Amber

92 Flips | 3 Magazines | 28 Likes | 4 Followers | @Amber7u52 | Keep up with Amber on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Amber”

Is a 20 percent down payment out of reach? How to get around that

Coming up with the cash to make a 20 percent down payment on a home is becoming increasingly impractical.<p>With home prices up more than 30 percent …

Here Are Steps Employers Can Take to Prevent a Toxic Work Environment

Learn How to Prevent a Toxic Work Environment<p>Diffusing a Toxic Workplace<p>Updated August 13, 2017<p>Bullying is a widespread workplace problem, both …

How the Dodd-Frank financial reform Trump Treasury Secretary Mnuchin just proposed could affect you

The U.S. Treasury Department, led by secretary Steven Mnuchin, released a 147-page report Monday detailing how it would overturn key regulations …

Why Your FICO Credit Score May Soon Get a Boost

Millions of Americans could see their credit ratings improve in the coming weeks because of a new effort to remove potentially inaccurate information …

How Lower Credit Card Limits Hurt Subprime Borrowers

Consumer access to credit is at a 10-year high, according to the latest Industry Insight Report from TransUnion. That includes record ownership by those whose credit scores are less than stellar, and for those card-owners there’s often a catch.<p>Banks are issuing more credit cards to people with bad …

6 Life-Changing Tips for First-Time Home Buyers (From Those Who've Done It)

So you’re finally ready to purchase your first home—how exciting. Although it might feel as though it’s taken you a while to get to this point, the …

Real Estate

5 Budgeting Mistakes You Can't Afford to Make

These blunders could instantly render your budget useless, so you'll want to avoid them at all costs.<p>If you're someone who has a budget in the first …

Don’t let your car debt drag you under

Is your car burning up your paycheck? You’re not alone.<p>The total amount Americans owe on auto loans is at an all-time high and late payments have risen over the past couple years, according to the Federal Reserve Bank of New York. In the first quarter of 2017, about 1 in 26 car loans were 90 or …

Personal Finance

Pete the Planner: Financial health is more than great credit score

I’m obsessed with financial reality gaps.<p>They’re equal parts fascinating and terrifying. For some people, this means learning their rock solid plan isn’t so rock solid. While others discover all their stress, worry and consternation has led to unexpected success.<p>Your financial reality gap is the …

My best advice to stop working in the next 10 years

Get ready to call it quits. The author is not pictured.Mark Metcalfe / Stringer / Getty Images<p><i>I love featuring other people's early-retirement strategies. The following post is by ESI, an early retiree from ESI Money, a blog about achieving financial independence through earning, saving, and</i> …

How To Save For A Down Payment On A First Home -- Without Giving Up Avocado Toast

Are you renting now and want to buy your own home but aren’t sure how you’ll ever save enough money for the down payment? Recently, Australian property manager Tim Gurner dissed twenty- and thirty-somethings everywhere by saying they’ll never buy a home because they are too preoccupied with …

Personal Finance

Deduct graduate school on your taxes? It’s possible

People with a master’s degree typically earn about $400,000 more over their lifetime than people with a bachelor’s degree, according to the Census Bureau. Of course, getting a master’s can be very expensive — an average $17,385 per year in tuition and fees alone, according to the National Center …

Personal Finance

The Best Credit Cards for People Who Are Bad With Money

The Best Credit Cards for People Who Are Bad With Money<p>Updated October 26, 2017<p>Some people just aren’t cut out for having credit cards. If you’re a …

Down Payment Strategies for First-Time Home Buyers

You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to …

First-Time Home Buyer Tax Credit Ended but Help Exists

You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to …

Best banks for earning interest: These high-yield checking and savings accounts really pay

Remember that time you earned 4% interest on a savings account? Yeah, probably not, unless you're over the age of 40 — considering that the last time …

6 Ways To Improve Your Credit Without Even Trying

While it can take years to build good credit, it’s possible to “undo” your progress in a short amount of time. If you make a bunch of late payments on a credit card or let an account go into default, for example, the damage to your credit score can be quick and painful. And, you may not even …

4 Mid-Year Tax Moves to Make Today

Tax moves in June? You'd better believe it.<p>Filing taxes is harrowing enough that most of us would rather not think about it throughout the year. But …

The First Meal We Make After Vacation (You Should Too)

Make-Ahead Chicken and Veggie Chopped Salad<p>Serves 8<p><i>For the vinaigrette:</i> <br>1 tablespoon white wine vinegar <br>1 tablespoon freshly squeezed lemon juice <br>1 …

Miso Udon Noodle Soup (Miso Nikomi Udon)

Miso udon noodle soup, also known as <i>miso nikomi udon</i> in Japanese, is a rustic dish of thick wheat udon noodles simmered in a savory miso broth with …

Caramel Pretzel Nut Popcorn Recipe

"This is a very good holiday treat the my kids can't get enough of. It combines the sweetness of caramel with the saltiness of pretzels, nuts and …

Naan: Indian Oven-Baked Flat Bread

If there's anything that will make you fall in love with Indian food, it's naan. This flatbread from the North of India is juxtaposition at its most …

Fried Hot Water Cornbread Cakes

This hot water cornbread is a simple mixture of cornmeal and hot water with a few seasonings. The mixture is shaped into cakes and fried in hot fat …

Le Coucou Wants to Reintroduce You to the Baked Alaska

From the menu description alone, it’s not obvious what’s in store when you order the <b>omelette Norvegienne</b> for dessert at <b>Le Coucou</b>, <b>Stephen Starr</b> and chef <b>Daniel Rose</b>’s luxuriously old-school-yet-stylish French restaurant on the edge of Soho. “Pistachio ice cream, cherries, kirsch,” are only half of …

Flaky Pie Crust Recipe

This flaky pie crust is perfect for all kinds of baked pies. This recipe makes enough for one double-crust pie or two single crust pies.<p>Vegetable …

Cider Brined Fried Chicken

SERVES 8YOU’LL NEED<br>3 tbsp kosher salt, divided<br>3 tbsp pepper, divided<br>2 cups apple cider vinegar<br>1 cup apple juice<br>8 pieces chicken; legs, thighs<br>4 cups …

Strawberry Shortcake Dip

We've turned one of your favorite summer treats into an after-dinner dessert dip. Serve with dippers like pound cake or shortbread cookies to truly …

Curried Potato Salad Recipe

From: EatingWell Magazine, July/August 2015<p>In this healthy and creamy potato salad recipe, yogurt replaces half of the mayo and we keep the potato …

Rolo Stuffed Marshmallows Might Make You Ditch S'mores Forever

Don't knock it 'til ya stuff it.<p>GET THE RECIPE HERE.<p><b>BUY THESE SKEWERS: Marshmallow Roasting Sticks, $16; amazon.com.</b><p>Let's be real, at a food site …

Sweet and Spicy Beef Ribs

The real secret of making these beef ribs great is to baste them frequently, particularly towards the end of their cooking time. This layers the …