Crisna Laherischandra

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This startup is taking on Airbnb and Hotel Tonight by letting you find a place to crash at the last minute

Overnight had already launched in Los Angeles, so Austin was its second citywide roll-out.<p>The launch was a success for the company, which offers users on-demand booking of short-term rentals. Think Airbnb meets Hotel Tonight.<p>Overnight's rentals were cheap — private rooms were going for $70 or $80 …

Hospitality

How to successfully manage creative projects

A hot cup of tea or coffee and your favorite designer notebook at your side. Your to-do list carefully prioritized in your favorite task management app. All your favorite design apps are open and the warm glow of your computer monitor beckons your masterful, creative brilliance. It’s time to get …

8 Tips on Selling Your Ideas to Influential People | Inc.com

The most successful people in business often have friends in high places. Yes, it's certainly possible to get ahead purely with financial acumen, a product or service customers can't live without, or knowledge and experience that makes you irreplaceable. But often, it's about who you know--people …

Leadership

The Most Unusual Hotel Rooms in the World

We've covered some pretty over-the-top hotels in our time, and we've learned that space pod suites in the middle of a vineyard and floating hotel rooms in Dubai can be just as luxurious and beautiful as a traditional hotel. When you want an experience beyond cable TV and a warm shower, head to one …

Mexico City

HP Spectre 13 Review: Thin requires compromise

How thin is too thin, and is extreme style worth extreme compromise? The HP Spectre 13 is the latest notebook to ask those questions, chasing – and …

Bang & Olufsen

Could ancient wheat be the future of food?

Researchers believe untapped consumer markets exist for ancient foods such as einkorn, emmer, and spelt, which fed large swaths of the world's …

Want to Be Happier? Science Says Do These 11 Things Every Single Day

Try them. They work. (If you can't trust science, what can you trust?)<p>Obviously, we all want to be happier. But there's another reason to wish to be more lighthearted and content: Happiness is definitely a result, but happiness is also a driver.<p>While I'm definitely into finding ways to improve …

Happiness

Why blockchains can be really bad. Or: How techno-futurists can ruin things.

Because blockchain.<p>Here’s what’s particularly disturbing about techno-futurists right now: Software is so widely distributed, so persistent and attainable, that any fantastical idea is just leading to more everyday destruction.<p>Take, for example, the DAO, or the Decentralized Autonomous …

Blockchain

Have frogs ever been to space? Let me Google that for you

This week, we noticed an interesting trend emerge here at <i>Verge</i> Science: we wrote a lot about frogs and a lot about space. Well, we wrote two stories about frogs, but that’s way above the frog story average for a typical week, which usually hovers around zero. Because of this week’s affinity for …

Frogs

The potential impact of Brexit on Africa

The UK referendum on whether to stay in the EU will have an impact far beyond Europe. Africans are also watching closely - and have to prepare to …

United Kingdom

Nobel prize-winning economists warn of long-term damage after Brexit

‘Economic arguments are clearly in favour of remaining in the EU’, economics professors write<p>Ten of the world’s leading economists have issued a warning about the consequences of the UK leaving the EU as the City prepares for the pound to plunge and shares to fall in the event of a Brexit vote in …

Nobel Prize

The rock-star dealmaker bringing China's hottest startups to the US talks deals, bubbles, and spotting the next great entrepreneur

<i>China is the single biggest story in investment banking right now.</i><p><i>From the highly-acquisitive Chinese companies driving the mergers-and-acquisitions market to the plethora of growing private startups that could shape the future of the initial public offering market —</i><i>every deal maker on Wall Street</i> …

Venture Capital

Machine Learning Is Redefining The Enterprise In 2016

<b>Bottom line:</b> Machine learning is providing the needed algorithms, applications, and frameworks to bring greater predictive accuracy and value to enterprises’ data, leading to diverse company-wide strategies succeeding faster and more profitably than before.<p><b>Industries Where Machine Learning Is</b> …

Machine Learning

The app boom is over

Your phone is full of apps, and you're done downloading new ones — unless they're Snapchat or Uber.<p>The mobile app boom kicked off in July 2008, when Apple introduced the App Store. Now it is over.<p>People are still making plenty of apps, of course. And many people are still downloading them. But the …

Apps

A Post-Human World Is Coming. Design Has Never Mattered More

Designers will play a crucial role in shaping our post-human future. Our lives may depend on it.<p><i>Digital Design Theory</i> (Princeton Architectural Press, 2016) is available on Amazon.<p>Futurist experts have estimated that by the year 2030 computers in the price range of inexpensive laptops will have a …

Singularity

The best precious metals trade for the next three years

Today we consider gold and silver.<p>We suggest that you should buy one and sell the other.<p>We then advise walking away for a couple of years…<p><b>Silver and</b> …

Martin Lewis: this is why you should dump Premium Bonds

<i>Dear middle Britain,</i><p>I know this will hurt, but I can’t keep watching you being treated this way. It’s time to end your love affair with premium bonds. This once beautiful relationship – a way to save tax-free and support the country’s finances in 100pc safety – now needs an intervention.<p>Tomorrow …

Finance

Housing crisis? Five charts every first-time buyer should see

An Englishman’s home is his castle – or, as is more often the case for many young professionals, a rented flat in the outskirts of a city.<p>A cocktail of disastrous housing policies, lack of investment in house-building and a mortgage market shattered by the financial crisis have combined to leave …

Are UK house prices about to crash?

Among the many catastrophes that Brexit would inflict upon the British economy is a slide in UK house prices.<p>Prices would fall by 8% if we leave the …

Housing

'Tax-free pensions' help push up house prices in Portugal's Algarve for the first time since 2008

Changes that means pensions can be drawn tax free have helped push up house prices in Portugal for the first time since 2008.<p>Knight Frank, the property company, said prime property prices in the Algarve were finally rising because of “realistic pricing, the availability of cheap finance, strong …

Pensions

Martin Lewis is bearish on premium bonds. I’m bullish on the FTSE 100!

My parents bought me my first premium bonds when I was at primary school. I kept the £100 of printed bonds tucked away in a brief case for the best …

Investing

STEVE WEBB: Is it worth saving for a pension when earning £15k a year?

Former Pensions Minister Steve Webb is This Is Money's Agony Uncle. This week, he replies to a reader wondering whether to opt out of a work pension …

Retirement

Now you can invest in corporate loans - with just £100

An online platform is pledging to democratise secured corporate loans by giving armchair investors the chance to buy into the debt of mainstream …

Finance

The real tax hit is still to come so is it time to cash in buy-to-let?

Buy-to-let investors have been battered by bad news over the past year. If it hasn't done so already, this will eventually prompt many to consider …

Finance

Pension calculator: Will you run out of money?

For people overseeing investments into retirement, one of the major challenges is drawing an income without running out of money in the process.<p>Too conservative and you might not make the most of the money you have; too extravagant, and you could find yourself in the precarious position of burning …

More than 1m people say they earn over £100k a year, claims survey

More than 1.2million people are earning over £100,000 a year, if a new survey of reported incomes is accurate.<p>This is just below 4 per cent of the UK …

Demographics

Can we take out an equity release mortgage to avoid paying care bills?

<i>My husband and I are in our 70s and live in a £400,000 property. We are asset-rich but cash-poor – we have only modest pension income and little savings.</i><p><i>We want to release some of the money in this property using an equity release loan, partly to help fund our own standard of living, and partly to</i> …

'I'm 60 and I've never invested. How do I start?'

Robert Hufton admits that he is a novice when it comes to investing but realises that he needs to start thinking about how to make the most of his money before he retires in a few years’ time.<p>Mr Hufton, 60, has been an electronics engineer for the past 23 years and earns a comfortable salary of …

Retirees are sharing wealth with family now not waiting to leave inheritance

More than a third of this year's retirees are providing financial help of£250 a month on average, while one in seven are spending more than £500 a …

Retirement

The world’s most reviled financial product may save your retirement

Most people hate annuities. Hardly anyone buys them (pdf) and they’ve become synonymous with bad financial advice. But economists—who are also people—love annuities and can’t understand why others don’t. The number crunchers have even dubbed this vexing fact “the annuity puzzle,” and expend a lot …