Bruce Sanderov

11 Flips | 2 Magazines | 5 Likes | 1 Follower | @BruceSander2014 | Keep up with Bruce Sanderov on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Bruce Sanderov”

Planning For Your Retirement: Understanding Annuities

<i>An annuity can be a very smart retirement investment for many people. That's not just because an annuity can provide a secure revenue stream — a monthly check — for the rest of your life, no matter how long you live. On top of that, the longer you live, the more you get what's called a "mortality</i> …

20 Lessons to Learn From Your Parents' Retirement

Stability in investing could help.<p>Millennials are saving more than ever for retirement, at an average 7.5% of income. Still, this number, which was …

Six Habits of The Best Conversationalists

Becoming a good conversationalist requires having a certain set of skills in your communication toolbox.<p>Some people have the gift of gab, and can talk to anyone about anything. And some people struggle to make small talk. What separates the two isn’t knowing what to talk about; it’s polishing up …

My Secret Heroin Addiction Started When I Was 13 Years Old—and Took Me Down a Path I Never Expected

A long road of new low after new low.<p>The other day, I saw a young woman seated on the sidewalk with a sign asking for money. Beside her was an empty stroller. Her body language felt familiar: She was deep in a "nod"—an opiate nod. My stomach sank. This was the nod of a heroin addict. It made me …

Why You'll Need to Own More Stocks After You Retire

Retirement planners like to relay best practices to clients via simple, easy-to-understand rules. Whether it’s sticking to a 4% yearly withdrawal …

Should I move my $500,000 retirement stash into annuities?

<i>I have my retirement savings of about $500,000 in a diversified portfolio of stocks, bonds and mutual funds. I'm nearing retirement, however, so I'm not happy with the volatility. It's been suggested that I switch over to annuities. What do you think? --D.B.</i><p>I think you need to proceed with caution. …

3 Ways To Avoid Running Through Your Nest Egg Too Soon

Start by making a realistic retirement budget.<p>A recent Willis Towers Watson survey of more than 5,000 American workers found that nearly a third …

Why lifting is the new running for the over-40s

Six months ago I was having a middle aged meltdown. Juggling too many professional projects I wasn’t sleeping properly and lacked focus during the day. I felt weak and old and emotionally fragile - anything from a broken plate to a bank statement seemed to overwhelm me with panic. The treadmill …

How Does Depression Really Feel?

If depression is more insidious -- and more misunderstood -- than other disorders, it is because its core symptoms are mental and emotional. This can make it difficult to distinguish the person from the disease, as our thoughts and emotions define who we are.<p>I have suffered from clinical depression …

Depression

Clippers open the season at home against Oklahoma City

Doc Rivers and his Clippers team will open their 2014-15 season with a pair of back-to-back marquee games.<p>The Clippers start the season by playing host to the Oklahoma City Thunder, with Kevin Durant and Russell Westbrook, on Thursday, Oct. 30, at Staples Center at 7:30 p.m. The Thunder eliminated …

7 Things You Never Knew About Eyelashes

Open your eyes to the little-known facts that can help keep your lashes healthy, long, and gorgeous.<p>If you're anything like us, you probably spend a lot of time trying to lengthen, plump, and curl your eyelashes. It's easy to forget that they aren't just an accessory—they actually protect your eyes …

Makeup