Chip Clements

41 Added | 1 Magazine | 14 Likes | 3 Followers | @ChipClement2015 | Keep up with Chip Clements on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Chip Clements”

100 reasons we can't wait for college football to come back

Somewhere in Georgia, two college football writers sit on a bench. Both have southern drawls. Yes, it looks a little like Forrest Gump and that other …

College Football

One country is dominating US home sales to foreign buyers

NAR March 2017 data from Realtor.com show Chinese buyers were absent from the list of top countries. Another country did top the list for almost every city though, Canada. Judging from Canadian buying behaviour from 2016, these aren't snowbirds looking for a warm place to winter either. These are …

Real Estate

HEDGE FUND READING LIST: Hundreds of investors say these 10 finance books are must-reads

GuilhermeMesquita/Shutterstock SumZero, a social network for buyside investors, asked its members to share their favorite investment books in their user profiles.<p>The list is based on 1,120 responses, and ranked from least to most recommended. You can consider it a hedge fund reading list.<p>The books …

Investing

Interactive Mobile Video Banking Debuts

BankOn Mobile video provides access to live member service reps.

Interactive Video

Equity Gains for 2015

More home owners are unlocking equity, which has pushed the number of underwater properties nationwide to about half of the peak reached in the …

The 5th Age of Banking

Digital has laid the foundation for the most important stage in banking's history – The Age of Advanced Analytics.<p><b>By Don MacDonald,</b> CMO at MX<p>In The …

Banking

Moven Launches Offers

• Philip Ryan<br>• January 6, 2016<br>• Commerce, Mobile, Online, Payments, Sales & Marketing, Startups<br>• 0<p>Bookmark<p>Moven, the digital financial services startup, …

Retooling for Retail Banking Growth: Optimizing Reach in the Digital Age

Massive demographic and technological shifts are rapidly transforming how consumers interact with financial institutions... and vice versa.<p><b>By Brian</b> …

This Minority Group Is Creating a Buying Boom

The Asian American community has become the fastest-growing minority demographic in the country and their stake in home ownership is quickly widening.<p>…

Fannie/Freddie Changes; Positive Millennial Trends for Lenders; Chase Settlement

The Wall Street Journal reports banks are beefing up <b>cybersecurity defenses</b> by taking actions that include banning employees from using USB drives, …

Deutsche Bank Shuts Branches and Shifts Investment to Digital Channels

Deutsche Bank has announced that it intends to close up to 200 branches and reinvest the savings into digital channels with the bank expected to …

What Zappos and T-Mobile Can Teach Banks About Customer Service

Yesterday I called one of my banks to get help making a small transfer. It should have been an easy exchange, but the entire process required me to …

Banking

How Technology And The Internet Is Influencing Borrower’s Decisions In The Home Buying Process

If the subprime mortgage crisis from 7 years ago taught us anything, it’s that the decision to opt for a mortgage in financing your first home is one …

How banks can compete in the future

Back in 1995 Michael Treacy and Fred Wiersema wrote a book called <i>The Discipline of Market Leaders</i>, and in it, they broke down the three critical …

Why Banks Want You to Drop Mint

Millions of people share their bank account passwords with third-party sites and apps that help them track their spending, but some of the biggest …

Identity Theft

Need a Home Mortgage? Fannie Says Forget the Pay Stubs

Collecting pay stubs for a home-mortgage application has been a time-honored tradition, barring a few ill-fated years running up to the financial …

Real Estate

How Not to Fix Fannie and Freddie

The recent push to recapitalize Fannie Mae and Freddie Mac and release them from conservatorship is misguided.<p>Proponents of the “recap and release” …

Housing

Fem Tech Leaders Magazine Blog

Headline<p>THE VOICES & VIEW FROM FEMTECH LEADERS<p>February 9, 2018 No Comments<p>If you want to become a successful project manager, you should definitely …

Why Customer Gratitude Trumps Loyalty

Brands want loyal customers. They buy more, pay more, and refer more. But research shows that loyalty is in decline. Consumers are considering more brands and switching providers more frequently than ever before.<p>So what can marketers do with their loyalty programs to earn greater trust, commitment …

Customer Experience

Cash Out Refinance Mortgages Are Booming -- But This Time Is Different

Source: 401kcalculator.org via Flickr<p>According to the latest data, the number of people tapping into their home equity with cash out refinance mortgages is growing rapidly. This may conjure up fears of another housing crash, but there's no need to worry -- it's a lot different this time around.<p><b>Lots</b> …

How new mortgage disclosure rules may affect buyers

Closing on a home can be exciting but also stressful for buyers, particularly those who are relying on financing. New rules aim to make sure buyers at least have a better understanding of the financial obligations they are signing up for when they take on a home loan.<p>New "Know Before You Owe" …

Personal Finance

Lost buyers finding their way back to home ownership

CINCINNATI — Joel and Amanda Fields just want a home to raise their 9-year-old son.<p>They rent a nice house in Kenwood. But they can't plant flowers in the garden. They can't paint the walls. They can't make changes to their son's room. There are no kids down the street for their son to play …

Real Estate

Citi to set up unit to design mobile banking solution

(Reuters) - Citigroup Inc’s consumer banking unit said it would set up a unit, Citi FinTech, for designing a “radically simple, connected mobile banking solution.”<p>A green traffic light is pictured in front of a sign board of a Citibank branch in Hanoi, Vietnam July 8, 2015. REUTERS/Kham<p>Stephen …

Banking

The Millennials Are Coming!

Testimonials<p>"As a professional realtor I have to worry about many moving parts when it comes to getting a customer a property, and closing the …

Should Your CEO Also Be Chairman?

In September, Bank of America Corp. shareholders voted by a relatively narrow 63 percent majority to allow Chief Executive Officer Brian Moynihan to …

Another bank dumps conventional coal, pledges $10bn for renewables

Last week I wrote about 6 huge US banks who were calling for a robust deal at the Paris climate talks. As I noted, this was just the latest sign that …

Bernanke: The Housing Industry is Coming Back and That’s Good

During an interview with Maria Bartiromo on FOX Business Network’s Mornings with Maria, former Federal Reserve Chairman Ben Bernanke was asked about the current state of the housing market.<p>“There doesn’t seem to be anything remotely like we saw before the financial crisis, people have to look at …