Damian Spencer

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The Balance

Article02Federal and State Minimum Wage Rates for 2018 Article0315 Cities That Fit Into Your Retirement Budget Article04The Steps You Need to Take …

How To Tell When a Stock Is Overvalued

How To Tell When a Stock Is Overvalued<p>Some Warning Signs a Stock Might Be Trading In Dangerous Territory<p>Updated October 17, 2016<p>Over the years, many …

Investing

How-To: Train the Most Important Core Muscles for Cycling

Don't let a weak core frustrate all the hard work your legs do on the bike. Here's how to make those important trunk muscles strong.

Cycling

Avoid Sucker Yields, Buy REITs With Growing Dividends

Truth or False: High dividend yield equates to high total returns.<p>If you answered True you could be in for a bumpy ride.<p>It’s actually a common misconception that a high yield is a central element to the calculation of total returns , and the facts are clearly justified, a dividend yield that is …

Investing

Startup Nomadic Power Wants to Bring Mobile Batteries to Electric Cars

If your car runs out of gas, you can call roadside assistance and get a tank of gas delivered to you. But what if you have an electric car? Most of …

The 25 hottest San Francisco startups to watch in 2016

Business Insider talked to industry insiders, venture capitalists, and startup founders and looked at some fundraising data from PitchBook and CB Insights to derive this list of startups to watch in 2016.<p>To limit the list, we looked at companies founded in the last five years and narrowed it down …

Sex & Startups

Startups, like the male anatomy, are designed for liquidity events. Consider the metaphors: “seed” funding, “up and to the right” trajectories, …

7 Massively Overhyped Careers to Avoid

Ever since social media and smartphones captured the imagination of a billion people, we’ve seen a rash of new career fields that never existed before. Many of you, no doubt, have jumped on these opportunities with fad-like fervor. And therein lies the rub. You’re far from alone.<p>These fields are …

Michael Jordan's Net Worth Reaches $1 Billion on His 53rd Birthday

Happy Birthday, MJ!<p>NBA legend Michael Jordan, widely regarded as the greatest basketball player ever to set foot on the court, turns 53 on Feb. 17. …

How I Went From $40,000 in Debt to a Millionaire by Age 30

7 min read<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>I came from a family where money was always an issue. My father was a union electrician who brought in a nice, but not exceptional, living. My mom was a stay at-home mom turned jobbie-entrepreneur (as I talked about here). But, …

Personal Finance

How the role of the CFO is changing rapidly

Each event had a different theme, but the conversation at both ended up being the same: how the role of CFO is changing with the proliferation of technology and big data.<p>In fact, the conversation was so much the same that I found my mind wandering halfway through the second event. That's when it …

Management

Home remodeling bounces back as housing market recovers

Homeowners are expected to pump billions more into repairs and renovations in the coming year, analysts believe, a rising trend that should translate …

Home Improvement

30 Startup Lessons

• Rejection, not failure, is the default state of startups (from market, family and investors).<br>• Entrepreneurship is learning to live in a constant state …

Jaguar Land Rover Courts Start-Ups for Portland Incubator

Jaguar will provide a home for start-ups and mentoring in the hopes of developing future breakthroughs.<p>PCMag reviews products independently, but we …

How to master a long climb (video)

Sportives, whether UK or Continental, frequently feature long, tough climbs such as Bwlch-y-Groes on the Dragon Ride or an epic like Col du Galibier …

Robert Reich: 10 ways to close the inequality gap

The former secretary of labor on American society’s single greatest obstacle — and what we can do about it<p>Some inequality of income and wealth is inevitable, if not necessary. If an economy is to function well, people need incentives to work hard and innovate.<p>The pertinent question is not whether …

Designing Sound Effects To Gently Warn Pedestrians Of Silent Vehicles

Sound stylings for electric cars<p><i>Above: Acoustic engineers tested alert sounds for EVs against more common street sounds like a “big truck” or a common automobile (“Mitsu 1156 rpm”), to learn which were most effective and audible without being irritating. Credit: Quartz/Delta</i><p>We rely heavily upon our …

2015 Ford Mustang Model Orbits 21 Miles Above Earth

After 50 years of production, more than nine million Ford Mustangs have been sold, but not one has made it into space. A Northern California Ford dealership, however, changed all that by launching the first scale model 2015 Ford Mustang into orbit and captured the event on video.<p>Employees from a …

What's up with this Bugatti Veyron spied at the Nürburgring?

It's been sixteen years since Volkswagen acquired the Bugatti name and started showing off successive concept cars to preview the Veyron that followed. It's been eleven years since the first Veyron prototype started testing, and nine years since it entered production. But soon – probably sometime …

Which Convertible - New Ford Mustang or Chevy Camaro?

For those who like feeling the wind blow through their hair, there’s a new convertible on the market: the 2015 Ford Mustang. Like its hardtop counterpart, the topless Mustang also underwent significant changes. All ‘verts will come with a black soft top and feature a new mechanism that’s purely …

Lincoln MKX Concept First Look

Another Handsome Crossover from Lincoln<p>Lincoln has been designing handsome vehicles lately, and its latest concept is just another example. The Lincoln MKX concept previews what will eventually replace the current-generation midsize crossover, which is starting to look dated next to the newer MKZ …

A Look At Lumus, The Amazing Lens Technology That Is Going To Change Wearables

You may not know the name Lumus now, but expect to be hearing a lot from them in the future. When we first met the Lumus rep Ari Grobman two years ago he showed us some amazing technology. It was basically an augmented reality display embedded into a standard lens that could fit into a standard …

iDoorCam shows you who's at your door, helps you hide from unwanted visitors

If you've ever gone on a long vacation (or hidden from someone at least once in your life) there's a chance you'll find high-tech doorbells useful. A new device called iDoorCam, in particular, claims to be able to notify you via iPhone or iPad whenever there's someone at your door -- even if you're …

2013 AZ Award Winner: Best Lighting Design

<b>STÄDEL MUSEUM, FRANKFURT, GERMANY<br>Firms:</b> Schneider + Schumacher and Licht Kunst Licht<b>Team:</b> Tanja Baum, Till Schneider and Michael Schumacher, with …

Architecture

Michigan State Basketball: Offseason Stock Watch for Spartans' Top Players

Regroup, reload and get back to business.<p>That's the way Tom Izzo runs Michigan State basketball.<p>But before the Spartans can do that, taking a look at what their stars have done—or are doing—during the offseason is necessary.<p>These guys don't simply find a local gym and shoot baskets until it's time …