Cyndy Guillen

39 Flips | 11 Magazines | 16 Likes | 3 Followers | @CyndyGuillen | Keep up with Cyndy Guillen on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Cyndy Guillen”

3 Out of 4 People With Excellent Credit Do This

How does a credit score of 800 sound to you?<p>Many consumers believe that to get a high credit score, you need to carry a balance on your credit cards …

Personal Finance

If you want your children to succeed, teach them to share in kindergarten

Kindergartners who share, cooperate and are helpful are more likely to have a college degree and a job 20 years later than children who lack those social skills, according to a new study.<p>Kids who get along well with others also are less likely to have substance-abuse problems and run-ins with the …

How to retire early

<i>I am hoping to retire early and would be interested in your thoughts on early retirement, how to plan for early retirement and how to approach saving/investments in order to meet an early retirement goal.</i><p>Harry Sit, who writes The Finance Buff blog, is someone who is actually at the point where he …

55 Questions to Ask Siri for a Hilarious Response

There are plenty of entertaining questions to ask Siri | Source: Apple.com<p>Though Siri, the digital voice assistant built into Apple’s iPhones and …

Siri

73 Easy Ways to Save Money Today

This post contains references to products from our advertisers. We may receive compensation when you click on links to those products. The content is …

How To Crush Credit Card Debt, From An Ex-Banker

<i>EDITOR’S NOTE:</i> <b>Forbes</b> <i>launched Secrets From An Ex-Banker: How To Crush Credit Card Debt, our latest eBook. Written by a former banker, this book reveals tips and tricks to get you out of credit card debt within three years.</i><p>We are a nation addicted to credit card debt. Americans have amassed $857 …

4 Budgeting Methods Worth Trying

Personal finance is a highly individual experience, and no two people have to use the same methods.<p>Before you go looking for personal finance advice, …

Personal Finance

8 Money Moves CPAs Say You Must Make

Everybody and their brother can talk to you about your finances until they're blue in the face, but that doesn't mean their counsel is sound. …

The 9 worst money mistakes to make in your 20s

"Every person, and especially every entrepreneur, should embrace failure with open arms," writes Richard Branson. "It is only through failure that we learn."<p>Of course, there are caveats to such broad advice — especially when it comes to money.<p>Here are nine money-management mistakes you might make …

How One Family Saved $4,800 on Food in a Year

By Gerri Detweiler, Credit.com<p>What would you do with an extra $50 to $250 a month? Pay off credit card debt? Build an emergency savings fund? Take a much-needed vacation? There's a good chance you are throwing away that much money month after month, and if you stop, you'll be able to put it to …

Best Summer Cocktail Recipes: 4 Easy Cocktails to Master Before Your Next Barbecue

Beer is always easy for a summer party, but if you really want to wow your guests, master one of these summery signature cocktail recipes—or all four—before your next get-together. If you'd rather not man the bar, pick the Apricot Brunch Punch, which you can mix in a punch bowl and let your guests …

Recipe: Red Wine Summer Sangria

If you’re entertaining guests this summer, Sangria is the perfect refreshing cocktail to serve at your party. Originally from Spain, Sangria is a …

Recipes

Wells Fargo Conversations

Guidance for taking an intentional approach to family interactions.<p>View our infographic for information on the impact parents can have on their …

Wells Fargo

How One Couple Climbed Out Of Debt And Became Millionaires In Their 30s

It was right after college graduation when starting a new life suddenly became very expensive. First, a brand new Honda Civic. Next, a house. Then an engagement ring for a long-time girlfriend.<p>Student loans still lingered, too.<p>Pretty soon the debt totaled up: $25,000 for the car loan, a $100,000+ …

Personal Finance

The Worst Money Advice You Will Listen to in Your 20s Will Cost You Thousands

Navigating your finances in your 20s is tough enough without everyone and their brother tossing in their two cents about what you should and shouldn't do. Friends and family may mean well in offering up guidance, but sometimes the things they preach are just plain wrong. The MyBankTracker staff …

Turn Your Guest Bedroom Into A Home Office

12 online courses that could help you get rich

If you want to learn about personal finance, books aren't the only option.<p>You have choices, including the chance to take online courses from some of the best universities in the world.<p>From understanding the stock market to developing negotiation skills, we've picked out some of the best classes for …

Twenty lists every entrepreneur should create

Being a startup founder who is obsessed with my own personal growth, I frequently get sucked into blog posts with titles like "The top 5 traits of all successful entrepreneurs." These articles tend to cite characteristics such as passion, persistence, inspiration, an eye for talent, a data-driven …

10 Insanely Gorgeous, Under-The-Radar European Destinations

The value of the dollar against the euro is the highest it has been in years, making now the perfect time to take that trip you've been meaning to plan. But instead of the usual suspects (lookin' at you, London and Paris), why not try one of these under-the-radar spots that are far less crowded but …

18 Beautiful Cocktails To Sip This Spring

Raise your glass to warmer weather with these sophisticated drinks.<p>Warmer weather makes spring the perfect time to imbibe cocktails that are as delicious as they are pretty.

Recipes

The Classic Cocktails That Every Woman Should Know

7 drinks that serve as the perfect go-to for every lady.<p>You walk into a bar, go up to the bartender, and...draw a blank. So many bottles, so many options, but what do you <i>want?</i> The 7 classics that serve as the perfect go-to:<p>Gimlet<p><b>For those who always order:</b> gin and tonics<p><b>What it's made with:</b> gin, …

Eat, Drink and Drive in Tampa in the BMW M4

For folks wanting to take a weekend jaunt to a warmer destination put Florida high on your list and make that Tampa where the food, activities and just good time await.<p>On a recent trip to Tampa my time consisted of some quality pampering as I enjoyed two very different types of spas and amazing …

7 Hotels That Don't Look A Thing Like Their Ads

Throughout our hours and hours of travel and hotel investigating at Oyster.com, we've come across quite a few photo fakeouts: Situations where the hotel website showed the property as one way, and we found it to be a totally different way when we arrived. Like in the cases of "crowd-free" beaches, …

6 Ways To Get Women Into Leadership Positions And Keep Them There

Deloitte uses the buddy system to provide helpful career coaching. What is your business doing to keep women leaders engaged?<p>Women make up about half of the workforce in the U.S. Yet despite the clear value of having a diverse workforce, like improved operational and financial performance, …

How To Raise Financially Savvy Kids

"Parents do great teaching kids good manners and how to be safe, make their beds and be culturally savvy," says Mary Hunt, personal finance expert and author of recently released Raising Financially Confident Kids. "But so very often parents neglect the most important thing of all—to prepare them …

Kids

5 'International' Flights for Americans Without a Passport

An immense diversity of climates and terrains are encompassed within the broad sweep of the United States of America: "from the redwood forest to the Gulf Stream waters," as Woody Guthrie sang back in the 1940s. But there's still a vast world to explore beyond the country's borders, a fact that can …