David R

70 Added | 1 Magazine | 6 Likes | 13 Following | @DavidRn6sg | Keep up with David R on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “David R”

How to make $400,000 a year writing about what you love — according to someone who's doing it

After posting my blogging income report from last year (where I made $401,681 with my blogging side hustle), I've been getting a lot of reader questions about how much money can you actually make blogging? I think blogging is the perfect side hustle because you can do it in your own time, you can …

Marketing

Here's a budget breakdown of a couple that makes $500,000 a year and still feels average

Americans are falling short when it comes to saving. Even some families earning six-figures have little to no savings.<p>As the example of one New York …

Personal Finance

16 Windows 10 tricks you'll wish you knew sooner

In homes and offices across America, you can’t throw a stone without hitting a Windows PC. You’ll find Microsoft running on monitors in almost every school and library, in businesses big and small, and in living rooms, bedrooms, and dorms from coast to coast.<p>Windows is so commonplace, many of us …

Your 401(k) Probably Isn't As Big As You Think It Is

Here's why your 401(k) could leave you with less income than you expect.<p>When you're nearing retirement and taking a look at your 401(k) balance, …

11 Smart Personal Finance Blogs You Should Read This Year | Inc.com

Even though I'm a financial planner, I still pay close attention to the financial advice and opinions of the smartest money experts all over the web. Why? Because no matter how money-savvy you are, there's always something more you can learn.<p>If you're looking for a way to become financially …

Personal Finance

The 10 towns where it's cheapest to buy a beach house in the US

As winter drags on you may catch yourself wondering if summer is ever coming back. But it doesn't have to be that way. There are plenty of towns across America where it's possible to spend a few weeks or, if you're retired, a few months soaking in some warm weather. But, as that year-round warm …

Real Estate

35 Amazing Real World Examples Of How Blockchain Is Changing Our World

It’s quickly becoming apparent that blockchain technology is about far more than just Bitcoin. Across finance, healthcare, media, government and other sectors, innovative uses are appearing every day.<p>Here is a list of 35 which I have come across. While some may fail to live up to their promises, …

Blockchain

Who is Sean Penn to lecture Trump about compassion?

It is utterly astounding that Time magazine published an op-ed by clueless actor Sean Penn, lecturing President Trump on compassion and justice in Latin America and the Caribbean. Who is Sean Penn to lecture anyone about compassion?<p>After all, it is Sean Penn who enabled and befriended the …

School financing: What you need to know about 529 plans

These vehicles for saving for education have big tax benefits, but they also require smart planning.<p>The cost of a college education has skyrocketed, and the result has been extensive student loan debt that has put a huge burden on graduates emerging from institutions of higher learning to find a …

Retirement

The 3 Best Artificial Intelligence Stocks of 2017

Over the course of the last few years, the world has embarked on a transformation that is the result of artificial intelligence (AI). These changes have come about primarily because of advances in the AI technique of deep learning, which processes mass quantities of information and is able to …

Why it makes more sense to rent than buy

A majority of Americans are renting on the cheap — at least, compared to what they’d be paying if they bought a home.<p>Most Americans (64%) live in a …

Real Estate

3 Easy Ways to Build a Killer Investment Portfolio

Follow these examples.<p>MONEY has just released its expanded 2018 list of the 50 best mutual funds and 50 best ETFs to own.<p>What makes these funds great …

Investing

GOLDMAN SACHS: These 13 stocks will see profits explode higher in 2018

Earnings growth has been the undeniable backbone of the 8 1/2-year bull market. But it's not always easy to pick out the companies that are going to be the biggest contributors.<p>That rings especially true as we enter 2018, as analysts forecast that GOP tax reform will boost a wide range of sectors, …

Investing

These were the 10 most popular watches of 2017

<i>The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.</i><p>Jomashop<p>We’ve written about a lot of great watches this year, from affordable ones under $100 to stylish luxury options under $1,500.<p>No …

Watches

6 Best Vanguard Index Funds for 2018 and Beyond

You can build a well-balanced portfolio with just six mutual funds—but which six and how much should you invest in each?<p>I've spent a good portion of …

Investing

A step-by-step guide to get richer, healthier, and happier in 31 days

If you don't yet have a plan for 2018, you might be in trouble.<p>Lucky for you, we've already made a plan for you. Above is our 31-day guide to starting off a healthy, wealthy, happy year. Each day is accompanied by a task, along with a quick explanation, below, of why it's important.<p>Read on to find …

UC Berkeley

Take an extra $20 off a lifetime of VPN coverage

With loads of VPN services out there vying for your business, it’s not always easy for any single provider to stand out from that crowded field. However, VPN Unlimited has been widely praised throughout the industry and now, you can find out why by taking advantage of an extra $20 price drop down …

Information Systems

FCC approves first wireless 'power-at-a-distance' charging system

Charging your mobile device wirelessly is certainly less of a hassle than plugging it in, but still requires the device be in physical contact with its station to actually work. That's about to change now that the Federal Communications Commission has approved the first wireless charger that works …

The Traveler’s Guide to Staying at a Japanese Ryokan

I was young, single, and travelling alone through Japan. Not only was it my first time abroad, but I barely spoke more than a word of Japanese. It …

Japan

5 Countries Worth Traveling to for Their Food

Why travel for sightseeing when you can travel for food?<p>December 19, 2017<p>Traveling for food? Is that a thing? Of course! Yeah, we've heard about …

Why you need a Roth IRA — even if you have a 401(k)

If you’re saving for retirement in a 401(k) or other workplace plan, kudos to you. You’ve taken a major step toward a more secure retirement. But don’t stop there.<p>Because of their unique benefits, consider investing in a Roth IRA, too.<p>Why should you complicate your life with another retirement …

Retirement

Bitcoin: What's driving the frenzy?

2017 has become the year bitcoin went big.<p>It started the year worth less than $1,000 but has soared above $17,000. Back in 2011, it was worth less than a dollar. It is being bought and sold by investors in a frenzy, driving the price higher and higher.<p>Some leading economists and financiers are …

Cryptocurrency

3 Milestones in Artificial Intelligence Were Just Reached -- and They Could Change Healthcare as We Know It

Good news for investors with these huge AI developments: There's still a lot of money to be made.<p>Artificial intelligence (AI) is a "tsunami" that's …

Artificial Intelligence

35 Hidden Bars Around the World and How to Find Them

Some of the world's most intriguing bars are in locations you might not expect, hidden in taco joints and noodle shops, or disguised as everything …

Buenos Aires

Investing in These 3 Stocks Now Could Make You a Millionaire Retiree

Betting on these three stalwarts in their industry today could fetch you incredible returns in your golden years.<p>Who doesn't want to retire a …

Investing

Still bullish, but…

<i> By Guest Blogger Ryan Lewenz</i>aFor some years now I have maintained a fairly consistent bullish view of the equity markets – more recently as a …

Investing

Why You Can't Believe Your Social Security Statement

The retirement benefits listed on your statements are really just a "best-guess" figure.<p>It's a wonderful feeling to pull up your Social Security …

3 Growth Stocks That Could Put Netflix's Returns to Shame

Netflix has offered mind-boggling gains for patient investors, but these three companies could do even better.<p>If you asked investors for either their …

Investing

Hedge funds loaded up on these 10 stocks last quarter

Tech stocks have been on fire this year, and institutional investors have taken note.<p>According to data from Citi's equity research group, tech stocks made up eight of the top 10 stocks held by the 50 largest hedge funds in the third quarter of 2017, with financials and healthcare close …

Investing