Charlie Santos

118 Flips | 11 Magazines | 21 Likes | 3 Following | 5 Followers | @CharlieSant2015 | Keep up with Charlie Santos on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Charlie Santos”

The #1 Account All Wealthy People Have (That You Probably Don't)

Can you imagine your little old traditional or Roth IRA is worth millions of dollars?<p>It happens for some people.<p>According to the US Government Accountability Office (GAO), 791 individuals have IRA balances between $10 million and $25 million, while 314 are worth over $25 million.<p>That was in 2011. …

Retirement

7 Of Italy's Most Spectacular Beaches To Visit Now

Italy’s riches extend to its 7600-kilometer coastline where you can find dozens of beaches with such lavish beauty it’s hard to decide which one to choose. Here are seven of these spectacular coastal havens—ranging from north to south and to the islands of Sicily and Sardinia— that offer …

Italy

How does your salary compare? Here's how much money those 1 percenters really make

How do you stack up against the wealthiest Americans?<p>To be a 1 percenter, you need to have an adjusted gross income of at least $480,930, according to the latest data from the IRS, which looked at income statistics for tax year 2015. The top 1 percent accounted for 1.4 million individual income tax …

Retirement

How Some People Make Money Off of Couponing

I know I just posted a few weeks ago about how couponing is taking over some people’s lives and that it can be a very unhealthy obsession. I could …

Personal Finance

If You're Worried About Retirement, Here's a New Approach to It That Will Help

Concerned about the notion of closing out your career and its associated income stream? Here's a better way to think about retirement.<p>Though many …

Retirement

Inversion: The billionaire thinking skill you were never taught in school

“All I want to know is where I’m going to die, so I’ll never go there.”<p>These are the famous words of Charlie Munger, the business partner of Warren …

Self-improvement

Here's How Much the Average Wedding Costs -- Though You Can Pay Less

Your wedding can easily cost you $30,000 -- but it doesn't have to. Here are lots of ways to shrink your wedding budget.<p>It's a well-known fact that …

Defy Gravity: Your Butt-Sculpting Workout Plan

Alex Palombo<p>Sculpt Your Backside<p>This tush-targeted workout takes the science of how to tone the three muscles in the glutes to the maximus. "Do all …

Workouts

If You Want to Shed Arm Fat, These Are the 11 Exercises to Get You There

Even though most experts agree that you can't spot-reduce fat, it's not unusual to want to target certain parts of the body during a workout. If you're looking to shape up your arms, shed fat, and get stronger, we've picked out the most effective full-body exercises for you. Because it's true — you …

Travel Better This Summer With These Under $25 Finds From Amazon

Summer is (finally!) upon us, and you know what that means: travel. From weekend getaways to (potentially free?) international travels, the next few …

5 Money-Saving Tricks That Actually Work

You can end each year with thousands of extra dollars in your savings accounts. Here are some tips and strategies that can work for you.<p>Most of us …

Setting Up Your Mindset to Win: How to Achieve Success in Your Life and Career

How did Usain Bolt become so successful? He seems superhuman, doesn’t he? Richard Branson, Steve Jobs, Paul Bocuse… all these people have something …

Sculpt Your Abs in 6 Minutes With This Trainer's Killer Floor Workout

Ready to tone and strengthen your core in just minutes? Fitness blogger and trainer Stefanie Williams shared a quick-but-killer floor workout on Instagram, featuring four ab moves that you can do anywhere. This would be a great one to fit into your morning routine at home or even on a vacation as …

5 Retirement Rules to Live By

Your retirement can be even better and more financially secure if you know these rules and have a smart plan.<p>Rules can be annoying sometimes, but …

Retirement

Feeling stuck in life? How to take your life from stuck to awesome

It sucks to feel stuck.<p>You’re in a rut, and you can’t get unstuck.<p>You’re convinced that something must change, whether in your work or personal life. …

Motivation

This Side Hustle Can Help You Build Long-Term Wealth, and You Don't Need a Ton of Money to Start It

Ask yourself these questions to build yourself a profitable empire.<p>Some of the wealthiest people I know made their money in real estate.<p>They didn't start out big. They started by buying one small property or project, and then after the first came a second, and so on.<p>I personally didn't start …

Real Estate

Good and Bad Carbohydrates

Carbohydrates (carbs) are essential to our nutrition, primary energy source, and vital for good health. When we eat carbohydrates, our body converts …

Nutrition

Want to Print Your Own Photos? Here Are Some Helpful Tips

The digital age has pushed some of us away from printing our photos, but at the same time, better technology and cheaper prices has made it more …

All 2018 Graduates Must Watch Jim Cramer's Bucknell Commencement Speech

The Bucknell University Class of 2018 got a real treat on Saturday.<p>TheStreet's founder Jim Cramer, whose daughter was among the graduating class, …

How to Turn Your Mom’s Savings Into $1 Billion? Ask This Guy

After Steven Yang left his coveted job at Google, he asked his mother whether he should take venture-capital money to fund his business idea.<p>If his …

3 Books That Will Inspire You To Create Success Habits

I sometimes feel guilty when I shouldn’t.<p>And it also happens when I spend time reading books.<p>The challenge is that because I enjoy reading so much …

Taxes After Marriage: What You Need to Know

Once you marry, your tax life -- deductions, tax brackets, and more -- will change. Here's the scoop.<p>The vast majority of taxes collected by the IRS …

Number of 401(k) plan millionaires hits new high as more increase contribution rates

Even though recent market swings are no joke, some retirement savers are laughing all the way to the bank.<p>The number of Fidelity 401(k) plans with a balance of $1 million or more jumped to a record 157,000 in the first quarter, up from 108,000 a year earlier, according to the latest report by …

20 Foods For Stronger Hair and Nails

You don’t need a professional to get the glossy locks and glamorous nails you want. (Plus, why spend the money when you can acquire them without …

After being laid off, this 35-year-old founded NerdWallet with $800 — now it’s worth $500 million

Today, Tim Chen is CEO and co-founder of personal finance website NerdWallet, which sees 10 million monthly visitors and is valued at more than $500 …

Personal Finance

This Is Your Path to the $1,000-Per-Hour Mindset

If you don't value your time, who will?<p>4 min read<p>If I asked you the question “How much for an hour of your time?” would you reflexively know the answer? If I were a betting man, I would lay odds that almost everyone reading this wouldn’t have a clue. And after putting some thought into it, most …

Top 12 Foods That Are High in Vitamin B12

Vitamin B12 is an essential nutrient that your body can’t make on its own, so you need to get it from your diet or supplements.<p>Vegetarians, pregnant …

These Essential Oils Will Make You Fall Asleep Faster — And Help You Stay Asleep All Night Long

Is there anything worse than insomnia? Whether it's chronic or situational depending on stress levels, there's nothing worse than lying awake all …

These Are the 6 Best Anti-Aging Products, According to Thousands of Reviews

If you want to dip your toes in the tide of of anti-aging products, a good place to start is by seeing what other people have tested and liked rather …

Skin Care

One Way to Create Income for Life and a Guaranteed Inheritance for Your Kids

Here's how I helped my client take the RMDs he didn't need and turn them into peace of mind for his children's future.<p>Jim was a retired corporate …