David Goward

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This simple sleep trick will help you fall asleep in under a minute

It's quicker than counting sheep!<p>Even though we spend all day running around, sometimes the biggest task of the day is actually falling asleep at the …


I’m a Financial Advisor Who Works With Wealthy Families — Here Are 8 Things I Make Sure Every Teen Knows About Money

Getting an early start is critical to building wealth.<p>For most teens, financial planning is a topic far from top of mind.<p>School, sports, and social …

Personal Finance

8 Smart Things You Can Do With $1,000 Right Now

Some of them may surprise you.<p>So, you've gotten a $1,000 bonus or tax refund, or you managed to save up $1,000 through hard work. Great news -- but …

Personal Finance

10 things intelligent people never say

There are some things you simply never want to say at work.<p>These phrases carry special power: they have an uncanny ability to make you look bad even when the words are true.<p>Worst of all, there's no taking them back once they slip out.<p>I'm not talking about shocking slips of the tongue, off-color …


Teacher: I’m 42, paid off my mortgage and I only work two days a week

Rebecca Parkin, an ‘obsessive money saver’, bought her Audi TT car for cash last year<p>I’m 42 years old and mortgage-free. I’ve also managed to downshift so that I now work only two days a week full-time. It helps, I suppose, that I’m single and don’t have kids. I’ve always been an obsessive money …