Derrald Dewald

22 Flips | 5 Magazines | 99 Likes | 1 Follower | @DerraldDewald | Keep up with Derrald Dewald on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Derrald Dewald”

Don't confuse 'saving' with 'not spending'

Have you ever wondered why you can’t accumulate savings despite your best efforts to not spend money? If so, you’re not alone. It’s one of the most common problems I see on a regular basis. Your effort and restraint are present, but the savings accumulation is absent. It’s frustrating, discouraging …

Personal Finance

Materialism: a system that eats us from the inside out

Buying more stuff is associated with depression, anxiety and broken relationships. It is socially destructive and self-destructive<p>That they are crass, brash and trashy goes without saying. But there is something in the pictures posted on Rich Kids of Instagram (and highlighted by the Guardian last …

Here's Proof Buying More Stuff Actually Makes You Miserable

Our piles of crap don’t just contribute to reality-TV shows like <i>Storage Wars</i> and <i>Hoarders</i> — they also make us miserable, and not just when we can’t …

If We Don't Change The Way Money Is Created and Distributed, Inequality Will Trigger Social Disorder

<i>Centrally issued money optimizes inequality, monopoly, cronyism, stagnation, low social mobility and systemic instability.</i><p><b>If we don't change the way</b> …

Daily Meditation: Deep Sleep

We all need help maintaining our personal spiritual practice. We hope that these Daily Meditations, prayers and mindful awareness exercises can be part of bringing spirituality alive in your life.<p>Today's meditation features a prayer by 19th century Baptist minister and theologian Walter …

How To Set up and Use Your Mint Account | Mint Personal Finance Software | Trading Mates | Sharing Financial Freedom

http://www.mint.com Mint founder Aaron Patzer explains how to set up an account and use Mint.com to reach your personal finance goals and offers tips …

The Secret To Danish Happiness

Denmark consistently ranks as one of the happiest countries in the world. The reason why might lie with the idea of "hygge."<p><i>This article first appeared on Greater Good, the online magazine of the Greater Good Science Center at UC Berkeley. In November, GGSC is hosting a summit on Mindfulness and</i> …

Happiness

Top 10 Personal Finance Apps and Tools to Use

<i>This post is by our regular contributor, Erin.</i>Chances are, if you’re in your 20s or 30s, you’re somewhat attached to your phone. At the very least, …

Personal Finance

UNDER THE HOOD: An extraordinary look at what's going on in the US economy right now

Economic growth over the last few years has been just so-so, though GDP is still growing about 2% annually.<p>Meanwhile, the labor market is on fire, with the economy adding more jobs in 2014 than any year since 1999.<p>But under the hood of the economy, we can see that consumer spending isn't as poor as …

Get Rid of Slugs in the Garden | Easy 6 Step Plan

<b>How to Get Rid of Slugs or Snails in Your Garden: the 6 Step Plan</b><p><b>By following the steps below you can eliminate most slug or snail damage and grow a</b> …

Gardening

Different Solutions

http://diply.com/publisher/different-solutions<p>website<p>Diply

DIY Chevron Lattice Trellis Tutorial

Hey guys! It’s Danielle from Easter Avenue Company with an easy Chevron Lattice Tutorial.<p>I wanted to add some height to this space and I knew that …

30 Patio Ideas to Make Your Backyard Look Incredible

Kick back under the sun with these stylish designer ideas for outdoor spaces.<p>Whether you have a porch, pool, or patio, our guide to creating a luxurious outside area will help you take full advantage of warm weather. Oh, and don't miss our top swimming pool designs and outdoor kitchens!

How to Install a Stone Walkway

We’ve been taking advantage of the change in weather. After being cooped up in the house this long winter, we are excited to get some of the …

Landscaping

The Cheapskate Guide: 50 Tips for Frugal Living

Confession time: I’m a cheapskate. Some would say frugal, which sounds much more positive, but in reality I can be a real cheapskate.<p><b>I am fairly</b> …

3 Hot Takes on the Hot Toddy for the Winter Ahead

By Carey Jones and John McCarthy<p>Nothing warms up your body and soul like a dram of whiskey...except maybe a hot dram of whiskey. This time of year, we're thinking about hot toddies every time there's a chill in the air. The classic toddy--bourbon, hot water, honey, and lemon--is comforting and easy …

Bird Photography: 4 Basics that Will Get You Great Shots

Birds, birds, birds. For those of us who love our birds, it's not uncommon for us to hear, “I saw a bird yesterday and it looked like…, do you know …

17 Things We Learned About Income Inequality in 2014

The Atlantic's Business editors break down the year's most divisive economic conversation.<p>Earnings growth for the richest Americans has been outpacing the income growth of the lower and middle classes since the 1970s, according to the Center on Budget and Policy Priorities's analysis of data from …