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How one 24-year-old runs a $70,000-a-month business while traveling the world

Aileen Adalid entered the corporate world at age 19 after graduating from De La Salle University in Manila, Philippines, with a degree in business …

Faroe Islands

Three ways for millennials with multiple financial goals to save

<b>Question from R.G., a lawyer in Vancouver, age 29:</b> I am single, debt-free and just started my professional career. Two months ago I landed a new position making $70,000 gross. I currently have $12,000 saved up, and I am putting away $2,200 a month with $500 going into a mutual fund investment in my …

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Location is critical when it comes to picking a place to set up shop--it can make a world of difference if your startup can recruit new hires locally and sail through minimal red tape and city regulations.<p>That's why the annual Emerging Trends in Real Estate Report, compiled by Pricewaterhouse …

The most expensive housing market in every state

Though California dominated the overall rankings, expensive homes dot the entire country. Business Insider pulled the top ranking city in each state from the report, which range from average listing prices of over $1 million in California and Connecticut to those coming in under $300,000 in places …

Asian stocks mostly up as Deutsche Bank concerns ease

SEOUL, South Korea (AP) — Asian stock markets were mostly higher Tuesday as concerns about Deutsche Bank's financial health eased and Japan's …

'You Should Resign': Watch Sen. Elizabeth Warren Grill Wells Fargo CEO John Stumpf

Facing off with the CEO whose massive bank appropriated customers' information to create millions of bogus accounts, Sen. Elizabeth Warren, D-Mass., had sharp questions Tuesday for Wells Fargo CEO John Stumpf. She said Stumpf made millions of dollars in the "scam," telling him, "You should resign …

Finance

69% of Americans Have Less Than $1000 in Savings

That's a big jump from just last year.<p>Americans are falling short when it comes saving money — specifically, setting aside money in savings accounts …

APNewsBreak: Nigeria sues over $12B in 'illegal' oil exports

LAGOS, Nigeria (AP) — Nigeria is suing several leading oil companies for $12.7 billion of crude oil that allegedly was exported illegally to the …

What's Wrong With America's Dream of City Living

New York is the land of the $100 million penthouse, the land of more than 8.5 million people and of rents that are among the highest in the …

Here’s Who Profits From the Wells Fargo Scandal

If there are any winners in the Wells Fargo & Co. scandal, it may be the mega-banks' not-for-profit country cousin, the credit union.<p>When …

CheapAir Now Lets You Buy Airline Tickets With Monthly Payments

But it may not be the smartest idea.<p>Fight booking site CheapAir is now allowing customers to pay for tickets in installments using three, six or 12-month purchase plans.<p>The goal, CEO Jeff Klee said in a statement, is to “give everyone the freedom to travel.” But we aren’t so sure this is freedom at …

Why Is Austin's Housing More Expensive Than Other Texas Cities?

<i>Austin, TX–</i>There is a similar narrative driving all four of Texas’ big metros, and it is a positive one. Dallas, Houston, Austin and San Antonio have, since 2000, been among the nation’s leading major metros for economic and population growth. But, surprisingly, this growth has severely influenced …

Housing

What Is a Loan-to-Value Ratio? It's the Key to Getting a Good Mortgage

If you're buying a home and apply for a mortgage, one critical factor in whether you secure financing is your loan-to-value ratio. So what exactly <i>is</i> this LTV ratio?<p>An LTV ratio is simply the amount of money you borrow from your lender, divided by the purchase price of the home, expressed as a …

What Economic Recovery? 62% of Americans Don't Even Have $1000 in Savings

<i>He who is plenteously provided for from within, needs but little from without. Johann Wolfgang Von Goethe</i><p>A key sign of financial health is savings; if one does not have a decent amount of money tucked away for a rainy day, it is a sign that all is not well. Americans have a very hard time sticking …

The Costco credit-card-swap disaster is coming to a close

On Friday, Citi executives addressed the problems Costco members faced in June when the firm became the exclusive issuer of Costco co-branded credit cards, with the budget retailer switching from American Express to Visa as its card of choice.<p>With 11 million Costco members making the switch, Citi …

If payday loans go away, what replaces them?

NEW YORK (AP) — The lenders who advance poor people money on their paychecks charge exorbitant interest rates that often snare the most vulnerable …

Britain's leaving the EU. What should I do with my money?

As many people around the world are trying to wrap their minds around what just happened in Britain, you may also be wondering "What does the Brexit mean for my money?"<p>If you are worried about your 401(k), take heart. Most experts say you shouldn't rush to sell stocks and some even say it's an …

66 million of us have no emergency savings

Many Americans are woefully ill-prepared for an unplanned expense, so much so that a whopping 66 million U.S. adults have zero dollars saved for an emergency, according to a new study.<p>When broken down by age, those in Generation X fared the worst: One-third of people ages 36 to 51 said they had …

U.K. investors prepare for uncertain markets

As the world digests the British public’s momentous decision to exit the European Union, U.K. investors are already bracing themselves for …

IVY ZELMAN: 'There's a shortage of shelter'

A lot more.<p>Speaking with Barron's this week, Zelman — one of the top housing analysts around who rose to fame with a big call <i>against</i> homebuilders ahead of the housing crisis — said that no matter how you cut it, there are not enough places for people in America to live right now.<p>Here's the key …

'I maxed out my credit card': Trump University graduates speak out

Kathleen Meese is still paying off credit card debt she ran up in 2009, to pay for classes at Trump University. She was told the classes would make her a real estate millionaire.<p>Trump used 'fraud' university to pocket millions, New York attorney general says<p>Read more<p>When Meese balked at the $25,000 …

Donald Trump

Read This Before You Borrow Money for College

College students these days are borrowing more money than ever before. The average 2016 graduate racked up a whopping $37,172in student debt, and a big reason for the uptick is the rising cost of higher education on the whole.<p>The College Board reports that the average price for in-state tuition at …

Should I invest my $100,000 inheritance or pay off debt?

<b>My wife and I are in our 30s and we have about $130,000 in cash – $100,000 from an inheritance and $30,000 of savings. We also own about $30,000 of stocks (Celgene, Alphabet, Facebook, Polaris Infrastructure, Bombardier and three medical marijuana companies – Aphria, Mettrum Health and Canopy</b> …

New apps make stock market affordable for students

For students chipping away at mountains of student loan debt and on all-around tight budgets, investing money isn’t always high on the agenda. But a maturing investment app industry is trying to change that, a couple of dollars at a time.<p>These apps, including two of the bigger names, Stash and …

Forget flipping houses — these retail investors flip mortgages

It’s 9:30 a.m. on a recent sunny Friday, and 60 people have crammed into an airport hotel conference room in Northern Virginia to hear Kevin Shortle, …

How the CEO of This 100-Year-Old Company Makes Really Tough Decisions

<i>The Entrepreneur Insiders network is an online community where the most thoughtful and influential people in America’s startup scene contribute</i> …

6 Things You Need to Know When Buying Home Insurance

Whether you've just begun searching for a new place or you're waiting to close on your dream home, one important aspect of moving you can't ignore is insuring your investment.<p>Enter the homeowner's best friend: the homeowners insurance policy.<p>Just like any other kind of insurance, there's no such …