Anna Lew

1,206 Added | 18 Magazines | 3 Likes | 9 Following | 125 Followers | @Anna9 | Keep up with Anna Lew on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Anna Lew”

Don't run out of money in retirement: Here's how much to use per year, and why

<b>Dear Liz:</b> I am confused about "safe withdrawal rates" from retirement accounts. I've read that withdrawing 4% of savings each year is the gold standard that financial planners utilize to ensure that life savings are preserved in retirement.<p>However, if the Standard & Poor's 500 index returns on …

Retirement

5 Fresh Ways to Beat Jet Lag, According to Science

You already know to avoid alcohol and drink water on your flight. Here are new suggestions from researchers provide new suggestions on how to lessen the physical downsides to globetrotting.<p>If you've ever traveled across several time zones you're likely familiar with a cluster of symptoms associated …

Sleep

Couples in retirement face average health care costs of $280,000, Fidelity estimates

Got a spare quarter-million bucks sitting around?<p>If you’re a 65-year-old couple retiring this year you’ll need even more than that to cover health care and medical expenses throughout retirement, according to Fidelity Investments’ annual cost estimate.<p>Fidelity estimates it will cost a couple …

Retirement

The No. 1 Thing That Keeps Your Best Employees Motivated? It's Not What You Think

The No. 1 employee motivator for innovation is more time, not money.<p>Most of my executive clients strive to deliver compelling incentive packages for their most innovative employees--to keep them engaged and motivated. This isn't surprising. According to research from Innovation Leader, 65 percent …

Team Building

31 Life-Changing Products On Amazon You’ll Wish You’d Known About Sooner

FOMO is one of the weirder, more annoying side effects of social media usage (that and getting friend requested by your parents). But it can also …

Shopping

Want to Keep Boomers and Gen-Xers from Quitting? Offer Them the Same 6 Things You Give to Your Millennial Employees

What does each generation want from their bosses? Turns out, much of the same things.<p>In a massive study by the Hay Group, a global management consulting firm, researchers analyzed data from over 5 million employees across the world to make comparisons across different generations.<p>Surprisingly, they …

Employee Engagement

20 Executives Share Lessons They Wish They Could Have Told Their Younger Selves

Take some tips from high-achieving individuals keen on identifying their mistakes, learning from them, and growing into better human beings.<p>Ideally, with age comes wisdom. Nobody's perfect, but the highest-achieving individuals are keen on identifying their mistakes, learning from them, and growing …

Startups

How to Work for a Leader You Don't Believe In

A bad leader doesn't have to beat down a great person.<p>It is a sad truth that you never have to look far to find someone working for a leader they don't believe in. (It may even be you.) People lose faith in leaders for lots of reasons: broken trust, lack of confidence, or just plain disagreement.<p>If …

Leadership

Want a High-Performing Team? Create an Atmosphere of 'Relaxed Intensity'--Here's How

The term "relaxed intensity" may seem contradictory but it sure as heck isn't counter-productive.<p>We're all looking for an edge to boost team performance or experience based secrets to success. One thing's for sure, any formula for success requires an intense commitment.<p>But this is trickier than it …

Leadership

Health care could cost couples $280,000 in retirement

Saving for retirement can feel like trying to hit a moving target.<p>The amount you'll need depends on so many unknowns. But an estimate on health care costs — which could be your biggest expense — can help you plan.<p>Couples retiring this year will need $280,000 to cover health care and medical …

Retirement

Five tax traps to avoid in retirement

Are you one of the hundreds of thousands of people planning to retire across the UK this year? If so you will need to get your affairs in order to …

Finance

How to Make Your Brand Size Inclusive

Expanding a brand into high double-digit sizes comes with challenges. BoF looks at how to overcome the hurdles.<p><b>NEW YORK, United States</b> — Jill Wenger, …

Clothing

What should you do with your 401(k) when you leave your job?

<b>Leave it where it is</b><p>One option is to leave your 401(k) with your former employer. Edelman says this is not a great choice. As a former employee, you are a low priority for them. As fortunes change in their world, they might go out of business, they might merge with another company or they might …

Retirement

The Best Pastries in Paris, According to Top Chefs

It’s been the world’s favorite destination for luscious baked goods since forever. Now the French capital is outperforming even itself.<p>By Kate …

France

Britain's safest car revealed, with no road deaths in 16 years

The country's safest car has been revealed as a Volvo model that has seen no drivers or passengers killed inside it in the 16 years it has been on sale.<p>A high-tech safety mechanism for automatic braking saw the Volvo XC90 crowned the safest vehicle ever tested, according to independent laboratory …

Autonomous Cars

65% of Baby Boomers Are Making a Huge Financial Mistake That Could Leave Them Broke

Seniors on Medicare pay 13% of health expenses out-of-pocket, according to studies.<p>Each day, around 10,000 baby boomers in the United States hit …

Retirement

9 Easy Home Improvements You Can Make for Under $100

They may cost less than $100, but they'll make your room look like a million bucks.<p>Even if we’re not committing every weekend to home renovations, …

Home Improvement

How Korea Became a Lifeline for Cool Young Designers Everywhere

It was easy to get distracted by the catwalk spectacle at last month’s Seoul Fashion Week, but the city’s real stars are its retailers who keep young …

South Korea

The Future Of Retail In The Age Of Amazon

As Jeff Bezos’s juggernaut continues to grow, forward-thinking competitors are finding creative ways to succeed—and be what Amazon can never be.<p>The Mall of America’s terrazzo floors, glazed white like doughnut frosting, ribbon out in every direction, creating a vast mirror maze of consumerism with …

eCommerce

9 different ages for claiming Social Security -- and what they mean to you

Not sure when to file for benefits? Here's a rundown of your choices.<p>Social Security serves as a key source of income for millions of retired seniors, and as an eligible worker, you get an eight-year window to start taking benefits. Here are the various ages at which you might claim Social …

Retirement

Time To Rebalance Your 401(k)? Here Are Four Ways To Get Back On Track

Is the recent wild ride in the stock market causing you to second guess your investment choices in your 401(k)? Perhaps all those aggressive funds that made you so happy these past few years are letting you down. You could ignore this roller coaster and focus on your financial life goals and maybe …

Investing

Ages 55 and 59 1/2 are Super Important in Retirement. Learn Why Now! (Watch!)

In this retirement roundtable, Robert Powell, Tracy Byrnes and their guests discuss the pivotal ages in retirement.<p>In this clip, hear what you need …

Retirement

The market analyst who called the correction sees a lost decade ahead, but one group will win

Stifel strategist Barry Bannister called this year's correction pretty much to the day, and he's got even more bad news.<p>Losers will be passive …

Stock Markets

9 Financial Planning Terms You Should Know by the Time You’re 40

If you haven't started thinking about your financial and retirement future and your 40th birthday is creeping up, it's time to get started ASAP. One …

Personal Finance

Opinion: Stay away from these 3 types of financial advisers (and that’s coming from an industry insider)

Many Americans understand they may need to engage a financial adviser but struggle with how to find one. Should they rely upon the referral of …

Retirement

How To Make Health Insurance Part Of Your Retirement Planning

Health insurance should be as important as auto and homeowner’s coverage, if not more so. As an entrepreneur in the fields of finance and insurance, I’m always surprised when I work with professionals who haven’t considered the costs of their health coverage when they retire.<p>Equally concerning are …

Health Care

The Long-Term-Care Insurance Dilemma

Premiums keep rising, but you may need a policy more than ever.<p>One of the most effective ways to protect your retirement savings from the high price …

Retirement

Why You Should (and Should Not) Max Out Your 401(k)

Why You Should (and Should Not) Max Out Your 401(k)<p>It Does Not Always Make Sense to Contribute the Max to your 401(k)<p>Updated April 02, 2018<p><b>Eat</b> …

Retirement

5 brands so strong they don't need a logo

A strong, memorable, self-contained marque just isn't enough in our increasingly multi-channel world. While logo design remains important, brands …

Graphic Design

Watch for these unethical tactics used by some financial advisers

This article is reprinted by permission from NerdWallet.<p>“There’s plenty of opportunity out there for someone who’s unethical,” warns Harold Evensky, …

Finance