Herbert
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FICO CEO Explains How to Improve Your Credit Score
By<p>Updated July 10, 2017 4:14 p.m. ET<p>Your credit score determines whether you can get a credit card or a mortgage, and how much you’ll pay in …
Personal FinanceWhy Glass-Steagall Would Not Have Prevented The Financial Crisis And Could Have Made It Worse
At a Politico speaking engagement promoting his new book in October, former Fed chairman Ben Bernanke stated that he was “a little puzzled” by Democratic presidential candidates Sen. Bernie Sanders and Gov. Martin O’Malley at October’s Democratic debate placing emphasis on reinstating the …
Bank of AmericaI’m a financial planner, and here are the 11 best pieces of advice I can give you about money
As a financial planner who specializes in working with Gen X and Gen Y clients, I've come to learn a few basic facts about money.<p>I'll share those with you today in hopes that it provides you some insight to what, from a professional standpoint, you can do to be smarter with your money.
Personal FinanceSoaring student loan debt poses risk to nation's future economic growth
Jorge Villalba was a construction worker when the housing market began slowing in 2005, so the Glendale resident changed jobs and decided to invest in his future by going to college.<p>So far, the investment hasn't paid off.<p>Villalba, 34, owes $158,000 in student loans for his four-year degree in …
Why is China's stock market falling and how might it affect the global economy?
Concerns about inflation, shares and interest rates are raised after ‘Black Monday’ chaos sees billions wiped off markets around the globe<p>What has happened in China?<p>China’s stock market has fallen sharply over recent weeks despite measures by officials in Beijing aimed at calming investors’ jitters …
Stock MarketsHow To Get $3,000 A Month In Retirement
Do you need a steady flow of cash from your portfolio? Vanguard has a pretty good deal for you. I have a better one.<p>The product Vanguard wants you to buy is its Managed Payout fund. This cocktail of stocks, bonds and commodities delivers a nice monthly distribution–a bit more than $3,000 a month on …
InvestingHow Can A Small Business Owner Or Entrepreneur Determine If Advice Is Good Advice?
Travis Timmons of Fitness Matters is given advice all the time –and he rejects most of it because it doesn’t pass the test of the 4 lenses that he learned from studying the teachings of W. Edwards Deming.<p>What about you? Are you getting advice that really is reliable and useful, or are you getting …
Small Business11 things ultra-productive people do differently
<i>This post originally appeared at LinkedIn. Follow the author here.</i><p>When it comes to productivity, we all face the same challenge—there are only 24 hours in a day.<p>Yet some people seem to have twice the time; they have an uncanny ability to get things done. Even when juggling multiple projects, they …
Time ManagementWells Fargo Rides Retail Deposits to Be Most-Valuable Bank
Behind Wells Fargo & Co.’s ascent to the world’s most valuable bank lies a cheap and reliable source of funds favored by regulators and less popular …