Bill Pratt

182 Added | 6 Magazines | 28 Likes | 3 Followers | @BillPratt1vbf | Personal Finance Expert and College Professor

5 Professional PowerPoint Tips for Building the Ultimate Presentation

I remember the presentation well, but for all the wrong reasons.The keynote speaker at a well-known project management conference had decades of …

Public Speaking

What Best Motivates You at Work? When 200,000 Employees Were Asked, This was Their No. 1 Response

Hint: It's not about the money, money, money.<p>When you're motivated, you feel energized. You're ready to take things on, get things done, push things forward. Projects get moved along; emails get answered; you move along with pep in your step.<p>When you're unmotivated, it's hard to get started. You …

Employee Engagement

How to Build a Facebook Ad Funnel

Do you want more conversions from your Facebook ads? Wondering how funnels can help? To explore how you can build Facebook ad funnels that improve …

Marketing

Infographic: What does the future hold for video marketers?

Video is rapidly becoming the entrée of choice for content consumption.<p>With an increased demand for visual content, video is flooding the content …

How to start a business – eight first steps

On International Women’s Day, business owners offer aspiring female entrepreneurs some tips on where to start when starting-up.<p>1. Start with some market research<p>“When you have an amazing business idea, it’s oh-so-easy to dive<br>head first into building it,” says Pip Jamieson, founder of professional …

How I Went From Making $13,000 To Six Figures Without Spending A Fortune

Dispel the notion that you cannot start your businesses until the time is right, until you have “X” amount of dollars in your bank account or until you have shifted your routines to accommodate the perceived time you think you will need. You can start your business, and you can do it today.<p>I went …

Small Business

Billionaire Jeff Bezos Once Wrote His Biggest Competitor a $500 Million Check

But that didn't chase Marc Lore away. Now, he's back running Wal-Mart's e-commerce operation, facing off against Bezos once again.<p>While <b>Amazon.com</b>'s …

Short Selling Definition - An Explanation of Shorting Stock

Short Selling Definition - An Explanation of Shorting Stock<p>How to Short Stock and the Dangers of Shorting Stock<p>Updated January 06, 2018<p>When an …

Investing

Home Down Payments: 7 Myths Debunked

If you don't know the facts when it comes to homebuying, you could end up paying tens of thousands of dollars more than you have to.<p>The National …

Personal Finance

12 months of smart money moves to end 2018 richer

Making small changes each month will leave you much better off.<p>The start of a new year is an optimum time to get your finances in order. While studies have shown that making financial resolutions actually makes a difference in your financial life, it's important to have a plan for concrete …

Personal Finance

Buy Ripple, Tron, NEO or XLM and you could get as rich as the early Bitcoin traders

If you were lucky enough to buy Bitcoin a few years ago, you’re probably feeling pretty pleased with yourself.<p>But what if you’re skint and hoping to …

3 Reasons Why You Shouldn’t Buy a Home | Investopedia

Today I’m going to tear apart a long-told story. It’s a story about how everyone must hunker down into a two-story home with a white picket fence and …

Personal Finance

4 Basic Calculations Reveal the State of Your Finances

A few simple math problems to measure your financial health.<p>An older survey revealed that almost 40% of Americans described math as their least …

What if You Started Investing $100 a Month in Stocks at the Tech Bubble Peak?

Why the best time to start investing is as soon as you can.<p>People who are worried about investing at a time when the stock market is making new highs …

Every investor needs to know these 12 valuation ratios

An uninformed investor: "This stock is so cheap! The current stock price is only $0.50!"<p>A smart investor: "Umm…the stock price means nothing. Your stock's EBITDA multiple is negative!"<p>I know. Cheesy example. But hopefully, it gets the point across. Just because the stock price is trading under $1 …

Investing

How Do You Know If You Work for a Toxic Manager? They Will Do Any of These 8 Things Daily | Inc.com

Randstad USA, a provider of HR, legal staffing, and recruitment services, recently conducted an employee engagement survey that reveals more bad news about the state of the American workplace (with some findings that you just can't help but laugh at).<p>According to the Society for Human Resource …

Human Resources

Bitcoin for beginners: Everything you need to know

Still confused about bitcoin? Don't know what cryptocurrency is? Can't figure out why anyone would want to make a chain out of blocks? You've come to the right place.<p>The biggest investing story of 2017 has undoubtedly been the incredible take-off of cryptocurrencies. While there have been dozens of …

Cryptocurrency

Here's the trick to 'becoming wealthy,' says author who studies millionaires

Getting rich is about more than making a lot of money — it's about managing the money you have.<p>Tom Corley, author of "Rich Kids: How to Raise Our …

Personal Finance

20 macOS Shortcuts to Make You Work Like a Genius

For those who wear a lot of hats, your computer's operating system can help you switch tasks quickly.<p>Productivity hacks such as scheduling your work in time blocks and tackling tougher to-dos early in the day only go so far. All kinds of jobs, especially entrepreneurship, present unexpected …

Apps

The Complete, 12-Step Guide to Starting a Business

Everything you need to know about how to start a business.<p>There are no limits on who can become a great entrepreneur. You don't necessarily need a college degree, a bunch of money in the bank or even business experience to start something that could become the next major success. However, what you …

Small Business

Why This Second Grade Handout Should Be Your New Creative Manifesto

Last week, I attended curriculum night at my daughter’s school. In discussing the things the kids will be learning this year, the teachers handed us …

Advertising Industry

How to Make Money Online in 2017

According to Google, millions of people will search for how to make money online in 2017. Has the market been saturated? If not, where can you start, …

The Power User’s Guide to Safari

Apple’s Safari web browser tends to get a bum rap because it’s a pretty boring and comes with every Mac, but over the years Apple has quietly made it …

Student Loan Forgiveness: How Does It Work? | Investopedia

Student debt has reached an all-time high, with an estimated 40 million people now owing an average balance of $29,000, according to credit report …

Students Who Get Better Career Guidance Remember College More Fondly

Of all of the departments universities cultivate, career services could be the most important.<p>A new survey of 11,483 college graduates, for the Gallup-Purdue Index, found graduates who reported "very helpful" campus career-services experiences were 5.8 times more likely to say their university …

College & University

Are you a saver or an investor?

The savings account has been a building block of our lending system since the Great Depression reforms of the 1930s. The Banking Act of 1933 federally guaranteed cash deposits and made them easily accessible.<p>But while we know savings can be a safe, convenient option for cash needed to meet …

Investing

FICO CEO Explains How to Improve Your Credit Score

By<p>Updated July 10, 2017 4:14 p.m. ET<p>Your credit score determines whether you can get a credit card or a mortgage, and how much you’ll pay in …

Personal Finance

Mortgage rules explained, from credit scores to income requirements

New programs and updated regulations are changing the mortgage game<p>Following the 2008 financial crisis, mortgage lending ground to a halt for all but the most perfect of borrowers, and largely stayed that way until recently. Two years ago, lenders began to ease mortgage standards, and today, it’s …

6 Lessons from Donald Trump's Winning Marketing Manual

Donald Trump’s victory may be a surprise—but not to astute marketers. Here are six important lessons from Trump’s brand marketing playbook:<p>Give …

Donald Trump