Daniel Grimes

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Open Bank Project | Home

Bank as a platform.<p>Transparency as an asset.<p>The Open Bank Project is an open source API and App store for banks that empowers financial institutions …

The future of finance: Banking as a platform

Technology has lent itself well to changing and revolutionizing the world around us. Over time, technology has changed the way we communicate with each other, travel from place to place, conduct business, and how we maintain and organize our lives.<p>As more technology has developed over the years and …

APIs

Economists Propose a Digital Currency for Scotland, Backed by Scottish Parliament and Banks

Shutterstock photo<p>Economists at Strathclyde University in Glasgow, Scotland, have warned that Scotland's financial sector needs to accelerate its …

iZettle snaps up Scottish payments company

There’s more signs of consolidation in the crowded European payments space with news that Stockholm-based iZettle is buying a company called …

FinTech

FinTalk: Leetchi & Mango Pay founder on the realities of building a fintech startup

<i>Launched back in 2009 after co-founder Céline Lazorthes</i> <i>struggled to collect all the money for a student weekend trip, today group payments platform</i> …

Entrepreneurship

Funderbeam Launches Blockchain-Based Trading and Investment Platform for Startups

A year ago, Skype co-founder Jaan Tallinn and Funderbeam co-founder, Urmas Peiker, had a vision of a blockchain-trading platform designed for new …

Blockchain

Startups to Develop Blockchain for Energy Trading in EY Innovation Hub

Accounting giant EY has announced today that six startups have been selected to participate in its next EY Startup Challenge, focusing on building …

HSBC rolls out selfie-enabled mobile banking verification for customers

HSBC customers will soon be verify their identity using a selfie, as the bank follows a trend set by the likes of Mastercard and Airbnb.<p>Customers who …

3 Things We Learnt From Visa’s Biometric Payments Study

Last year Juniper predicted there would be five billion biometric-authenticated payment transactions by 2019, up from less than 130 million in 2015 …

FinTech

Westpac puts robots on trial in digital banking platform

Westpac will try out artificial intelligence in its digital banking systems, a move that would allow customers to have simple questions about their …

A new challenger bank built like an app store just launched in the UK — we spoke to the CEO

Fidor, which was founded in Germany in 2009, has been operating a website since April in the UK, signing on "community" members to discuss what products and services they want, the same approach it took in its home country.<p>But today it is launching its first products in the UK — a savings bond and …

Bastian Schweinsteiger

41 APIs Making Waves in FinTech

September 14, 2015  By : Amit<p>It won’t be wrong to say that APIs are powering some of the FinTech innovation engines. APIs are the answer to the …

Fintech could trigger a tsunami of banking layoffs

Either way, fintech start-ups have the potential to put an increasing number of banking professionals out of work by 2020. After all, their raison d'être is to make financial services more efficient by increasing its reliance on technology and reducing its reliance on humans.<p>"One of the biggest …

Startups

Hottest FinTech Investors in the US That Are Pushing the Global Innovation Envelope

February 2, 2016  By : Sofia<p>As the FinTech space is tightening up with imaginative entrepreneurs trying to disrupt the market with their …

Mondo, the U.K. banking startup, opens public Beta

Mondo, the yet-to-launch U.K. banking startup that is creating quite a lot of buzz amongst the London tech scene and beyond, is opening its Beta to the public today — albeit one limited in functionality while the company seeks a full banking license.<p>As it stands, Mondo offers a pre-paid MasterCard …

Kensho

Traditional banks may be in trouble due to digital banking

<i>The BI Intelligence Content Marketing Team covers news & research we think you would find valuable.</i><p>More millennials are moving toward digital banking, and as a result, they're walking into their banks' traditional brick-and-mortar branches less often than ever before.<p>This generation accounts for …

Banking

App-only bank Mondo raised £1 million on Crowdcube in just 96 seconds

App-only bank Mondo has raised £1 million in just 96 seconds, days after investor demand for the bank crashed crowdfunding website Crowdcube,<p>Mondo had to "pause" the launch of its crowdfunding campaign on Monday after demand from punters looking to buy shares in the company crashed Crowdcube's …

FinTech

10 Innovations For The Bank Of The Future

Around 100 of the U.K.s finest minds in the financial technology sector gathered Tuesday for the Financial News and WSJD inaugural Fintech Conference in London. Their mission: Design the Bank of 2020.

Japanese Banking Giant Reveals Plans for a Digital Currency

Advertisement<p><b>Bank of Tokyo-Mitsubishi UFJ (MUFG), the largest bank in Japan, has revealed that it is developing its own digital currency called MUFG</b> …

Digital Currency

Branches Take a Back Seat for Millennial Bankers in the UK

For some time now, there has been growing acceptance in the UK that physical bank branches are becoming less and less relevant. Remember the NatWest …

10 Digital Trends Banks & Credit Unions Should Embrace

Rather than viewing fintech start-ups and digital disruptors as threats, traditional banks and credit unions can view digital trends as a roadmap for …

Biometrics Mobile Banking And Killing Passwords

Share Email<p>There’s plenty of debates in the financial services market about the merit of PINs and one-time passwords as it relates to mobile security.<p>…

Banking

Banking's 'Uber moment' is a 'big threat'

A large number of banks will disappear over the next few years as a result of "digital disruption", the head of a top European bank warned during a …

Banking

Lloyds' Digital Banking Hub Launches

Share Email<p>With the FinTech revolution underway, Lloyds Banking Group is attempting to keep up with the times.<p>At least that’s what the group is doing …

Banking

Blockchain Startup Gets Big-Bank Backing

Firm led by Blythe Masters is developing mainstream uses of digital ledger<p>The decentralized ledger system used to record transactions for the digital currency bitcoin has received an endorsement by a group of the world’s biggest banks and stock exchanges.<p>Digital Asset Holdings LLC, a startup trying …

Exponential Finance Conference

Mambu, The SaaS Banking Platform, Picks Up €8 Million Funding

Mambu, the SaaS banking platform, has raised a further €8 million in funding. The round was led by Acton Capital Partners and CommerzVentures, with participation from existing investors. The additional capital will be used to expand its commercial team, invest in the platform and to open new …

Starling raises $70m for UK banking market push

Starling Bank has recruited a former regulator and a number of industry heavyweights for its board while raising $70m to spearhead its attempt to …