Brian Jacks

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What Makes the Best Infographics So Convincing

A great infographic is an instant revelation. It can compress time and space. (<i>Good gosh – Usain Bolt is</i> that <i>much faster than all the other 100-meter gold medalists who’ve ever competed?)</i> It can illuminate patterns in massive amounts of data. <i>(Sure, we’re spending much more on health care and</i> …

Reasons You’re Still Living Paycheck to Paycheck

View Gallery<p>10 photos<p>gpointstudio / Getty Images<p>Even if you're earning a good salary, you might still be living paycheck to paycheck. And you're not …

What Kind Of Inheritance Do You Owe Your Kids?

“I don’t believe in inheriting money,” CNN host Anderson Cooper recently told Howard Stern on Stern’s radio show. Added Cooper, a son of designer and heiress Gloria Vanderbilt: “I think it’s an initiative sucker. I think it’s a curse.”<p>Cooper acknowledges that it’s easy for him to say so, given his …

The Best Online Tools To Track Your Investments

I received an email recently from a frustrated investor. He had been investing in a Roth IRA for several years. The broker he was using reported his total return at about 30%. He knew the performance metric was dead wrong.<p>If you’ve tried to calculate your investment returns then you know just how …

What Pre-Retirees Should Be Asking About Taxes

Now that April 15 has come and gone, many Americans are beginning to evaluate their finances and start planning for the coming year. For those retiring in the next five to 10 years, there’s one important question to consider before finalizing your 2014 strategy: What’s your ideal tax balance for …

How The Wealthiest Families Make And Lose Their Money -- Part 5

In this series of articles on wealth creation and maintenance, we have hit on a few key findings of researchers and practitioners. The vast majority of family wealth stems from business ownership and not inheritance. Families who divide their wealth among members at each generation tend to lose …

Why I Tithe -- And So Should You

<i>This post originally appeared on LearnVest.</i><p><i>In our Money Mic series, we hand over the podium to people with controversial views about money. These are their views, not ours, but we welcome your responses.</i><p><i>Today, one man shares why he gives 10% of his income to his church—and explains how it can be</i> …

Stop Screwing Up Your Job Search In These Ten Ways

From submitting illegible résumés to blurting salary numbers in the first interview to wasting precious hours applying to the black hole of online job listings, job seekers make a series of common and egregious errors. Here is the accumulated wisdom of three longtime coaches, Sarah Stamboulie, …

Deciphering Your Money Mindset

You arrive at adulthood—somehow—after spending years in and out of school, learning from books, teachers, friends, the media and our parents.<p>As a child, you absorbed lessons through experiences, often at the periphery of what you witnessed or overheard. The problem is, none of us could decipher …

The Secret to Lowering Your Energy Bills

When you’re paying your monthly rent or mortgage, the last thing you want to worry about are high energy bills adding to your expense. It’s the era for going green. Lowering your energy bills saves you money and is better for the environment. Doing so is incredibly easy since it’s mainly a case of …

For Working Women, Focus On Beauty Erodes Self Confidence

<i>In a guest post last month, “</i><i>‘Princeton Mom’ Gives Dumb Advice On Marrying Smart</i><i>,”</i> <i>Lisa Endlich Heffernan rebutted the argument that</i> <i>smart girls who don’t find husbands in college</i> <i>are destined for spinsterhood. Here she</i> <i>examines how</i> <i>our culture’s demand for beauty</i> <i>affects women at work.</i> <i>Heffernan is the</i> …

Should I Gift Money To My Children Now Or Later?

Your financial legacy is a reward for a lifetime of hard work and financial success. Many affluent Americans want to give their children money, but aren’t sure about whether to make a living gift or leave money in their estate. This leads to the question: Should I give my children money now or …

Social Security At Age 62? Why Delaying Your Benefits May Not Pay Off

<i>The following is a guest post</i> <i>by</i> <i>Scott T. Hanson, CFP, a financial advisor with Hanson McClain Advisors in Sacramento, Calif.</i><p>What if I told you to start take your social security benefits as early as possible? That advice goes against conventional wisdom, but it may be a good idea for some …

Hiring An Advisor: 4 Due Diligence Steps

The money world is full of people giving advice, most of it worth exactly what you pay for it: zero.<p>The Internet, cable TV and money magazines are jammed with confusing, often conflicting ideas. Sell now before the market tanks! Stocks are cheap, time to buy! And of course the interminable sector …

Three Reasons To Buy Facebook Stock

While I am personally committed to never using Facebook, I have changed my mind about its stock — even though I don’t own it. The big reason is that Facebook has demonstrated that it can set goals and achieve them.<p>In particular, its latest earnings report demonstrates that it is continuing to make …

Is Your Broker Gouging You? How to Tell

Over the years, brokers have been performing all kinds of services from cash management accounts to portfolio monitoring. With additional services, though, comes layers of fees.<p>Some of the broker-offered services have come down in price such as commissions, particularly on exchange-traded funds. …

How To Withdraw Your Retirement Money

<i>One of the sharpest, outside-the-box thinkers in the advisor world is Michael Kitces, a partner and the director of research for Pinnacle Advisory Group in Columbia, Md. Here, he tackles the vexing question of how and when a retiree can take out money from investments. As Michael writes, in an</i> …

Why The Average Investor's Investment Return Is So Low

According to the latest 2014 release of Dalbar’s Quantitative Analysis of Investor Behavior (QAIB), the average investor in a blend of equities and fixed-income mutual funds has garnered only a 2.6% net annualized rate of return for the 10-year time period ending Dec. 31, 2013.<p>The same average …

Is Your Financial Planner What They Seem?

Could you tell the difference between a disc jockey and a financial planner if the disc jockey looked the part and used all the right “buzz words?” That’s the premise behind two amusing TV ads recently released by the CFP Board as part of their new Public Awareness Campaign. The goal is to help …

Build Yourself A Solid Retirement Paycheck

Saving for retirement is a problem but one with a fairly simple solution: Put money away and invest safely so that it can compound.<p>Once you hit retirement, however, the challenges begin. What retirees need is a solid weekly or monthly “paycheck” that doesn’t vary. They also need protection from …

Creating Shareable Visuals is Easy With These 7 Online Design Tools

5 min read<p>This story originally appeared on Visual.ly<p>We all know that when it comes to consuming content, text alone no longer makes the cut. We are multi-sensory beings and the more we can plug into our senses to absorb content, the bigger its impact.<p>Adding visuals is key to beefing up impact and …

Infographics

The 10 Destinations Americans Dream About Visiting

And now a new study from TripAdvisor shows that the European country tops the bucket list for most American travelers.<p>TripAdvisor recently released the results of its TripBarometer study, which highlights global travel trends based on input from more than 60,000 travelers and hoteliers around the …

Facebook Buys Popular Fitness-Tracker App So It Can Know Even More About You

2 min read<p>To say that Facebook has a lot of information about its users is a bit of an understatement. The social giant knows about countless birthdays, relationships, jobs and vacations. And now, it's added your workout habits to the list.<p>Facebook just acquired a Finnish startup called ProtoGeo Oy …

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Melissa works as a freelance writer and virtual assistant from home while raising and homeschooling her three children, ages 13, 9, and 7. She blogs …

Fitness Friday: Sleep better, play better

6 Productivity Apps for the Entrepreneur on the Go

4 min read<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>As an entrepreneur, you probably spend most of your days jumping from a team meeting to an investor pitch and swinging by a startup conference to give a talk in the middle. This means that a lot of your time is spent on the go …

Apps

Apple CEO Tim Cook Lauds Office On iPad, Chides Microsoft For Not Delivering It Earlier

Apple CEO Tim Cook took time to answer a question about Microsoft Office for iPad arriving this past month, and his answer was surprisingly long. “I do see that Office is a very key franchise,” he said, and also added that he “wholeheartedly welcome[s] Microsoft to the App Store.”<p>Cook admitted that …