Christafer Flores

78 Flips | 2 Magazines | 20 Likes | 16 Followers | @ChristaferF1334 | Keep up with Christafer Flores on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Christafer Flores”

10 Monthly Dividend Stocks to Buy to Pay the Bills

I like making money in the stock market. But I <i>love</i> dividends. You see, the problem with capital gains is that in order to actually enjoy them, you …

Investing In Single-Family Homes Has Never Been Easier, Says This Oakland Startup

Disrupting the real estate investment market seems a needed shake-up these days, what with so many new investors getting into the game after the economic downturn. It was in this fertile soil that Roofstock began with the questions: If there a better way to sell investment properties without lost …

Real Estate

You Can Use This Operating System and USB Drive to Revive Derelict Laptops

We’ve all got an older computer or laptop laying around the house that we just can’t be bothered to fix. Maybe it’s riddled with malware because Aunt …

A Beginner’s Guide to Aperture Priority Mode and Exposure Compensation

One of the difficulties of being a beginning photographer is relying on your camera’s automatic mode to make all the decisions regarding exposure on …

Photography

How to Value an Investment Property

The most important thing you should do before deciding to invest in a certain income property is to value this property. So, you wonder HOW TO VALUE …

5 Tips to Survive the Next Real Estate Crash and Generate Cash Flow

Think back to the real estate crash a few years back, when the bubble exploded and people were trying to survive a massive downturn.<p>Today, reputable …

Real Estate

I graduated from Harvard and MIT — here are the 7 best tips I can give you to ace a college application

For high school, I went to a small all-girls school where even applying to the Ivies was pretty rare, but I believed I could get in and at 18 years old found myself accepted to Harvard, MIT, Stanford, Yale, Cornell, Columbia, Northwestern, and Washington University in St. Louis.<p>So how did I do it? …

What is a Good Cash on Cash Return for an Investment Property?

You would rarely hear anyone talk about cash on cash return outside the world of real estate investing. Most other investments such as stocks are …

Secrets of the 1 Percent (Shhhh!)

10 Secrets of the Capitalist Class, or the "1 Percent"<p>Updated October 27, 2016<p>01<p>10 Secrets of the Capitalist Class<p>As you learned in Class in the …

7 key insights I learned from earning over $150,000 in one month

Those words describe exactly how I feel when I see the number above.<p>Never in my wildest dreams did I ever think I could build multiple businesses that would allow me to generate that much money in a single month.<p><i>Never.</i><p>Heck, when I graduated college, I'm not sure if I ever truly believed I could …

I'm a financial planner, and here's the investment plan I'm using to build wealth

That post has all the information you need to understand why that strategy works, and has important tips for helping you get started.<p>But I know that when I first started investing, it was helpful to see examples of how other people actually did it. Not because I wanted to copy them, but just …

5 low-cost business ideas for teen entrepreneurs

Zandra Cunningham loves lip balm — so much that she used to ask her dad to buy her a new tube every day. Exasperated, he joked that she should make her own.<p>So she did. She was 9.<p>Six years later, her Buffalo-based business, Zandra, sells 37 natural, homemade skin products in stores in six states and …

Small Business

Meet BOND, a Bot That’ll Make You Richer!

Saving money starts with “Hello”.<p>Everyone, including me, wants to become rich<b>.</b> But why is it that only a few like Warren Buffet, Bill Gates & Steve …

In our pursuit of passive income, too many of us overlook an opportunity for wealth

Who doesn't want to earn money while they sleep?<p>Entrepreneur Pat Flynn, for instance, earns up to $170,000 a month through his business "Smart Passive Income." Financial planner Neal Frankle writes that everyone needs some sort of passive income.<p>Ramit Sethi, author of "I Will Teach You To Be Rich," …

What Is Cap Rate? The Key to Real Estate Riches

If you're thinking of investing in real estate by buying a home and renting it out, there's just one term you'll need to know above all else: "cap rate." So what is it?<p>Cap rate, or capitalization rate, is the ratio of a property's net income to its purchase price. It's an essential number for …

Real Estate

9 things to do in your 20s to retire by 40

Retiring by 40 is more than possible. Plenty of regular people have done it.<p>Take "Mr. Money Mustache," who averaged a $67,000 annual salary working as an engineer for 10 years before announcing his retirement at age 30. Or Jeremy Jacobson and Winnie Tseng, whose combined annual salary of $135,000 …

Want to Be Smart With Your Rental Property? 4 Tax Basics You Need to Know

Rental property can be a winner or a costly loser in your portfolio unless you know the rules.<p>When you buy rental properties and lease to tenants, you hope to collect rent that will cover the cost of the mortgage and home repairs, while also allowing you to own the property with little to no …

How to Set Up a Backdoor Roth IRA

If you set up a Backdoor Roth IRA, you can get your money into a Roth IRA even if your income is too high to directly contribute to one.<p>If you make …

8 Best Vanguard Funds for Retirement Income

Vanguard customers, especially retirees who want income-producing funds, can rest easy. Between the firm’s many index funds and its actively managed …

Investing

What You Need to Know About Investing in Marijuana Stocks

Interested in buying marijuana stocks? Here's what you should know about this exciting growth market.<p><i>This article was updated on February 8, 2017, to</i> …

Five Dividend Stocks To Turn College Graduates Into Millionaires

Savvy investors understand that the miracle of compounding accelerates total return, the longer the time frame, the better. I don’t think there’s a better gift for a graduating grandchild or other loved one than a gift of a portfolio of dividend-paying stocks including enrollment in the company’s …

Investing

I've worked in the auto industry for 15 years, and there's one email you should send when you buy a new car

Yes, I know most of you disagree.<p>That said, I've seen every type of negotiator walk through my showroom doors over the last 15 years. I know what it takes for someone to walk out with a smoking deal and get the best deal on a new car.<p>And today, I'm going to share with you what really works: from …

Automotive Industry

Ford Prices the New, Aluminum 2017 F-250 Super Duty Pickup

The all-new Ford F-250 Super Duty‘s body may be made of lightweight aluminum, but its trim and option packages are as heavy as ever. Consumers can choose among five trim levels—XL, XLT, Lariat, King Ranch, and Platinum—as well as regular, SuperCab, and Crew Cab body styles, gasoline or turbo-diesel …

Retrogaming

10 Ways to Turn Yourself Into a Millionaire

Our smart strategies will help you reach (or surpass) the seven-figure milestone.<p>1. Start a Business<p>Maggie Cook, 37, had no business experience when …

How to Make $300,000 Betting on Sports | IntelligentBettingTips.com

How do your tax deductions compare with the average American's?

The Internal Revenue Service recently released its preliminary statistics from the 2014 tax year, which showed that a total of 148,686,586 tax returns were filed, with an average adjusted gross income of $65,020. Included in the information are statistics on certain deductions, credits, and …

Personal Finance

The Cheapest Way to Buy Two or More Airline Tickets | Investopedia

If you're traveling on your own, no problem; just book your tickets. All you have to do is compare prices on an airfare search site because no single …

Flying

Beyond the “F**k-off Fund”: Even if you’re “bad with money,” you can take control of your finances for the long-term

Saving up enough money so you can walk off a soul-sucking job or leave a partner is the first step. Then what?<p>Last month, Paulette Perhach’s essay “A Story of a Fuck Off Fund” at the Billfold, which explored the ways not having any savings can keep us trapped in bad jobs and relationships, while …

Personal Finance

How a Kiddie Roth IRA Can Double Your Child's Retirement Savings

A new Roth IRA may eventually turn your kid into a millionnaire.<p>One of the most valuable gifts a parent can offer their children is a head start in …

You Don't Need to Be a Millionaire to Use These 10 Passive Income Strategies

Gain more financial freedom this year by taking advantage of these passive income ideas.<p>It's easy for millionaires to find passive income strategies that turn a profit, from commercial real estate investing to angel investing in a hot new technology startup. But what about the rest of us--those of …