Shelley Sykes

81 Flips | 7 Magazines | 1 Follower | @Blakesmom | Keep up with Shelley Sykes on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Shelley Sykes”

U.K. Shows the Way for Amateur Venture Capitalists

Ultra-risky equity crowdfunding gaining traction, U.S. following suit<p>LONDON—A few years ago James Manning, a Brit who runs a cleaning company, decided to get into the movie business.<p>The 50-year-old went online and bought a stake in cinema-technology startup Kinopto Ltd., which was selling shares …

Understand Lender Credit Lingo & Jump to a Higher Credit Category

When you check your credit score, you might be used to seeing it described as fair, poor, good or excellent. Lenders see those categories, too. They just use different labels: subprime, non-prime, prime and super-prime.<p>Lenders decide what interest rates and loan terms they will offer you or whether …

Personal Finance

Create a Financial Calendar for the New Year

As New Year's Eve approaches, I hear more people making resolutions about their gym memberships and careers than about handling their money in the coming year. Maybe that's because people don't know where to start.<p>The Allianz Life Insurance Company of North America's annual New Year's resolutions …

Personal Finance

Ignore Those 2016 Forecasts and Make These Smart Investing Moves Instead

Investing pundits are usually wrong, but these strategies can keep your portfolio on track.<p>Over the past few weeks investors have been inundated by a …

No-down mortgages make a comeback

Two small Bay Area lenders have begun offering home loans with no money down and no mortgage insurance — offers rarely seen since the housing bubble burst.<p>No-money-down loans were popular before the financial crisis, but many went bad when housing prices started falling and people who owed more …

Personal Finance

Our Financial Situation is So Bad I Don't Know What to Do

<b>Question:</b>Dear Steve,DEBT- Husband went from 280,000 to 100,000 income and we have an adult daughter that has drained our savings and retirement with substance abuse.Behind on everything- Mortgage 11 months just worked out payment structure ok there- fed taxes 117,000 had installments until this …

Personal Finance

Six Money-Saving Strategies for Taking Advantage of the Holiday Aftermath

The gifts are unwrapped. The meals have been eaten. The family and friends have gone home. You’re left with a stack of gifts and a refrigerator full …

3 Ways to Make Money from Penny Stocks

Penny stocks, a conglomerate of stocks which each are valued at less than $1, are typically seen as a more risky gamble when it comes to investing in …

LearnVest

<b>Pros</b><p>Free tools for tracking expenses and income. Shows spending trends over time. Neat tools for analyzing credit card debt repayment options.<p><b>Cons</b><p>No …

Download these money apps to help you achieve your 2016 financial resolutions

As you’re reflecting back on 2015 this week, don’t forget to factor in the financial goals you set for yourself at the start of last year.<p>Eh, you’d rather not think about it? You’re not alone. A new survey from Capital One Bank reveals two-thirds of Americans didn't accomplish their financial goals …

Personal Finance

Buying a share of tomorrow — ‘Seraph’ deals

Real Returns on Sensible Ventures<p>One of the biggest risks that young companies face is premature scaling. This seems to be the cause of death for …

5 bad habits that keep you from getting the best deal on anything you buy

With the busy shopping season upon us, you're probably striving to get bigger and better deals.<p>But there are some actions that actually hinder your buying power and cause you to overspend.<p>Here are five things you may be guilty of doing that prevent you from getting the best deal available.

10 Worst Money Mistakes 30 Year Olds Want 20 Year Olds to Know

We all make mistakes – whether small or big; we humans are prone to imperfections. When making mistakes relating to money, these can often be …

Credit union's maintenance fee erodes IRA's value. Is this legal?

<b>Dear Liz:</b> My son has an IRA at his credit union. He puts in small amounts when he can. Recently they lowered the interest rate and started charging a $25 yearly maintenance fee, which now is taking all the interest back. Is this legal?<p><b>Answer:</b> Yes. It's also a good reason to move the account …

The 10 Coolest Startups Of 2015

<b>Switchmate</b><p><b>CEO:</b> Robert Romano<p>Spinning up in the heart of Silicon Valley last year, Switchmate aims to create simple, smart home devices.<p>Palo …

Four Things No One Tells You About Startup Culture

For one thing, startup culture isn’t limited to startups.<p>Startup culture is alternately romanticized and criticized. But the reasons why tend to rest on clichés and sweeping generalizations–collaborative workspaces and weekly happy hours on the one hand, amorphous management structures and insane …

In memoriam: 7 once-hot startups that shut their doors in 2015

While the seven on this list collectively raised nearly $400 million in venture capital, these startups are only a few of the high-profile ones that ended up shuttering their doors in 2015. CB Insights has a full list of 146 startup failure post-mortems from the past few years.<p>Here's how they tried …

Startups

Google announces 6-month equity-free accelerator for mobile startups

Google announced today that it’s launched an equity-free accelerator program for mobile startups in India, Brazil and Indonesia.<p>As part of its Launchpad initiative, the tech giant is offering mentorship, support, training and up to $50,000 in funding without taking equity in the companies.<p>The …

Digital-banking startups attracted billions of dollars in funding this year

Tech startups are coming after traditionally stodgy areas of the financial services industry—and they’re bringing lots of venture capital with them.<p>According to a new report from research firm CB Insights, investments in digital-banking startups are expected to hit $6.9 billion by the end of 2015, …

Financial Services

Google launches a 6-month accelerator to help startups build mobile products

Google has joined the ranks of Y Combinator, 500 Startups, and Techstars in launching an accelerator, something that you wouldn’t necessarily expect from the technology giant. The program is built on the company’s Launchpad initiative and is a long-term engagement with select startups from around …

Slack has raised so much money it’s now investing in other startups

Slack, a business chat app launched in February 2014, already has 2 million daily users. To keep its momentum going, the company plans to invest $80 million in startups building on top of the Slack platform.<p>In an event in San Francisco tonight (Oct. 15), Slack revealed that it has partnered with …

Venture Capital

The 19 hottest female-founded startups of 2015

Women may be underrepresented throughout the tech sector, but they're building some incredible startups, apps, and products.<p>We've rounded up a collection of 19 female-founded startups that made the news this year.<p>Some of them launched or came out of beta, while others raised funding or launched new …

Google announces a new Accelerator for mobile startups

<i>Posted by Roy Glasberg Global Lead, Launchpad Program & Accelerator</i>Available to startups around the world, Google <i>Launchpad</i> offers resources, …

The Real Reason Bitcoin Startups Are Struggling to Fundraise

If you’ve read my blog over the years, you know I’ve written extensively on bitcoin in the WSJ, re/code, and Coindesk. And yet, a couple of years …

Bitcoin

Google Launches Equity-Free Accelerator Program For Mobile Startups In Brazil, India And Indonesia

Xi Jinping

Venture Firms Seed Farm-Tech Startups

Venture capital firms toting cash from agricultural heavyweights Monsanto Co., Syngenta AG and Rabobank Group this week sunk tens of millions of dollars into farm-focused technology startups.

Venture Capital

10 Big Idea Biotech Startups From 2015

One fun thing about being a biotech journalist is talking to scientific entrepreneurs in the early days. They are often exhilarated with possibilities, and terrified of failure, all at once.<p>If you talk with these people after they’ve raised their first $20 million, $50 million, or whatever, you can …

These billion-dollar startups more than doubled their value in 2015

Of those, 21 more than doubled their value in the last year.<p>Venture-capital database CB Insights tracked the list of the biggest unicorn valuation increases of the year. "Unicorn" is Valley parlance for a company worth more than a billion dollars.<p>Here's the list of companies that more than doubled …

Venture Capital

1776 and NDRC seeking problem-solving start-ups for 2016 Challenge Cup

The Challenge Cup returns to Dublin in 2016 in search of start-ups taking on the world’s biggest challenges.<p>Global start-up incubator and seed fund …