Aron Bhuller

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With house prices falling in many regions, should anyone take out a 95pc mortgage?

Increased competition in the mortgage market is forcing lenders to target riskier borrowers - including those with small deposits.<p>Mutual lender Yorkshire Building Society is the latest to cut the teaser rates on deals aimed to draw in first-time buyers with little cash to put down.<p>The mortgage will …

Prof proves 100-year-old medical test cures infertility after mum tells him: 'That's how you were born!'

When the mother of Professor Ben Mol told him that a 100-year-old medical technique had cured her infertility, leading to his birth, the scientist was naturally curious.<p>Since 1917 doctors have performed a technique in which they inject a special dye into women’s tubes which can be picked up on …

Pregnancy

Giant heart spotted on Pluto in closest ever pictures of dwarf planet

Next week the probe will arrive at the dwarf-planet carrying the ashes of Clyde Tombaugh<p>It has been a labour of love for scientists who have waited nine years for Nasa’s New Horizons spacecraft to get close enough to Pluto to take these pictures.<p>And it appears that the dwarf-planet shares their …

Hibernating bears could hold the key to long-distance space travel

Astronauts could protect themselves against bone wastage by harnessing a unique biological process that allows black bears to maintain their skeletons during hibernation.<p>A study has revealed that bears protect their bones from degrading, despite hardly moving for up to six months, by suppressing …

Bears

Why Samsung's profits fell for the 7th consecutive quarter

Samsung missed again.<p>On Tuesday Korea’s largest manufacturer forecast operating profits of 6.9 trillion won ($6.1 billion), down 4% from the same …

Greece: How did it get into this mess?

<b>(CNN) —</b> Greece's affair with the euro began with the grandest of hopes. The country approved the euro in 2001, in time to be among the first countries to use the new currency.<p>At first, the most ambitious attempt ever to create a new multinational currency all seemed to go so well. The predicted …

Greece votes No: experts respond

<i>The Greek people have voted, saying a resounding No to the terms of the bailout deal offered by their international creditors. What will this mean</i> …

Euro markets set for major jolt after Greek 'No', look to ECB for calm | Reuters

* Euro falls in early Asia-Pacific trading<p>* ECB decision on Greek bank funding now critical<p>* Peripheral bond spreads over German bunds seen widening<p>By Carmel Crimmins and Nigel Stephenson<p>LONDON, July 5 (Reuters) - European stock and bond markets are set to take a sharp hit on Monday after Greece …

iPhone 6S Leaks Show Familiar Design With Big Changes Underneath

In the grand tradition of Silicon Valley, leaked photos of the next generation of iPhone have emerged, causing much rumination and ado concerning future additions to the iconic cell phone.<p>One thing is clear: the design won’t change much from the iPhone 6. But, as we’ve seen with the jump from …

Greece enters uncharted territory after referendum 'no' vote

ATHENS, Greece (AP) — Greece lurched into uncharted territory and an uncertain future in Europe's common currency Sunday after voters overwhelmingly …

Thousands celebrate Greece's 'No' vote despite uncertainty ahead | Reuters

ATHENS, July 5 (Reuters) - Having squarely rejected the terms of new financial aid for their cash-strapped country, Greece wakes up to an uncertain future on Monday.<p>But on Sunday night, thousands rejoiced at the outcome of a referendum that they said slapped down the architects of a five-year …

Greece heads towards historic no vote against austerity measures

Greece is on the brink of a historic victory for the no vote against the austerity measures demanded by its international creditors, according to the first results.<p>Three hours after the polls closed, and with more than 60% of the results counted, the official opinion polls showed the no camp on 61% …

Europe

India - the world's fastest growing startup ecosystem

In recent years, the Indian startup ecosystem has really taken off and come into its own—driven by factors such as massive funding, consolidation activities, evolving technology and an burgeoning domestic market.<p>The numbers are telling—from 3,100 startups in 2014 to a projection of more than 11,500 …

An economist explains why the key to a free world lies with China

Freedom is a rarity in human history, and still too much of a rarity in the world today. This should be no surprise. Would-be tyrants abound, and it is not easy to establish a system that keeps them all in check. The wonder is that we can celebrate the better part of a quarter of a millennium of …

This is the way the world ends: not with a bang, but with a Big Rip

Everything we know, and everything else besides, burst into existence at the Big Bang. Now scientists have concluded that we could be heading for an equally dramatic cosmic finale: the Big Rip.<p>A new theoretical model suggests that as the universe expands, everything, from galaxies, planets and …

Physics

Your tea addiction may actually be strengthening your bones

People drink tea for many reasons. Sometimes you need a caffeine boost, an appetite suppressor, or a reminder of being British.<p>A new study offers yet another compelling reason: bone health.<p>Tea consumption correlates to higher bone mineral density (BMD) in women, and especially premenopausal women, …

Mars and Venus have already lost their oceans–Earth could be next

We already knew about Venus. We had our suspicions about Mars. Now we’re sure.<p>Our two closest solar system neighbors once had oceans—planet-encircling, globe-girdling, Earth-like oceans. But waterbearing planets are fragile. Venus didn’t have the right stuff and lost her oceans to space. We have …

Big companies and startups alike are jumping all over a trendy new tech called 'microservices' — here's why

But when it comes to the mobile apps that increasingly rule our world, we demand all three, every single day. Apps have to get better, improve our lives, <i>and</i> work 24/7, in all conditions.<p>It's a complex problem. And complexity usually means cash, as in money out the window — money that big companies …

Zuckerberg: telepathy is the future of Facebook

Facebook creator Mark Zuckerberg thinks that you will soon be able to send emotions directly to your friends.<p>In a Q&A session held (where else) on …

What Is the European Union, Exactly?

The question is at the center of the Greek crisis.<p>In 1961, the economist Robert Mundell published a paper laying out, per the title, “A Theory of Optimum Currency Areas.” In it, he inquired about the appropriate geographic extent of a shared unit of money. Was it the world? A country? Part of a …

Economics

Why Some Businesses See a Silver Lining in Greek Debt Crisis

The Greek debt crisis certainly has all the ingredients for headline-grabbing drama, with its shuttered banks and imminent threat of default on an International Monetary Fund payment worth $1.8 billion. But for U.S. business owners, who watched with alarm as global markets fell on Monday, the …

Stock Market Basics: 7 Concepts and Terms All Investors Should Know

The stock market is a fantastic creator of wealth over the long run, but far too few Americans understand key stock market basics. Today we'll cover …

Bank Dilemma

4 Stock Market Tips for Investing in Gold

Investors looking to add gold to their portfolio should keep these key tips in mind.<p>When it comes to investing in commodities, none is as …

The Barclays banker who wrote that '10 commandments for interns' email has left the company

The New York Daily News previously hinted Kwan might exit the bank.<p>Kwan became widely known after The Wall Street Journal published the email, which included demeaning instructions for newbies such as:<p>"Commandment" 7: "I recommend bringing a pillow to the office (yoga mat works as well). It makes …

Deutsche Bank just purged its leadership and appointed a new CEO

Deutsche Bank has struggled to restore an image tarnished by a raft of regulatory and legal problems which include probes into alleged manipulation of benchmark interest rates, mis-selling of derivatives, tax evasion and money laundering.<p>The German lender presented a radical management shake-up on …

The Barclays banker who wrote that '10 commandments for interns' email has left the company

The New York Daily News previously hinted Kwan might exit the bank.<p>Kwan became widely known after The Wall Street Journal published the email, which included demeaning instructions for newbies such as:<p>"Commandment" 7: "I recommend bringing a pillow to the office (yoga mat works as well). It makes …

This mathematical law can tell you whether a company is cooking its books

Deutsche Bank is recommending a pretty simple math trick that can give you at least an indication whether something is up, even if it doesn't tell you precisely what's wrong.<p>It all rests around Benford's Law, also known as the law of natural numbers.<p>Named after physicist Frank Benford, the law says …

How a Strong Dollar Affects Gold Stocks

As a unique commodity, the price of gold fluctuates with the value of the U.S. dollar.<p>"If you own one ounce of gold for an eternity, you will still …

Why Are The Markets Going Crazy?

You would think that with US interest rates spiking up, as they have done for the past month, the US dollar would be strong. After all, interest rate …