Daniel Hradilák

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Learn How Many Mutual Funds You Should Have to Be Diversified

The Best Amount of Mutual Funds for Diversification<p>Updated April 17, 2018<p>You've probably heard the sage advice, "Don't put all of your eggs in one …

Investing

Five things your investment adviser isn’t telling you

Reading the stories this week about the aggressive sales tactics of bank employees, I was reminded of a quote in William Bernstein's book, <i>The Investor's Manifesto</i>:<p>"Who can you trust? Almost no one. … You are engaged in a life-and-death struggle with the financial services industry. Every dollar in …

2 Dumb Credit Card Mistakes to Avoid

Avoiding these mistakes could mean the difference between meeting budgeting goals or falling short.<p>No doubt credit cards are convenient to use and …

Personal Finance

6 Tips to Boost Your Savings

Nearly everyone can find at least a little room in their budget for savings.<p>Do you have trouble finding cash to set aside in your savings account? …

Personal Finance

What You are Buying When You Invest In a Mutual Fund?

I recently investigated the process of starting a mutual fund. As I've been meeting with fund companies and banks, I've learned a tremendous amount …

Seven ways to teach your kids about money

From saving up pocket money when they are young to the heady day they receive a student loan, it is important that they have a grasp of finance<p><b>1. Show them the money.</b> It is never too early to teach your children about finances, especially as money can seem almost invisible to them at times. …

Personal Finance

The 3 Best Uses For Your Tax Refund

According to the IRS, U.S. taxpayers received $264.5 billion in total refunds in 2016. That makes the average refund total about $2,993.<p>That may feel like nearly $3,000 of “extra” money, but keep in mind a refund is what you overpaid to Uncle Sam during the last tax year. It’s your money you …

Warning Signs a Stock Might Be Trading in Dangerous Territory

How to Tell When a Stock Is Overvalued<p>Warning Signs a Stock Might Be Trading in Dangerous Territory<p>Updated April 04, 2018<p>Many investors have asked …

5 Habits of Americans With Great Credit Scores

An excellent credit score isn't as difficult to achieve as you may think.<p>Despite what you may think, top-notch credit scores are achievable by …

Personal Finance

Americans Are Rekindling Their Love Affair With Butter

Some see it as the "healthier" choice<p>Americans are rediscovering their taste for butter despite previous notions of the dairy product’s unhealthiness.<p>…

What the Fed's Interest Rate Hike Means for Your Stocks, Bonds, and Wallet

Surprisingly, it's not all bad news.<p>The Federal Reserve voted Wednesday to raise a key short-term interest rate for only the third time in more than …

More Than 40% of Americans Are Wrong About Their Retirement Preparedness. Are You Among Them?

Some people worry too much; others, not enough.<p>A new study by the Center for Retirement Research at Boston College (CRRBC) says that more than half …

Are the Rich More Honest Than the Poor? This Study Found an Answer

Would you return a lost $20 bill?<p>Would you return a letter accidentally sent to you containing $20?<p>The answer probably depends on how much money you …

Nobel-Winning Economist Says the Stock Market Is 'Way Over-Priced'

Approach with caution<p>Donald Trump’s election has been a boon for stocks: Since Nov. 7, the Dow is up 17%, the S&P 500 is up 14%, and the NASDAQ is up …