Andrea del Mar Aponte

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4 Easy Steps to Create Your Own Budget | Investopedia

In this article I want to discuss budgeting. Often when it comes to the “B” word, people want to do it, because they think they should. I believe if …

Personal Finance

Saving money isn’t the only thing you need to do to prepare for retirement

Most people don’t realize until it’s too late, but the hardest thing about saving for retirement is deciding what to do after you quit working. Retirees must figure out how much they can spend, leaving enough to cover health expenses for the rest of their lives (and their partner’s), however long …

Retirement

Target is taking on IKEA by making affordable modern furniture under $400

Target is doubling down on furniture.<p>On October 10, the retailer announced that it will team up with design and lifestyle brand Dwell to put out a line of affordable, minimalist, modern furniture.<p>According to Fast Company, the 120-piece collection includes a minimalist bookshelf, LED pendant …

Here's the Average American's Savings Rate

You may have heard that Americans are bad at saving money, but exactly what does that mean? The personal savings rate is simply defined as the amount of money you've saved as a percentage of your disposable personal income, and the latest data tells us why Americans may not be as prepared for …

Retirement

It's time for a slow teaching revolution 

We have slow food, slow travel, even slow journalism.<p>Responding to the relentless 'McDonaldisation' of the world, the slow food movement reminds us of the value of locally produced, seasonal food, just as slow travel brings us back in contact with the local communities and local traditions we miss …

10 low investment business ideas for college students

Share24<p>Tweet<p>Share5<p>+12<p>Shares 31<p>College is a lot different than high school. You may decide to commute from your home to a local campus. Your freshman …

10 Success lessons from Evan Spiegel – “Snapchat Founder and Billionaire” for entrepreneurs

Share13<p>Tweet<p>Share2<p>+11<p>Shares 16<p>If Silicon Valley had a bad boy icon, it would be Evan Spiegel. The CEO and co-founder of Snapchat shot to the …

Entrepreneurship

The Beginner’s Guide to SMS Marketing [Infographic]

Home Marketing<p>The Beginner’s Guide to SMS Marketing<p>SMS (Texting) is a powerful business tool for your company, because people are relying on their …

Marketing

What Will Be The Most Important Digital Marketing Trends In 2016-2017?

Four months to the end of the year, and businesses or marketers who seek to lead the vanguard of change are already on the lookout for what’s new and …

4 Ways to Create a Marketing Strategy for Your Small Business

As a former CMO, I often consult with small business owners and startup founders regarding their marketing strategies. Usually these conversations …

Marketing

The only fail-proof way to reach your financial goals is to save more

There is only one fix for the damage that low interest rates are doing to your finances.<p>You need to save more. That's only the fail-proof way to reach your financial goals. Forget about finding strategies or products that will rescue you, because there are none.<p>Interest rates vary a bit on savings …

Putting Off Marriage, Not Buying a Home: How People Live With Student Debt

The high cost of higher education has always seemed justified as a down payment on a better future. But a recent survey by Consumer Reports finds that many former students now buried in debt question whether they made the right decision.<p>Forty-five percent of the 1,500 people responding to a …

College & University

Why You Should Care About Student Loan Debt

Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>Ignorance is starting to look more and more appealing in this age of Wikkipidiots, when young people are entering the workplace over-educated and shouldering a burden of unprecedented student loan debt. It’s starting to draw a lot of …

Essential Habits of People Who Are Good With Money

<i>Editors' pick: Originally published June 30.</i><p>It seems nobody can afford bad money habits. Whether talking about the very young or very old, experts …

Kitchen of the Week: A Budget Kitchen Rehab in a Santa Monica Rental Loft

LA architect Oonagh Ryan was given a tight budget to turn four dated penthouse apartments into short-term housing for creative types, available via …

5 Reasons To Pay An Extra $100 On Your Student Loans Right Now

Sell books you don’t read. Eat leftovers for lunch. Skip Lyft or Uber and take the bus. There are plenty of ways to free up an extra $100 each month.<p>But it’s understandable that your student loan bill might not be the first place you’d want to throw that cash. It’s easy to set up automatic payments …

Personal Finance

How Money Worries Keep Half of Us Awake at Night

Near-term money issues outflank even health, career and relationship worries<p>Half of people ages 35 and older stay awake at night worried about their …