Ankur Singh Gaur

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AI in the court: When algorithms rule on jail time

CLEVELAND (AP) — The centuries-old process of releasing defendants on bail, long the province of judicial discretion, is getting a major assist ... courtesy of artificial intelligence.<p>In late August, Hercules Shepherd Jr. walked up to the stand in a Cleveland courtroom, dressed in an orange …

Criminal Justice

Insurance beyond digital: The rise of ecosystems and platforms

Insurance companies have the opportunity to create new sources of revenue by rethinking their traditional roles and adopting an ecosystem mind-set.<p><b>An</b> …

Start-up bank first to embrace retail equity crowd funding

Australia's corporate watchdog has signed off on a new era for investment in emerging start-ups and small businesses by issuing retail equity …

France’s butter crisis is a perfect lesson in basic economics

Toulouse<p>A visit to the Sena Fromager at the Marché des Carmes brought more bad news. Daniel, the knowledgeable and personable fromager who gamely tolerates my poor French, looked grimly at the display case when I inquired about butter.<p>Gone was the giant block of gleaming fresh butter from which he …

France

Satellites are reshaping how traders track earthly commodities

INTERNATIONAL - A lump of coal is scooped onto a truck bed in Australia, driven to a port, loaded on a ship, piloted across the ocean to a dock in …

William Shakespeare

Can AI really run a traditional bank with no staff? This startup thinks so

Italian fintech firm Euklid plans to go beyond bitcoin machine learning to offer the services of a traditional bank, but almost entirely run by …

Putting the "art" in startup: UK art marketplace Artfinder raises $2.2m

UK art startup Artfinder said today it has raised $2.2m (£1.7m) - some of which came from the man behind the Amazon Echo.<p>The company, which bills …

AWS moves into IT training and job placement with re:Start, a UK cloud skills program

Amazon’s cloud storage business AWS has been gradually expanding into a range of cloud services for people not to simply host their business or app with AWS, but to use the platform for productivity and their own work purposes, too. Today came the latest development on that theme: AWS launched …

Ideal Flatmate wants to be a matchmaking platform for UK flatshares

Londoners in the unfun position of needing to find a new flatmate — and lacking the easy options of friends or family to move in with — can get a little algorithmic help from a UK startup with the no-frills name of Ideal Flatmate.<p>The startup is applying dating-style personality matchmaking to try …

UK’s Hellocar secures £1M to to disrupt UK car buying market

Hellocar, a new car buying website out of the UK, has secured a £1m investment round. The round was led by JamJar Investments, the Innocent Drinks founders’ venture capital fund, and Alex Chesterman, founder and CEO of Zoopla Property Group. Henry Lane Fox, part of the founding team behind …

UK startup PawSquad brings the vet to your door, on demand

As any pet owner knows, a trip to the vet for a furry friend is about as fun as a visit to the dentist for the average human.<p>Nor is a vet visit fun for pet owners, who have to take time out of their schedules to shift their unwilling beast(s) into a room full of other unwilling beasts — hoping the …

OpenRent, the UK online letting agent, picks up £4.4M from Rocket Internet’s GFC

OpenRent, one of a number of online letting agents (or realtor, as it might be described in the U.S.), has picked up £4.4 million in backing from Rocket Internet’s venture arm Global Founders Capital.<p>The London-based company’s last funding round was a “multi-million pound” ‘equity for media’ deal …

U.S. payments startup backed by Amazon founder expands to UK

U.S. payments startup Remitly has launched services in Britain, expanding its international footprint to a third country from which users can send money abroad, the Seattle-based firm told Reuters on Tuesday.<p>The digital money transfer service, backed by Amazon.com founder Jeff Bezos, sends more …

FinTech

Challenger bank Revolut and proptech startup Trussle are joining force to offer mortgages

Two up-and-coming fintech startups are joining forces to offer mortgages via a mobile banking app.<p>Revolut, one of the latest crop of challenger …

Telegraph Media Group acquires UK exam preparation app Gojimo

Gojimo, an app that helps U.K. high school students prepare for exams, has been acquired by Telegraph Media Group, the publisher of The Daily Telegraph and The Sunday Telegraph newspapers. Terms of the deal remain undisclosed, but from what I gather the Gojimo team are staying on and the company …

People.io data rewards app gets Telefónica co-branding push

London based People.io has taken its first steps outside the UK, expanding its data sharing rewards platform into Germany — where it’s launched a co-branded version of the app with carrier o2 (called o2 Get), targeting the latter’s ~24 million customers.<p>The People.io app is also available to …

Barclays' Techstars Is Quietly Building A Fintech Empire

Since the dawn of fintech, London’s historic financial hub has been the beating heart of the scene’s niche ecosystem. But in a post-Brexit economy, …

9 Awesome Tools To Up Your Instagram Marketing Game

Instagram has come quite a long way in its short life. From being loved as the land of sepia selfies and delicious foodie pics, Instagram is now a …

Marketing

5 challenges that will make or break the gig economy

Share selection to:<p>For something so small, the gig-economy makes a lot of noise.<p>These days, Uber drivers and food couriers in our cities are just an …

Australian Universities

An unstoppable rise to collaborative economy

I’m frequently asked to define the Sharing Economy to my home country especially after having series of discussion with Dr Cai Li I decided it was …

Shared economy 2.0 — enabled by blockchain

These days I speak and write quite a lot about my conviction that, thanks to blockchain and other emerging technologies, businesses will increasingly …

Debating Where Tech Is Going to Take Finance

Yes, the ATM was a breakthrough, but a lot has happened since then.<p><i>After the credit crisis of 2008-09, former Federal Reserve Chairman Paul Volcker quipped that the only important innovation the financial industry had come up with in the prior 20 years was the automated-teller machine. Now almost</i> …

JP Morgan Chase

Science Fiction to Science Fact: The Rise of the Machines

<b>Mat Gulley, CFA</b><br>Executive Vice President<br>Head of Alternatives and Co-Head IM Data Science, Fintech & Rapid Development<br>Franklin Templeton Investments</b> …

Artificial Intelligence

How the Great Recession Changed Banking

Just over 10 years ago, French bank BNP Paribas froze U.S. mortgage-related funds. Defaults on subprime mortgage loans mounted. The market panicked. There was a run on British bank Northern Rock. Over the next year, many banks fell. Investment bank Bear Stearns collapsed. Lehman Brothers toppled. …

Amazon is invading finance without really trying

Many people believe that big technology companies will soon become major competitors to traditional banks. But Amazon has invaded their turf without offering many financial services—its mammoth cloud-computing business is instead reshaping how the financial industry works.<p>Amazon Web Services (AWS) …

Cloud Computing

Twenty-Seven Ways Marketers Can Use Blockchain

<i>Blockchain is on the agenda at the Ad Age Next conference on Nov. 15 and 16. Come see PMG's Dustin Engel dive deep on "What the Heck Is Blockchain</i> …

The Blockchain Next Generation Alternative to PayPal Has Arrived

Most online users have been burnt by PayPal or another digital payment system at one time or another. Perhaps you’ve tried to withdraw money someone …

Cheatsheet: Blockchain is coming to programmatic (sorta)

Blockchain — which originated in financial services and is essentially an open ledger (a massive spreadsheet) of transaction data — is a new ad tech …

How to Profit From Behavioral Economics

When people can’t understand what markets are doing, they often turn to psychological phenomena to try and explain it: Think of stock phrases such as …

Investing

Authoritarian Cryptocurrencies Are Coming

Russia and China see a new way to completely control their financial systems.<p>With Russia and China both embracing the idea of sovereign cryptocurrencies, it's time to ask a simple question: Why is a technology threatening to decentralize money so attractive to highly centralized, authoritarian …

Blockchain