Ebere Morgan

45 Flips | 3 Magazines | 1 Like | 1 Following | @Deztiny | Keep up with Ebere Morgan on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Ebere Morgan”

6 things you don’t know about your electric bill

Flip a switch, and it’s there for you — as long as you’ve paid the bill. A typical American’s monthly residential electric bill was $107.28 in 2012, …

3 Ways to Bounce Back from a Financial Blow

We’ve all had to deal with financial blows whether they were from the job that didn’t work out, the credit card statement that was too high, or the …

Personal Finance

What are the most important lessons to learn about personal finance?

Everybody has an opinion about the most important financial lessons that you can learn about personal finance. Just look at how many personal finance …

6 Reasons You're Horrible At Saving Money

Shares 169<p>Hello everyone! Today is my birthday. I am the big ol' 25 today! 🙂 I plan on relaxing and eating a ridiculous amount of sushi today as my …

The Single Most Important Financial Skill

Investing? Frugality? Entrepreneurship?<p>The most valuable personal finance skill, in my opinion, lies under all of these things. It seems incredibly …

Personal Finance

Are You taking charge of your finances?

<i>“You haven’t failed until you stop trying.” – Jon Gordon</i><p>Taking charge of a situation puts you in the most powerful position; it puts you in control. …

Self-improvement

How do I get my spouse to go along with my frugal plans?

So you have joined the ranks of enlightened people, who want to retire early, move to another country, or redesign their lifestyle, and now you want …

Personal Finance

Can’t Save Money? 5 Ways You’re Wasting Money Without Thinking

Have you ever seen people that complain about being broke as they buy the newest iPad or some other similar expensive item?If so, you’re definitely …

Personal Finance

How to Calculate Your True Net Worth

Net worth is one of those financial terms that gets thrown around a lot in the news or when talking about celebrities. Hugh Hefner’s net worth is …

Personal Finance

6 Things You Should Never Borrow Money To Buy

Meanwhile, there are some items that you should never borrow money to purchase. Despite the apparent urgency that surrounds a few of these purchases, learning to wait or lower your expectations will undoubtedly save you money, and likely many headaches, in the long run.<p>Never borrow money for the …

7 Common Pieces Of Financial Wisdom You Shouldn't Follow

That's not exactly right.<p>Steve Siebold, the author of "How Rich People Think" and a self-made multimillionaire who spent nearly three decades interviewing over 1,000 extremely wealthy people, has isolated a handful of financial phrases that seem like common wisdom, but are in fact misguided, …

30 Smart Ways to Spend $1,000

You can do a lot with $1,000. In fact, we came up with <b>30 surprising ways to use a grand</b>. For example, you can grow your nest egg or build your brand, …

How Everyone Can Cut Cable and Still Watch What They Love — Even Sportsfans

More and more people are cutting loose their cable TV providers nowadays, and no wonder. Cable and satellite services offer big packages of channels …

Active Investing vs. Passive Investing

Shares 10<p>For as much as I talk about passive investing, I never wrote a post discussing the differences between active investing and passive …

Love and Money - An Internal Debate | Pay Off A Spouse's Debt?

I have been following the questions posed by Chase Bank back in February about average couples. It is pretty much about love and money. I answered …

Paying Debt with Debt - When You Should Do It

Well that sounds like a weird title, doesn’t it? How do you pay off debt with more debt? That just doesn’t even make sense. Having been writing on …

How to Start Investing From Scratch - Part 1

Share<p>Tweet<p>Pin<p>Email<p>50 Shares<p><i>Photo courtesy of thenext28days</i><p>A couple of weeks ago I wrote about the importance of starting to invest now, even if you …

Retirement

A Guide to Preparing Your Finances for A New Baby

With a baby on the way, it is important to spend some time going over your finances to ensure you’re not caught short. If you’re used to living on …

Personal Finance

Credit or debit: What's best for consumers?

I'm sure you've noticed that when you swipe a debit card in many stores, you get an option to use it as debit or credit. Many people say that choosing the credit option is safer. Is that actually true?<p>Well, yes and no. The option you choose does change how the card is processed, but in the end what …

How Many Mortgage Payments Can I Miss Before Foreclosure Happens?

When borrowers take out a home loan, they have to start making monthly mortgage payments. As many homeowners know, it can be easy to miss a few …

Do These 5 Car Maintenance Tasks and Keep Your Car on the Road Forever

You know the feeling: You start the car, and there's a weird noise. Or the check engine light starts to flash halfway into a road trip. Or before …

Frugal Living

The Surprisingly Frugal Lifestyles of 12 Famous Superheroes

Photo: JD Hancock<p>Bruce Wayne and Tony Stark are not just superheroes — they are major billionaires.<p>They don't need Verizon or AT&T to make phone …

5 Rookie Mistakes People Make at Their First Job

(Image: Thinkstock)<p>Recent graduates looking for their first job are facing intense competition—not only from each other but also from older, more …

Is Facebook Costing Young People Jobs?

With stock and price varying by ZIP code, Lowe's discounts a selection of appliances, patio furniture, home items, decor, grills, ... Read …

Term Life Insurance Versus Whole Life Insurance

Life insurance is there to provide income for your family when you die, which is why it’s important to know and understand the different life …

Where to Buy Good, Cheap Laptops

If you’re looking for a quality laptop, new or used, it’s easy to get overwhelmed by the number of options available. Here, we’ve broken it down for …

Personal Finance

Best Cities for Job Seekers

You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to …

5 Online Shopping Hacks for Getting Discounts on Everything

You’re likely familiar with the satisfaction that comes with saving money on gifts, especially during holiday shopping frenzy. However, a <b>money-saving</b> …

Why Debit Cards Are the Riskiest Form of Payment

<b>Debit card fraud</b> has become a major issue for checking account customers who choose to use this form of payment when making purchases. Despite their …