Beverly Saunders Biddle

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May 2014 -Washington DC MarketWatch

What Drives the Decision to Rent vs.Own?

What drives someone's decision about whether to own or rent their home? Economists tend to focus on financial factors such as user costs and return …

9 out of 10 homebuyer assistance programs have funding

An analysis of homebuyer assistance programs available through state and local housing finance agencies (HFAs) and nonprofit groups around the nation …

Study: Road to Housing Recovery will be 'Longer and Bumpier'

The Wells Fargo Economics Group released its Housing Chartbook for May 2014. The group found that most markets are finding themselves "wildly out of …

HOPE NOW: Mortgage mods for 7 million homeowners since 2007

A total of 7.02 million American homeowners have now received loan modifications since <b>HOPE NOW</b> started tracking loan mods in 2007.<p>For the month of …

Getting a Mortgage: Why SO MUCH Paperwork?

We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the …

Here Come America's 23-Year-Olds

The most talked about demographic in America is the baby-boomers, who are rapidly entering their retirement years.<p>But the baby-boomers also had children who have been characterized as the echo boom.<p>Like their parents, the echo-boomers will have a material impact on the the economy.<p>"There are more …

Demographics