Cliff T

89 Flips | 1 Magazine | 5 Likes | @CliffT9ng9 | Keep up with Cliff T on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Cliff T”

This Is Why You Can’t Afford a House

The rising cost of housing is one of the greatest burdens on the American middle class. So why hasn’t it become a key issue in the presidential …

Housing

15 Make-Ahead Soup Recipes That Will Warm You Up from Head to Toe

There’s nothing like coming home to a steamy bowl of soup after a day spent skiing on the slopes, a snowball fight with your friends or even just a blustery walk home from work. Soup will warm you up from head to toe, but who wants to spend an hour by the stove after a long day in the cold? Try …

This 19-Year-Old Creates Jaw-Droppingly Realistic 3D Art That Will Make You Do A Double Take

Holy shit.

10 Genius Ways to Use Pastrami Rub

Pastrami isn't just the best thing you can shove between two pieces of bread—it's a flavor, a philosophy, and a rub that you need in your kitchen, stat.<p>You don't need to wait in line at Katz's to get your pastrami fix. If you make your own jar of the peppery rub that gives the meat its flavor, you …

BBQ

20 Tricks for Getting Rich

It's okay to take strategic risks, but try to eliminate unnecessary spending.<p>When you envision your retirement, what do you see yourself doing: …

Would You Pay for a Piece of a Video Game’s Revenues?

While Fig was the first startup to jump into the crowdfunding equity game, another company has quietly been offering accredited investors the …

Startups

Dragons' Den star met up to 100 women on Fifty Shades 'sugar daddy' role play site

Former business adviser to David Cameron, Doug Richard admits engaging in a Fifty Shades of Grey role play fantasy with an under-age girl he met on "dominance and submission" site<p>A former Dragons' Den star met up to 100 women from a sugar daddy website for Fifty Shades of Grey "dominance and …

The conman who pulled off history’s most audacious scam

How do you make someone bend to your will? In an extract from her new book on con artists, Maria Konnikova finds answers by exploring the psychological tricks of one of history’s most shocking fraudsters.<p>In October 1822, Gregor MacGregor, a native of Glengyle, Scotland, made a striking …

Columbia University

The happiest, healthiest state in the US is…

Say “Aloha” to the good life if you’re lucky enough to be able to move to Hawaii.<p>People who live in the postcard-beautiful state have the highest overall well-being in the U.S., according to the 2015 Gallup-Healthways Well-Being Index released on Thursday. The report measures how Americans feel …

Google’s AI just cracked the game that supposedly no computer could beat

Computers have slowly started to encroach on activities we previously believed only the brilliantly sophisticated human brain could handle. IBM’s Deep Blue supercomputer beat Grand Master Garry Kasparov at chess in 1997, and in 2011 IBM’s Watson beat former human winners at the quiz game <i>Jeopardy.</i> …

Artificial Intelligence

How We Paid Off Our Mortgage in 7 Years

Andrea Stewart and Jerimiah Honer bought their house on a 0.10-acre lot in Sacramento for nearly $300,000 in 2008.<p>The idea behind paying off a loan …

I'd like to thank the Academy...for capitulating to the PC police

The Academy of Motion Picture Arts and Sciences has long been under attack from self-righteous critics. Now its traditions and procedures are under attack by the academy leadership, which last week capitulated to political correctness.<p>The #OscarsSoWhite controversy, as it's known on social media, …

Martin Luther King, Jr.

The best free online business courses starting in February

<i>This post from LinkedIn Influencer John A. Byrne appeared originally on LinkedIn.</i><p>It's easy to start something - but not so easy to sustain it.<p>That's the first lesson every entrepreneur learns. Early success may be a blessing, but it comes with gut-wrenching risks and tradeoffs.<p>If you need to add …

10 Financial Choices You'll Regret in 10 Years

Avoid these bad moves.<p>Life is full of financial decisions, some simple, some complex, but all with the potential to make a real impact on your life. …

The 50 most violent cities in the world

Of the 50 cities on the list, 41 are in Latin America, including 21 in Brazil.<p>The lion's share of the elevated violence in the region is due to drug trafficking supplemented with gang wars, political instability, and the deregulation of economies triggering widespread poverty.<p>"Narcotics are the …

Brazil

5 Choices You'll Regret Forever

Our days are filled with a constant stream of decisions. Most are mundane, but some are so important that they can haunt you for the rest of your life.<p>A recent study from Columbia University found that we’re bogged down by more than 70 decisions a day. The sheer number of decisions we have to make …

Self-improvement

3 Questions to Tell If Your Business Idea Is Worth Pursuing

<i>Most of us have had business ideas before, but were any of them worth holding onto and developing?</i><p>Most business ideas emerge randomly. You might see a person crossing the street and think about a way to improve pedestrian safety. You might struggle finding sources for a research project and think …

Why the racial wealth gap won't go away

For many black and Hispanic families in the United States, achieving financial security remains frustratingly out of reach.<p>A big reason for that is that blacks and Hispanics have far less wealth to start with than their white counterparts -- a concept known as the racial wealth gap.<p>Wealth, or net …

Demographics

15 documentaries on Netflix that will make you smarter about business

If you find yourself with some extra time on your hands but don't feel great about spending it binging the latest TV drama, we've got you covered.<p>Over on Netflix, there's a veritable treasure trove of business-related documentaries that are both educational and entertaining. You can learn about …

The 25 Best Books for Entrepreneurs | Inc.com

AmazonThis collection of New Yorker stories by John Brooks became Bill Gates' all-time favorite business book after Warren Buffett recommended it to him in 1991.<p>Gates says of the book:<p>"Business Adventures" is as much about the strengths and weaknesses of leaders in challenging circumstances as it …

Self-improvement

11 Anime That Will Make You Smarter

Who says learning can't be fun?<p>Mention the word anime to most people and they conjure images of spiky-haired heroes throwing fire balls and magical …

Anime

5 technical tools that explain what's going on in the stock market right now

Last fall I wrote a post titled, "This Is Now The Worst Possible Environment For Stock Market Investors." My point then was that stocks were very expensive, sentiment was exuberant and the trend had shifted to the downside. In other words, all three of the major components of my investing strategy …

Tech stocks are getting crushed in the selloff

The Dow fell 500 points in morning trading, while the Nasdaq plunged 160 points. And most big US tech companies got hit.<p>Overall, 2016 has been the worst start ever to a calendar year for the stock market.<p>By market close, however, both Dow and Nasdaq had recovered significantly. Many tech stocks …

You Don't Need to Be a Millionaire to Use These 10 Passive Income Strategies

Gain more financial freedom this year by taking advantage of these passive income ideas.<p>It's easy for millionaires to find passive income strategies that turn a profit, from commercial real estate investing to angel investing in a hot new technology startup. But what about the rest of us--those of …

17 of the Best Podcasts for Entrepreneurs

There is something communal about podcasts.<p>In an ever-competitive marketplace, entrepreneurship podcasts (like the ones below) bring individuals together and create a community of people pursuing their dreams.<p>This list of the best podcasts for entrepreneurs is chalk full of people who have walked …

The Best Industries for Starting a Business in 2016 | Inc.com

While breaking into any industry has its challenges, conditions in certain sectors make them ripe for new entrants. Here's <i>Inc.</i>'s annual look at the best industries for starting a business. The list is based on the latest data on today's hot, burgeoning sectors and interviews with entrepreneurs, …

Virtual Reality

We’ve been conned by the rich predators of Davos

They write their own tax laws; they buy their own politicians. No wonder the wealth of the very richest people on the planet is ballooning<p>As metaphors go, this one takes some beating. This week, some of the richest people on Earth will gather high up a snowy mountain in the world’s biggest tax …

Income Inequality

The single most effective way to build wealth, from the author of a nearly 20-year-old personal-finance classic

If you're dedicating 2016 to growing your wealth, start by sticking to one money resolution: <b>Prioritize assets over income</b>.<p>That's what Robert Kiyosaki, author of "Rich Dad, Poor Dad," recommends — and is even concentrating on himself for the upcoming year.<p>"My goal is to stay focused on assets over …