Bernard Kim

57 Flips | 6 Magazines | @BernardKime7se | Keep up with Bernard Kim on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Bernard Kim”

8 people reveal why they stopped being sexually attracted to their partners

At this point, you should know that sex isn't the only reason to be in a relationship with someone.<p>But sex <i>is</i> a big component of a relationship for many couples. Establishing sexual compatibility is vital for a healthy relationship, and if it isn't there, some couples might just call it quits.<p>It is …

Finally Starting Your Business This Year? Here's Your Ultimate 12-Point Checklist

You've had the idea for a while. Now is the time to act. This startup guide will get you up and running fast.<p>It's 2018,and you are really doing it. You have long imagined your product on the endcap at Walmart and practiced what you'll say when Mark Cuban grills you about your competitive edge. But …

3 Crucial Lessons from an Entrepreneur Who Just Sold His Company for $340 Million

Every entrepreneur dreams of creating something great, this one did, and you can too.<p>When a Boise, Idaho based entrepreneur builds a company and then sells it to Intuit for $340m, you know the story is going to be good. So I reached out to founder Matt Rissell, of TSheets to get his perspective on …

Financial planning: 5 money moves you need to make by 30

Turning 30? Here are some financial goals to put on your list.<p>Turning 30 is a pretty significant milestone. If you're coming up on 30, now's a good time to take stock of your finances and get yourself on a responsible path. Here's how.<p><b>1. Complete your emergency fund</b><p>No matter your age, you need an …

Retirement

Retire At Age 49, With Financial Planning Strategies

As a CPA for the past 25 years and a CFO for the past 5, I have enjoyed my professional career. However, the hours have often been long and the work …

Retirement

There's even more evidence that one type of exercise is the closest thing to a miracle drug that we have

Aerobic exercise, or cardio, might be the closest thing we have to a miracle drug.<p>When we commit to regular workouts that raise our heart rate and get us moving and sweating for a sustained period, magical things happen to our mind and body. We start to think more clearly, feel better about …

You May Need More Life Insurance Than You Think | Investopedia

It often seems like the only people that don't buy life insurance are the ones who actually need it most. It's depressing when I meet with a widow or …

Here’s how to save money for your children’s futures

Saving money when preparing for a baby is important, but there are several financial vehicles that could make a child’s life easier when they’re out …

Every geek movie we're excited about in 2017

4 ways to protect yourself from inflation in retirement

This article is reprinted by permission from NextAvenue.org.<p>One problem with being a retiree on a fixed income — it’s a <i>fixed income</i>. But living costs …

3 Reasons So Many People Earning 6 Figures Barely Have Anything Saved

Knowing how to make money doesn’t mean you know how to save it, as is evidenced by a startling statistic reported on by Polly Mosendz at <i>Bloomberg</i>: …

The Fed is about to make Millennials poorer

Despite the Federal Reserve’s announcement today that it will hold interest rates steady, a US rate hike is almost certainly coming (paywall) before the end of the year. That’s great news for Baby Boomers, but terrible news for their Millennial children.<p>The Fed’s rock-bottom interest rate policy, …

34% have $0 in savings: Americans' money habits go 'from bad to worse', report finds

Americans are dipping into their savings, if they have any, even more than they did last year, a new survey finds. Nearly 70 percent of Americans …

How to Get Up to 5% Interest on Savings Even Though the Fed Didn’t Raise Rates

<i>This story was originally published on Money.com.</i><p>The Federal Reserve’s decision to delay an interest-rate rise yet again means savers will continue …

Why it’s so hard for most people to save money — even the wealthy

Despite an improving economy, Americans still have trouble saving — a shocking number of adults have less than $1,000 in a savings account, even when …

The Retirement Planning Blunder That 65% Of Americans Make, And How To Avoid It

When it comes to confidence in their retirement planning, nearly six out of 10 American adults can sleep easily at night. Those 58% of Americans feel …

5 Simple Mistakes That Could Ruin Your Retirement

The closer you get to retirement, the less room for error you have.<p>You can make a lot of mistakes in your youth … and assuming none of them get you …

Want To Feel More Financially Secure? Go Beyond Saving And Investing

<i>Rebekah Barsch is executive officer and vice president of Planning and Sales at Northwestern Mutual.</i><p>When you think about the concept of financial planning, what comes to mind? Saving money? Buying stocks? Maxing out your 401(k)?<p>Saving and investing are essential parts of financial planning; they’re …

9 Tips for a Financially Successful Retirement

With the right savings and investing strategy, a successful retirement is within reach. Here are some ideas to discuss with a financial advisor to …

The recipe for building wealth hasn't changed

Building wealth has gotten harder for most people in recent years. But the habits that can make you rich haven't changed.It boils down to this: …

Here are the star traders trying to become the hedge fund honchos of tomorrow

Here's a short and nonexhaustive list of some of the top new funds to have come across our radar.<p>The competition to raise assets is steep, particularly for startups that don't have long performance track records to woo investors. Instead, new managers often rely on the pedigrees of their previous …

Hedge Funds

More Than Half Of China's Family Businesses Face Succession Dilemma

China’s economic reforms of the past three decades created one of the world’s wealth booms and turned the country into one of the world’s fast-growing sources of new billionaires. Non-government businesses – including those run by private-sector entrepreneurs – now account for a majority of jobs in …

Family Business

The only fail-proof way to reach your financial goals is to save more

There is only one fix for the damage that low interest rates are doing to your finances.<p>You need to save more. That's only the fail-proof way to reach your financial goals. Forget about finding strategies or products that will rescue you, because there are none.<p>Interest rates vary a bit on savings …

8 Money Mistakes to Avoid on Your Way to Being Wealthy

Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>There is a difference between being rich and having wealth.<p>Wealth is the abundance of something in such surplus that no conditions can destroy it. Making a lot of money is one thing, getting rich another. Creating wealth, well, that’s …

The technology-driven transformation of wealth management

Skip Maner Contributor<p>Skip Maner is a general partner at NewSpring Capital.<p>In today’s digital world, everyday functions such as making dinner reservations or hailing a taxi are done at the touch of a button. Similarly, other, more complex and esoteric functions, such as wealth management, are also …

Hoarding cash? There are options to make better use of your money

If you're too scared to invest in the stock market, pay down your debt.<p>Or, invest in your education or qualifications. Or, start a business. Canadians are clinging to cash these days, which means they're wasting opportunities to make better use of their money.<p>The stock markets are scary for sure …

7 Ways Being Debt Free Can Cost You

Here at Wise Bread, we generally hate debt. Owing money to banks and credit card companies is usually a guaranteed way of never achieving the …

You can't keep your money safe and grow it at the same time

<b>Dear Liz:</b> What is the best way to protect my 401(k) now and in the future when I draw from it for retirement? What is the least risky place to "bank it"? I have a fear of a crashing stock market in the middle of my retirement years.<p><b>Answer:</b> The bigger risk is that the stock market will crash early …