Debbie Penny

51 Flips | 1 Magazine | @DebbiePenny2017 | Keep up with Debbie Penny on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Debbie Penny”

Your SCV Home As An Investment? Well Done

Take a look at the graphic below:<p>How much has a median priced home appreciated in Santa Clarita since we really started keeping good records? In …

How Can You Possibly Trust Zillow Now?

News comes today of Zillow rolling out their buy and flip scheme to a third market, expanding testing of a pilot program in Phoenix, in which it will …

3 Things That Will Tank Your Credit Score

I still remember one of the first times I realized how bad my credit score was. I tried to open a credit line at a furniture store so I could buy a couch (my life is pretty exciting), and the salesman came back a few minutes later and politely told me that I wasn't approved.<p>It was a bit …

Poor credit scores and hefty debt may not keep you from getting a mortgage

How tough is it to get approved for a mortgage? How low can your FICO credit score go before your lender shows you the door? And how much monthly debt can you be shouldering — credit cards, student loans, auto payments — but still walk away with the mortgage you’re seeking?<p>You might be surprised. …

Homeowners are bullish on prices, while buyers may find there's no inventory

Americans are bracing for houses to get costlier.<p>In a recent survey, 64 percent said they're anticipating an increase in property values during the …

This is how much a home’s view is worth

This article is reprinted by permission from NerdWallet.<p>A house with a fabulous view can be hard for a home buyer to resist. But seeing the …

The 4 Most Common Contingencies Every Home Buyer Needs To Know About

If you’ve thought about buying a home, odds are you’ve seen the phrase “contingencies” pop up once or twice in your research. While the term can be a …

This Is The Most Important Number To Know When You Shop For A House

Hint: It's not the sales price or your credit score.<p>Home buyers are obsessed with numbers ― unfortunately, it’s often the wrong ones. They tend to focus on the price of a house and generally pay little or no attention to the interest rate of their mortgage loan.<p>With apologies to former President …

Amazon's Alexa will be built into all new homes from Lennar

VALLEJO, Calif. — The nation’s largest home builder is betting voice-activated digital assistants and smart devices will become as expected in a new home as garages now are.<p>Lennar announced Wednesday that standard features in its new homes will include built-in Wi-Fi, smart locks, doorbells, …

How to Renovate Your Home for Under $10,000, According to Experts

You don't need to spend a fortune to make some major changes<p>When you watch HGTV, renovating your home can look appealing.<p>Chip and Joanna Gaines of</i> …

Investment return: Here's how much your home remodel will pay you back

As home prices and mortgage rates rise, more and more homeowners are choosing to stay put and remodel.<p>Yet, depending on the project, some of the returns are diminishing. Remodeling spending is expected to approach $340 billion in 2018, a 7.5% increase over last year, according to Harvard's Joint …

Home Improvement

How Student Loans Are Killing Homeownership

It’s really not the avocado toast: Ballooning college debt is keeping Millennials from buying more houses.<p>As you’ve probably heard, Millennials just aren’t buying houses like young people used to.<p>Many iterations of this story have already been told: They’re living with roommates (parental or …

College & University

Frank Gehry Offers New Round of Revisions to Downtown L.A. Tower Project

Set to occupy the lot across from the famed architect’s Walt Disney Concert Hall, Gehry’s latest design brings the long-gestating project closer to completion<p>It’s been almost 14 years since Frank Gehry first submitted his proposal for a huge tower complex in downtown Los Angeles. And even though …

Architecture

10 No-Grass Backyards You Can Pull Off Anywhere

While we can all agree that a lush, green backyard looks gorgeous, grass just doesn’t work for everyone. And grass is definitely not a requirement …

21 Must-Haves for Your Dream Pool

The only thing better than, say, your own Vegas-style fire-and-water feature or amusement-park-worthy water slide is the slew of accessories you have …

6 financial mistakes people make when applying for a mortgage

Review these tips to help with the home-buying process.<p>Buying a home is a big decision; that’s why it's a smart move to have as much information with …

Buyers Pay More for Homes with These 12 Features

Remodeling is a big investment—and whether you’re doing it for your own benefit or with an eye towards selling your house, it’s nice to know which …

8 Simple Hacks

Practical Hacks<p>Tired of paint dripping down the side of a paint can? <b>Use a rubber band.</b><p>So you want to paint your baseboards that are so close to the …

26 Things You Need to Know to Build Credit

View Gallery<p>26 photos<p>skynesher / iStock.com<p>If you’re thinking about doing anything that requires someone to review your credit — like buying a home …

The 7 biggest mortgage mistakes to avoid

A mortgage is the biggest debt most of us will ever carry, and a home is the most expensive purchase we will ever make.<p>That's why it's so important …

If You Rent, Your Troubles Are Coming to an End

Renters can finally breathe a sigh of relief: The nation's decade-long shift away from homeownership -- which had made renting exorbitantly expensive -- appears to be over. This will be great for builders and real-estate agents, but not so much for prospective home buyers.<p>Why do I think we've …

Real Estate

Marcus Lemonis: These are the 2 essential reasons you should buy a home

To own or not to own? For lots of Americans, that is the question.<p>Homeownership can be a tricky subject. Some experts argue it's the expense that …

Millennials Are Buying Homes Because of Their Dogs - Not Their Children or Marriages

They want a better yard for their best friend<p>It’s no secret that millennials love dogs and now their four-legged friends are starting to influence …

How Your Credit Score Is Determined

Don’t believe the myth of the single credit score. You actually have hundreds of scores! Don’t panic, though; when most people talk credit scores, …

If You Like Fixer Upper, You're Going to Love These 7 Stores

| Sat., Jul. 22, 2017 6:00 AM<p>A post shared by Joanna Stevens Gaines (@joannagaines) on May 30, 2017 at 5:10pm PDT<p>You know <b>Chip</b> and <b>Joanna Gaines</b>.<p>Not …

It's Official: Americans Are Obsessed With Ranch Homes

They're the most popular style of home in Texas, Georgia, Virginia, New York and 30 other states.<p>Of all the home styles out there — Victorian, modern, colonial, and more — one type surpasses the rest in popularity and prevalence in the United States, and given its American origins, it might come as …

America’s largest cities are so expensive that some millennials are crowdfunding their homes

For many American millennials, buying a new home in a city like Los Angeles or Washington DC can seem like a pipe dream.<p>According to a recent survey by Apartment List, 80% of millennials — defined as those born between 1980 and 1995 — say they want to buy a home, but most have less than $1,000 …

Real Estate

5 Years Ago - A Look at Santa Clarita Real Estate

What a difference 5 years has made in the Santa Clarita real estate market. Right now, on average, ANY home hitting the market is gone before a …

Real Estate

A Los Angeles home where Audrey Hepburn once lived is up for sale for $14 million

A sale in September involving the Hollywood icon's private wardrobe, film scripts, photography, and more, has recently been confirmed by Christie's. Soon after, a Holmby Hills estate that once housed Audrey Hepburn and her husband Mel Ferrer came on the market for nearly $14 million.<p>The …

Audrey Hepburn

Should you be a landlord in your retirement?

In 2005, everyone I knew was buying real estate. With no experience and no money, they bought properties they couldn't afford and were convinced they …