Denis Hoxha

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6 warning signs you're about to be crypto-scammed

There’s no doubt that the world of cryptocurrency is growing remarkably fast. And it’s no surprise that scamsters will lock unto this endless opportunity like a heat-seeking missile. Even one of the most widely known cryptocurrencies, Bitcoin, is no exception to this threat.<p>Just recently, the …

5 trends in mobile payments

<i>"The Future of Money," a new series presented by Chase Pay®, showcases how our relationship with money is evolving—and what you need to know.</i><p>We're …

Mobile Payments

Early adopters of new technology in the financial services sector are more successful than their peers, study reveals

Financial services firms which pave the way in adopting new technologies are outperforming their peers, according to a new study from fintech …

Financial Services

Consolidation of challenger banks may shape the future of the industry

It's an interesting time to be a challenger bank, with mixed fortunes in an industry that's grown and matured. Devie Mohan believes consolidation is …

Circle, Blockchain And The Birth Of Social Payments In The UK

In my first blog for Forbes, I spoke about how there was no equivalent for Venmo in the UK and how P2P payments were not mainstream enough to replace the transferring money to bank accounts or even PayPal, but in the past few months, a lot has changed. Last month, social payments app Circle made it …

Ex-Barclays chief says banking could face its own ‘Kodak moment’; urges banks to embrace fintech solutions

The former chief executive officer of Barclays has warned that banks could be faced with their own "Kodak moment" by falling into irrelevance if they …

Banks now have their own version of Venmo that will send money instantly

Just as Apple launched its own attack on Venmo with iMessage payments, so did the banks.<p>The bank-approved peer-to-peer payment tool Zelle went live …

Banks Eager For Artificial Intelligence, But Slow To Adopt

Facebook, Google, Microsoft and Baidu spent at least $8.5 billion beefing up their AI talent. Amazon spends $228 million a year just to find people to run Alexa and related machine learning initiatives. Even small to medium businesses in every sector – from fast food chains and personal fitness …

Fintech's decentralized nature challenges regulators as industry transforms banking

NEW YORK (Thomson Reuters Regulatory Intelligence) - The ambiguous role of financial technology in transforming the banking sector, tenuous collaboration among banks and fintech companies, and regulatory challenges presented by fintech’s decentralized nature are common themes emerging where …

Administrative Law

Why are small banks disappearing?

In 1994, nearly 500 banks were headquartered in California. Today, there are fewer than 180. By the end of the year, if current trends hold, Californians will have only one-third the number of banks to choose from for their mortgage, small business and personal savings needs than they did just a …

The potential and limits of the fintech revolution in emerging markets

<b>* Any views expressed in this article are those of the author and not of Thomson Reuters Foundation.</b><p>Innovations in financial services technologies …

Financial Services

Bank customers overwhelmingly reject robo-advisers: survey

© Reuters. Bank customers overwhelmingly reject robo-advisers: survey<p>LONDON (Reuters) - The vast majority of bank customers in Europe would not let a …

Overvaluation of "Blockchain" Projects: Ripple was 30% of $60 Bln Alipay?

Ripple experienced a sharp decline over the past week, decreasing from around $17 bln to $8 bln. At one point, Ripple’s market cap accounted for …

Cryptocurrency

Fintech Companies Could Give Billions of People More Banking Options

Much has been made of the fact that a new breed of financial technology (or fintech) companies is unbundling banks in the developed world. Startups are attacking all of the components of the traditional bank value proposition (e.g., accounts, portfolio management, mortgages, car loans, …

Innovation

Sources: Deutsche Bank Joins Venture to Offer Blockchain Products

Germany's largest financial institution has partnered with six other financial institutes to offer blockchain products to mid-sized businesses, …

Deutsche Bank

Older Millennials More Likely than Younger to Use Mobile Payments

Though mobile payments have experienced only modest growth in the last year, the frequency of in-store mobile payments has increased significantly …

Mobile Payments

Idea Bank uses GPS for pay-as-you-drive car loans

06 January 2017 | 8045 views | 0<p>Poland's Idea Bank is aiming to shake up the auto lending market with a new pay-as-you-drive model that uses GPS to …

Loans

The Top 5 Trends That Changed Software Development in 2016

Software development is a moving target. You have to keep your eye on trends in the tech space that haven’t even happened yet just to stay current. …

Barclays online banking down - app not working leaving customers unable to access accounts

GETTYBarclays app is down<p>Customers of Barclays bank are having problems on one of the busiest shopping days of the year.<p>The bank's app appears to …

Customers

Bank and credit card apps are starting to get pretty good

The less I have to deal with humans and customer service, the better<p>When did banking apps from the big finance giants suddenly get good? Lately I’m finding the various money-related apps on my phone (Bank of America, Citibank, Capital One) to be genuinely helpful and capable of things that they …

BBVA rolls out mobile onboarding; signs Salesforce deal

04 November 2016 | 10594 views | 0<p>BBVA has rolled out a new mobile onboarding service that enables customers to open an account with just a photo ID …

Where to find the best bank accounts for teenagers

They can be the ideal way to help your adolescent children take steps towards managing their own finances<p>What do you do when your children have moved beyond piggy banks but aren’t old enough for a fully fledged current account? The good news is that there are a number of “youth” bank accounts on …

R3 shakeout continues as Santander bows out

More departures expected as inevitable streamlining follows over-heating of blockchain consortia spa...

Barclays' new ATMs let you withdraw money with your phone

Contactless technology is, we're told, destined to replace physical currency. In the meantime, you'll soon be able to use your phone to withdraw cash from an ATM -- if you're with Barclays that is. The banking giant announced today that it's in the process of rolling out new in-branch cash machines …

Fintech startups bedding deeper into the banking value chain - McKinsey

15 November 2016 | 23122 views | 0<p>The fintech phenomenon is moving away from an obsessive focus on front-end customer experience, extending the reach …

Startups

Denmark opens fintech hub

10 November 2016 | 11248 views | 1<p>Denmark is about to open its very own Fintech hub, Copenhagen Fintech, a joint initiative by Financial Services …

FinTech

Trust Disrupted: Bitcoin and the Blockchain episode 5 explores the most exciting blockchain innovation

In this episode we catch up with the founder of Ethereum, Vitalik Buterin, and dive into its implications in the world of cryptocurrency. Ethereum is considered the most exciting innovation using blockchain technology, as its use cases go beyond that of bitcoin and could eventually have more …

Tracking the Fintech Revolution

<i>By Brian Brodie, CEO of Freedom Finance</i><p>There has been a lot of talk, in the press and within the financial industry, about the “fintech revolution”. …

Disruptive Innovation From FinTech Forces Financial Services Firms to Rethink Their Business Structure

Disruptive innovation from FinTech firms has shaken the foundations of financial services organizations to the point that 60 percent of banks would …

Five Predictions About Banking’s Future

What does the future hold? As I referenced in an earlier article, I gave a presentation about the future of banking at Bank Director’s third annual …