments into a safer, less volatile alternative to stocks. That's why your 40s are a …

10 Things You Need to Do Before You Start Investing

Over the years, I’ve answered literally thousands of questions from readers in the weekly Reader Mailbag articles here on The Simple Dollar (these …

Personal Finance

4 Savings Accounts You Should Definitely Have

Over the years, the term emergency fund has become a catchall for all things savings-related, but according to <b>Bankrate,</b> you shouldn’t have just one …

American In the Middle of Negotiating a New Credit Card Deal, Which Bank Will Win?

Scott Kirby reported that they’re already “in the middle of” negotiations for a new credit card deal. Their current deal runs through 2018. Since …

Why partnerships are appealing

The chairman of Credit Suisse explains how digital innovation may lead to unexpected outcomes.<p><b>Digitization has the power</b> to transform whole …

How vulnerable is our bank data to a cyber-heist? Very

In my column of March 12 I warned you about the dangers banks are facing from cybercriminals stealing money and sensitive data from banks.<p>Shortly after I wrote that column in which I exposed how increasingly vulnerable banks are to cyber bank robberies, news broke about the Bangladesh central bank …