Armando Palacios

56 Flips | 2 Magazines | 7 Likes | 5 Followers | @ArmandoPala2017 | Keep up with Armando Palacios on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Armando Palacios”

Negotiating necessities: Powerful tactics to get what you want

Self-Assessment Quiz – True or False:<p>I feel comfortable speaking up at meetings.<br>• I have created a team of people I can go to for help.<br>• I am aware of my …

Shrewd homeowner turns his $82,000 home into a $3million property portfolio while paying off his mortgage in just 15 years - and reveals how you can do the same

When Radek Petlak bought his first home for $82,000 in 2001, he never imagined it would open the door to a $3million property portfolio.<p>Seventeen …

Real Estate

35 Tips How to Become Wealthy

I grew up pretty poor. I had a father who was a chronic gambler, a mom (who was pretty much a single mom) who worked menial jobs. I grew up not …

This tax strategy is ‘skyrocketing’ in popularity, expert says

While a significant number of taxpayers are no longer able to itemize under the new tax code, Americans are tapping creative ways to maximize benefits and make the most of the new laws.<p>For example, for those who donate to charity each year, but can no longer claim the deduction, there is still a …

Cramer: To be a good investor, you have to understand bonds

The stock market can be confusing, but one piece of advice has rarely steered CNBC's Jim Cramer astray: always keep an eye on bonds.<p>"Look, I know the …

This savings-account hack will give you almost 20 times what you’re earning now

The world is awash with cash, but you don’t seem to be getting any of it from your bank account.<p>Banks pay almost nothing for deposits these days — …

Personal Finance

3 Stocks That Could Double in the Next Decade

These stocks may not double next year, but there's plenty of long-term potential.<p>The recipe for successful long-term investing is simple in theory …

I built my net worth to over $500,000 in 4 years — here are the 10 best pieces of advice I can give you about money

1/<p>1. Make a budget and track your spending<p>Sean Gallup/Getty Images<p>Tracking your spending and creating a budget is a must. Most people don't know …

Personal Finance

5 Stocks Priced Under $10 That You Must Buy

Bargains can still be found in this bull market.<p>The stocks below may be cheap, but they all offer impressive value for the money and big upside …

A House You Can Buy, But Never Own

African Americans in the same neighborhoods decimated by subprime lending are now being targeted with new predatory loan offerings, a lawsuit argues.<p>ATLANTA—It was not until a few years after he moved in that Zachary Anderson realized that he was not, in fact, the owner of the house he thought he’d …

Real Estate

35 things you should know about money by the time you’re 35

<b>By the time you’ve reached your 30s, you’ve probably heard dozens of financial acronyms and terms thrown around—from APRs to IRAs, expense ratios to</b> …

Personal Finance

I'm a Millennial Millionaire. Here's How I Got So Rich

'Cancel Netflix. Stay off Instagram.'<p>By any definition, becoming a millionaire by your 30s isn’t easy, unless you happen to come from a lot of money. …

6 smart money moves to make in your 30s that will pay off down the road

Essential things you can begin to do today to pave the way for a brighter future tomorrow.<p>When you’re in your 20s, it’s easy to ignore the topic of money. As long as you have enough money coming in each month to cover rent and pay a few bills, everything is fine. But once you reach your 30s and …

Personal Finance

The Federal Reserve broke the American economy

The US economy is broken.<p>I tried to explain that belief often over the past 10 years. I argued that not only was the American economy weak, but it …

The stock market is not the economy — but the wild ride of the past 3 days is telling us something really important

For days, beginning with the stock market's brutal sell-off on Friday and continuing Monday and into a Tuesday marked by wild swings, this has been the conversation in offices across Wall Street:<p>Traders, who had been levered up to their eyeballs, are speaking with their risk managers. And their …

Stock Markets

Are you making this $2,782 mistake?

Believe it or not, 80% of Americans fall victim to it year after year.<p>Though taxes aren't due for several months, some filers might choose to submit their returns early this year. And for most, the motivation will probably boil down to wanting their refunds sooner.<p>Each year, roughly 80% of tax …

Personal Finance

Passive income: 15 ways to let the money flow in

It's hard to beat passive income. Instead of toiling for it, you can sit back and let the money flow in. Here are 15 examples of how you might collect passive income streams.<p>For many people, toiling for a living isn't fun.<p>There can be lengthy commutes, dress codes, annoying coworkers, unreasonable …

Personal Finance

Wanted: A Unifying Theory of Behavioral Economics

Behavioral economics has always met with a bit more resistance than it deserved. This is true even though a number of behavioral researchers have won …

Why You Shouldn't Buy a Car in Cash

Just because you have the money on hand to avoid taking out a loan doesn't always mean it makes sense to do so.<p>A few weeks ago, two friends told me …

Personal Finance

A Brutal 500-Page Math Proof Even Experts Can't Understand Is About to Be Published

WTF?<p>His name is Shinichi Mochizuki, and depending on how fluent you are in the fringes of number theory, he's either a peerless mathematical …

A $62 billion business opportunity is hiding behind India’s toilet troubles

Three years after rolling out the Swachh Bharat <i></i>(Clean India) campaign, which among other things aims to eradicate open defecation by 2019, India is far from solving its filth problem.<p>Over 70% of rural India still lacks adequate sanitation facilities, World Bank data shows. Over 56% of Indians—some …

Waste Management

GrubHub made closing arguments defending 1099 independent contractor model

GrubHub was back in court today for closing arguments around the trial involving Raef Lawson, a former delivery driver for GrubHub, who is seeking a small, estimated sum of $586.56.<p>This trial, Lawson vs. GrubHub, is looking to determine whether Lawson, an ex-GrubHub driver who was fired, was …

Startups

A Harvard Junior Who Got Internship Offers From Google, Apple, Facebook, and More Shares Her 7 Tips to Ace an Interview

She says it's important to be prepared and stay relaxed.<p>Jessica Pointing knows how to interview.<p>The Harvard University junior received internship …

‘This Is Not Hazing. This Is Rape’: Inside a Texas Town’s Football Nightmare

How a varsity sex-abuse scandal threatened to tear apart Small Town, U.S.A.<p>LA VERNIA, Texas—When Jennifer’s* son made varsity—as a freshman, no …

20 Truths About Billionaires That Nobody Understands

The world has billions of people but only a few billionaires.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>Successful individuals are known for sharing similar habits such as waking-up early, saving, providing value to others, and taking calculated risks. But, sometimes the person or …

Self-improvement

America's urban and rural 'divide' doesn't actually exist

For many journalists and pundits, this focus comes out of a belief that rural America is the primary driver behind President Donald Trump's political base.<p>"Rural Resentment," for example, is the title of an article last week at Slate that, in its own words, "discussed how rural dwellers see city …

Voting

The Immigration Effect

There’s a way for President Trump to boost the economy by 4 percent, but he probably won’t like it.

Economics

The Economist Who Predicted Trump and Brexit Explains How Baby Boomers Ruined Everything

A conversation with Mark Blyth, a professor at Brown University.<p>In his half-year as president, Donald Trump has thankfully, at the bare minimum, not had a chance to follow through on one of his most nitwitted promises: treating the full faith and credit of U.S. Treasury debt like his corporate …

GameStop: I Can't Get The Taste Of Blockbuster Out Of My Mouth

I used to spend a lot of my disposable income at GameStop (GME) and Blockbuster (BBI.B). Over the past 5 years, it went from a semi-weekly affair to …

My Hope For My Special Needs Son Who Is Headed To Kindergarten This Fall

There’s an albino squirrel at our favorite park. It’s a startling thing to see running up the length of a tree. Although it rarely runs. It swaggers …