Ashley Castillo

29 Flips | 2 Magazines | 69 Likes | @AshleyCasti4cou | Keep up with Ashley Castillo on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Ashley Castillo”

This Skills Gap Is Hurting America’s Housing Market

While America’s housing market is recovering, the construction industry has struggled to catch up. Nationwide, the median price for existing and new …

Home Ownership: Millennials Could Jump Into The Housing Market In 2016

When it comes to homeownership, roommates Gina Beach, 28, and Bill Galatzer, 31, are polar opposites. The two friends currently rent a two-bedroom, …

6 Stellar Reasons to Buy a Home in 2016

Is it really 2016 <i>already</i>? For those of you who happen to be planning on buying a home in the new year -- or even just trying to -- there's a whole lot to celebrate. Why? A variety of financial vectors have dovetailed to make this the perfect storm for home buyers to get out there and make an …

10 most important things in advertising

The Seashell House, Mexico, available on Airbnb Airbnb<p>Good morning. Here's everything you need to know in the world of advertising today.<p><b>1. Airbnb is pinning its hopes on China and millennials as it looks to become profitable.</b> Demand in the country increased eightfold last year.<p><b>2. Four of Twitter's</b> …

9 Smart Reasons You Need to Be Using Facebook Ads Now

Here's why Facebook ads will make your business extremely successful in 2016.<p><b>Editor's note:</b> <i>"The First 90 Days" is a series about how to make 2016 a year of breakout growth for your business. Let us know how you're making the First 90 Days count by joining the conversation on social media with the</i> …

These 20 Books Are Game Changers, Read Them Before You Turn 30

Books offer wisdom that we ourselves might need years to figure out. Between 20 and 30, we all would undergo lots of struggles and have lots of …

Self-improvement

10 Upgrades Under $1,000 That Increase Home Values

A clean, well-maintained home in tiptop condition will yield maximum profit when it comes time to sell. However, you don’t have to shell out the big bucks to make sure your house is in mint condition. There are a number of upgrades you can do for under $1,000 that will impress buyers and prompt …

Home Improvement

San Bernardino shooting vigil: Victim was 'Superman,' friends say

Cal State University San Bernardino alumnus Brian Walker was back on campus with his Sigma Phi Epsilon fraternity brothers. How many, he couldn't tell at the time. His eyes were wet. The group was not complete.<p>Walker and about 60 fraternity brothers, including alumni and active members, reunited at …

California

74% of millennials don't invest in stocks, but maybe they should

If you're a member of the other 74%, you could be making a terrible financial mistake. As you'll see shortly, investing for the long term is much more effective if you start as early as possible.<p>In a survey by Bankrate, investors who don't own stocks were asked why they aren't in the market. Here …

Investing

9 startup lessons entrepreneurs would teach themselves if they could go back in time

A 2012 Harvard Business School study found that three out of four venture-backed startups fail.<p>And not even the luckiest and most talented founders — the Mark Zuckerbergs of the world — make it through the process unscathed.<p>All entrepreneurs will make poor management decisions or wrong hires and …

9 successful people share the smartest thing they've ever done with their money

"Successful people look at other successful people as a means to motivate themselves," writes T. Harv Eker in "Secrets of the Millionaire Mind." "They see other successful people as models to learn from. They say to themselves, 'If they can do it, I can do it.'"<p>Business Insider asked several …

Top 30 Millionaire Habits for Incredible Success

Habits are extremely powerful. Think about the most basic things you do every day, such as your morning and nighttime routines. These aren't even things you think about, you just do them because you've always done them. If you want to become a millionaire, you're going to have to program some new …

The 9 Habits of Blogging to Increase Your Chances of Success

<i>This is a guest contribution from Jerry Low.</i><p>There is one thing that all successful bloggers have in common with one another:<p>Habits.<p>They all have …

Measure Your Financial Security By Calculating Your Debt To Cash Ratio

One of the reasons why I want to rebuild my cash reserves back over $100,000 is because of financial risk. With two rental mortgages to pay and no …

Personal Finance

Buying a Home Versus Renting: Weighing All the Factors

Which is the better financial move: Owning a home or renting one?<p>To a large extent, the answer depends on your location, the market environment, your …

30 Social Media Engagement Tactics That Will Boost Shares And Conversions

An engaged following = audience who know, like, and trust you. And that, at its core, is how successful content marketers help fuel sales. Engaging …

Infographics

How to buy a home you can afford, in 9 steps

Here are nine steps to take to make sure the home you buy is one you can afford:<p>Start by checking your credit score. "The higher your score, the better the interest rate on your mortgage will be," writes Ramit Sethi in "I Will Teach You To Be Rich." Good credit can mean significantly lower monthly …

7 Smartest Moves to Make Before Interest Rates Rise

<i>By Barbara Friedberg, Contributor</i><p>If you're interested in improving how you manage your finances, then you need to care about rising interest rates that are expected this year from the Federal Reserve. The Federal Reserve controls the overnight lending rate use by banks to borrow from each other. …

Personal Finance

The 7 Most Financially Savvy Home Upgrades You Can Make

When it comes to home improvement, some dollars stretch more than others. And if you’re on a limited budget, it becomes even more important to spend …

Columbia University

5 Home Improvements That Aren't Worth It

<b>Myth:</b> <b></b>All upgrades will add value to your home.<p><b>Fact:</b> <b></b>You may never recoup the full cost of some home upgrades.<p>If you're hoping to increase your home's value (above and beyond the cost of an upgrade itself), you should know that some updates that are valuable to you may not be valuable to potential …

21 time-management lessons everyone should learn in their 20s

You can waste a tremendous amount of time by trying to multitask or focusing too much on unimportant details.<p>Montreal-based designer and author Étienne Garbugli has struggled with all of that. As he's gotten older, he's learned how to manage his time and workload more effectively and has analyzed …

IT'S OFFICIAL: The American housing market is back

The long wait for a true recovery in the housing market owes much to the nature of the housing bubble that led to the crisis. In the mid-2000s, individuals who couldn't afford to purchase a home were able to do so anyway due to a combination of lax regulation and easily accessible credit. As a …

12 Essential Blogging Tools

Whether you're a pro- or newbie- blogger, there are always new tools popping into the blog-o-sphere that can make a huge difference in your online writing strategy. And then there are the tried and true methods that are simply a must.<p>Here's a go-to list of essential blogging tools that you should …