Bill McElroy

16 Flips | 2 Magazines | @Bill1964 | Keep up with Bill McElroy on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Bill McElroy”

Five things people forget when planning for retirement

While it's true no one can anticipate every one of life's bumps in the road, creating a retirement plan is better than nothing when building your nest egg and saving for long-term goals.<p>But some plans are more carefully considered than others. Here are some obstacles that could create havoc on your …

Retirement

Canadian, World, Politics and Business News & Analysis

Business (Canada)

This Halloween, disguise your capital losses as your spouse’s

<i>Tim Cestnick is president of</i> WaterStreet Family Offices<i>, and author of several tax and personal finance books.</i> tcestnick@waterstreet.ca<p>I can recall Halloween in 1989 and the story of a department store employee who was taking a break at the back of the store and decided to try on a Batman costume …

Retirement

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LinkedIn

Tips to boost employee engagement

Employees fall somewhere between "engaged" and "disengaged" on the engagement scale.<p>A high engagement level means less risk that employees will be dissatisfied and a greater likelihood they will be creative and productive. A low level can mean low productivity and high rates of absenteeism.<p>Leaders …

Six more pitfalls to watch out for when planning your estate

Last week, I spoke about some common mistakes that people make in their estate planning. The truth is, there are so many lessons to be learned that I promised to write about this one more time. (Some of these stories were shared by Erik Carter, writing for Forbes last fall). Watch out for these …

Estate planning: Learning from the mistakes of celebrities and others

My grandfather used to talk about the importance of making mistakes. He used to say that failure could become the key to success.<p>Over time, I've learned that watching other people make mistakes and learning from them is a less painful path to success – like the time my good friend rode a mechanical …

Retirement

Financial planning tips to get twentysomethings started on the right foot

For the twentysomething graduates stepping into low-paying jobs after years of studying and racking up debt, a little fun and a celebratory purchase may feel like a well-deserved treat.<p>But financial planners warn against getting too carried away, and suggest that with an average school debt level …

Personal Finance

Everything you ever wanted to know about ETFs

<i>For a complete list of links to the websites mentioned below, click here.</i><p><b>1. What the heck is an ETF, anyway?</b><p>Basic, unbiased information about ETFs is available on the GetSmarterAboutMoney.ca website, which was established by the Ontario Securities Commission and, unlike many other financial sites, …

Baby, start investing for college – now

Okay, you get it: Yes, you know you're supposed to start contributing to your child's registered education savings plan before you even put her in her crib for the first time.<p>No, you wouldn't leave her hanging for a second. So yes, you're going to make the annual $2,500 contribution every year so …

Retirement

Please Update your App

We have released a major upgrade to our iPad app and it is now available for download in the App Store. Please note the current app has been …

Five common tax mistakes Canadians make

As Canadians head through tax filing season, professionals say missed deductions and a fear of making mistakes are among the biggest obstacles for many people.<p>Tax software removes mistakes in arithmetic, but people need to be aware of how any changes in their lives will affect their taxes, said tax …

Retirement

Canadian homeowners don’t think they’ll be mortgage-free until they’re 57: CIBC

TORONTO—The average Canadian homeowner doesn’t think they’ll be mortgage-free until they’re 57 — two years longer than what they expected last year, …