Cheryl Cummings

71 Flips | 8 Magazines | 29 Likes | @CherylCummi6ohu | Keep up with Cheryl Cummings on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Cheryl Cummings”

Retirement: Where Could You Get Safe 6% Income?

The stock market was on a roll all year long last year, and the rally continues in the new year. Most investors love the idea of rising markets and …

12 Genius Walt Disney World Vacation Hacks From a Former Cast Member

Finally, someone who can explain how the heck to use FastPass+.<p>One of the best experiences of my life was the year I spent working at Walt Disney …

Sleep apnea treatment uses 'snake-like' surgical robot

Anthony Rinando, who was diagnosed with obstructive sleep apnea in his teenage years, had to wait almost two decades to get a good night’s sleep.<p>"I tried everything. Snoring strips, sleeping with a tennis ball behind your back... I tried using different pillows," Rinando, a 31-year-old New Yorker, …

How to cure Tinnitus? This novel device could help silence that maddening ringing in your ears

"The brain and specifically the region of the brainstem called the dorsal cochlear nucleus is the root of tinnitus."<p>Tinnitus, the maddening condition …

How to ‘Death Clean’ Your Finances

The phrase “death cleaning” may sound jarring to unaccustomed ears, but the concept makes sense. It’s about getting rid of excess rather than leaving …

Personal Finance

How Retirees Can Stay in the 15% Tax Bracket

If you want to minimize your tax bill, staying in or below the 15% income tax bracket is the way to go. What's more, you can do so while still …

How to delete all photos from your iPhone (without losing them for good)

Whether you're looking to save on iPhone storage or selling your device, here's how to delete all photos from your iPhone<p>When you’re snapping …

How to fix broken Christmas lights

If your holiday lights aren't lighting, there may be a simple fix. One broken bulb or fuse can stop the glow show and leave you with a dark strand. Here's how to identify the problem and how to replace it.<p>Find a broken bulb<p>First, look for any broken bulbs. If you can't find one, the next step is to …

Unconventional Wisdom: 8 Revolutionary Ideas for Your Garden from Thomas Rainer

When you meet landscape architect Thomas Rainer he comes across as a pleasant, mild mannered fellow… not at all the type to be traveling around the …

Gardening

The best 100 tech gifts under $100

<i>The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.</i><p>Everything old is new again! Get this instant camera for the shutterbug in your life who loves vintage things.Fujifilm<p>Tech doesn't have to …

Philadelphia Experiment: An Alleged Military Experiment

Almost everyone has heard of the Philadelphia Experiment, although the number of people who actually have any idea as to what it was all about are …

Account Suspended

This Pilot Reported Seeing A UFO, And Was Never Heard From Again

Though Fred Valentich disappeared almost 40 years ago, his disappearance still captures the attention of UFO hunters.The post This Pilot Reported …

30 New Toys of 2017 That Will Teach Your Kids Valuable STEAM Skills

Play is important for kids of all ages, and learning through play has become increasingly easy, thanks to toys that encourage STEAM (science, technology, engineering, art, and math) concepts. From learning how to code to building their own droid or robot, there are so many STEM toys and kits that …

The three best trees for tiny spaces

A garden without a tree isn’t a garden, but it’s vital to choose the right plant<p>Pick the wrong tree and in a few years it will swallow up every inch of precious space<p>For those of us with only postage stamp-size gardens to play with, perhaps the very hardest decision to get right is trees. Pick the …

Gardening

How to Build a Portfolio That Will Last Until You're 100

Basing your retirement portfolio on a 100-year lifespan helps to ensure you won't run out of money.<p>The idea of running out of money in retirement is …

A Fixer Upper Cast Member Admits the House Isn't Always Done on Reveal Day and 4 Other Shockers

Crafty home blogger, mom, and <b>Fixer Upper</b> expert Rachel Teodoro is at it again with her great research into what it's really like to be cast on the hit HGTV show. Last time she dropped the bomb that you don't get to keep the furniture. This time she's talked to <b>Fixer Upper</b> season three client Lindy …

Chip and Joanna Gaines

Does platelet-rich plasma for the knee work?

Platelet-rich plasma makes it possible to heal painful knee injuries, using a person's own blood.<p>Athletes such as Tiger Woods and Rafael Nadal are …

What Are the Required Minimum Distribution Percentages

Retirees must begin withdrawing money from certain tax-advantaged retirement accounts once they reach age 70 1/2.<p>Required minimum distributions, or …

6 places to find free and discounted e-books

Do you like to read? Awesome. Do you have limited funds? Welcome to the club. Obviously your local library is the best option if you want to read for free, but is it the only one? Definitely not. Below I've rounded up six sources of free and/or discounted e-books, which you can read just about …

Books

The family out-sculpting Mount Rushmore

For 70 years, the Ziolkowski family has been carving a sculpture out of South Dakota’s Black Hills that will be nearly 10 times larger than Mount Rushmore.<p>Dirty patches of snow dotted the roadside as we drove the winding route through the evergreen forests of south-western South Dakota, the van …

Mount Rushmore

25 Books From The Past 50 Years That Every Woman Should Read

Here are some of the bestselling books from the year 1967: <i>The Secret of Santa Vittoria</i> by Robert Crichton, <i>The Arrangement</i> by Elia Kazan (which spent …

Try these 15 free educational apps for your kids

I filled an iPad with hundreds of learning apps for my students. Here are 15 of my favorites, plus some creative ideas for how to use them.<p>January …

Is Unexplained the world's spookiest podcast?

Richard MacLean Smith is unspooling a remarkable story about his grandad during the second world war. “He was in a mid-air crash and his plane got cut in half,” says the creator of the Unexplained podcast. “The pilot had a parachute and jumped out, but my grandad didn’t have one because he was a …

The Secret to Drying Hydrangeas and Other Botanicals

22 Short Novels You Can Finish on Your Next Flight

You can read some of our favorite fiction from the past 50 years in less time than it takes to fly from one coast to the other.<p>Yes, <i>Gatsby</i>. Yes, <i>The Old Man and the Sea</i>. Yes, <i>The Stranger</i> and <i>Ethan Frome</i>. But (theoretically) you already read those classic shorties in high school, right? And while we …

The Best Toddler Gifts, 3-Year-Old Edition

When it comes to becoming a grown human, 3 is a big year. “They have real personalities now. They’re real people. Once language comes in, they can …

The 1987 TV Miniseries That Predicted a Russian Takeover of America

Long since forgotten, ‘Amerika’ was a commercial and artistic flop. Watching it today makes for uncomfortable viewing.<p>If the election of an American president abetted by Russian interference seems stranger than fiction, you're almost right. Exactly 30 years ago, in the midst of the Cold War, ABC …

Russia

What happens when a price drops on, say, a hotel, an airfare or a rental car that you've already paid for? Here's how you might recoup some money

Nobody wants to overpay for flights, hotels or rental cars, because saving money usually means you'll have more avenues for enriching your travel experience.<p>Here are six sites that can help in your hunt for bargains. Knowing you're protected makes it easier to commit to a flight, a room or a car …

Amazon Rent Any Movie .99 Promo

<b>Amazon</b> is offering a great deal if you are looking to watch a new movie where you can rent any movie for only $0.99! If you don’t want to watch right …